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Unum Group

Statistical Supplement Third Quarter 2025

 TABLE OF CONTENTS

(in millions of dollars, except share data and where noted)

Interim Results are Unaudited

						Page
			Financial Highlights			1
			Capital Metrics			2
			Ratings			3
			Consolidated Statements of Income			4
			Sales Data by Segment			5
			Consolidated Balance Sheets			6
			Financial Results by Segment			7
			Quarterly Historical Financial Results by Segment			8
			Financial Results and Selected Statistics by Segment
			Unum US			9
			Unum International			10
			Colonial Life			11
			Closed Block			12
			Corporate			13
			Investments			14
			Appendix to Statistical Supplement			15
			See "Appendix to Statistical Supplement" on page 15 for a summary of significant items and page 15.2 for a reconciliation of our non-GAAP financial measures.
			N.M. = not a meaningful percentage

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Unum Group Financial Highlights

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2025						9/30/2024						9/30/2025						9/30/2024						12/31/2024						12/31/2023
Consolidated U.S. GAAP Results¹
Premium Income			$	2,688.0					$	2,628.8					$	8,138.9					$	7,866.3					$	10,497.4					$	10,046.0
Adjusted Operating Revenue			$	3,245.8					$	3,229.9					$	9,923.3					$	9,675.2					$	12,921.9					$	12,421.9
Net Investment Gain (Loss)			128.0						(12.9)						(96.5)						(24.5)						(34.6)						(36.0)
Amortization of the Deferred Gain on Reinsurance			4.6						—						4.6						—						—						—
Total Revenue			$	3,378.4					$	3,217.0					$	9,831.4					$	9,650.7					$	12,887.3					$	12,385.9
Net Income			$	39.7					$	645.7					$	564.4					$	1,430.4					$	1,779.1					$	1,283.8
Net Income Per Common Share:
Basic			$	0.23					$	3.46					$	3.24					$	7.54					$	9.49					$	6.53
Assuming Dilution			$	0.23					$	3.46					$	3.23					$	7.52					$	9.46					$	6.50
Assets															$	63,678.1					$	64,140.5					$	61,959.3					$	63,255.2
Liabilities															$	52,769.3					$	53,189.1					$	50,998.2					$	53,603.8
Stockholders' Equity															$	10,908.8					$	10,951.4					$	10,961.1					$	9,651.4
Adjusted Stockholders' Equity															$	12,494.6					$	13,078.5					$	12,801.6					$	12,292.6
Adjusted Operating Return on Equity
Unum US			23.9		%				25.5		%				23.1		%				25.7		%				25.2		%				23.1		%
Unum International			14.8		%				16.2		%				15.8		%				15.8		%				15.6		%				16.5		%
Colonial Life			18.3		%				19.2		%				18.6		%				19.6		%				19.7		%				18.1		%
Core Operating Segments			21.4		%				22.8		%				21.1		%				23.1		%				22.7		%				21.2		%
Consolidated			11.3		%				12.4		%				11.4		%				12.8		%				12.7		%				12.7		%

Traditional U.S. Life Insurance Companies' Statutory Results2
Net Gain (Loss) from Operations, After Tax			$	(345.0)					$	315.6					$	436.6					$	1,032.2					$	1,337.0					$	1,351.5
Net Realized Capital Gain (Loss), After Tax			50.1						3.7						(16.5)						(0.9)						(14.6)						(21.6)
Net Income (Loss)			$	(294.9)					$	319.3					$	420.1					$	1,031.3					$	1,322.4					$	1,329.9
Capital and Surplus															$	4,085.2					$	4,425.0					$	3,909.7					$	3,751.3
Weighted Average Risk-based Capital Ratio															~ 455%						~ 470%						~ 430%						~ 415%

1 Generally Accepted Accounting Principles

2 Our traditional U.S. life insurance companies are Provident Life and Accident Insurance Company, Unum Life Insurance Company of America, The Paul Revere Life Insurance Company, Colonial Life & Accident Insurance Company, Provident Life and Casualty Insurance Company, First Unum Life Insurance Company, Unum Insurance Company, and Starmount Life Insurance Company.

1

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Unum Group Capital Metrics

			9/30/2025												9/30/2024												12/31/2024												12/31/2023
			(in millions)						per share						(in millions)						per share						(in millions)						per share						(in millions)						per share
Total Stockholders' Equity (Book Value)			$	10,908.8					$	64.56					$	10,951.4					$	59.36					$	10,961.1					$	61.38					$	9,651.4					$	49.91
Excluding:
Net Unrealized Loss on Securities			(1,978.2)						(11.71)						(1,491.2)						(8.08)						(2,755.2)						(15.43)						(1,919.1)						(9.92)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits			656.6						3.88						(527.0)						(2.86)						1,185.4						6.64						(648.4)						(3.35)
Net Loss on Derivatives			(264.2)						(1.56)						(108.9)						(0.59)						(270.7)						(1.51)						(73.7)						(0.39)
Subtotal			12,494.6						73.95						13,078.5						70.89						12,801.6						71.68						12,292.6						63.57
Excluding:
Foreign Currency Translation Adjustment			(246.1)						(1.46)						(259.9)						(1.40)						(343.0)						(1.93)						(321.1)						(1.66)
Subtotal			12,740.7						75.41						13,338.4						72.29						13,144.6						73.61						12,613.7						65.23
Excluding:
Unrecognized Pension and Postretirement Benefit Costs			(335.4)						(1.98)						(342.7)						(1.86)						(340.2)						(1.90)						(345.7)						(1.79)
Total Stockholders' Equity, Excluding Accumulated Other Comprehensive Loss			$	13,076.1					$	77.39					$	13,681.1					$	74.15					$	13,484.8					$	75.51					$	12,959.4					$	67.02
Dividends Paid			$	229.8					$	1.300					$	219.5					$	1.15					$	296.6					$	1.57					$	277.1					$	1.39

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2025						9/30/2024						9/30/2025						9/30/2024						12/31/2024						12/31/2023
Shares Repurchased (millions)1			3.2						3.7						10.3						9.7						15.7						5.7
Cost of Shares Repurchased (millions)2			$	253.3					$	202.0					$	759.2					$	504.8					$	979.3					$	252.0
Price (UNM closing price on last trading day of period)															$	77.78					$	59.44					$	73.03					$	45.22
Leverage Ratio															23.4		%				21.3		%				22.9		%				22.1		%
Holding Company Liquidity (millions)															$	1,982					$	1,393					$	1,987					$	1,650

1For the nine months ended September 30, 2025, includes 0.7 million shares related to the settlement of the November 2024 accelerated share repurchase agreement (ASR) which occurred in February 2025.

2Includes commissions of $0.9 million and $1.8 million for the three and nine months ended September 30, 2025, respectively, a de minimis amount for the three and nine months ended September 30, 2024, and a de minimis amount and $0.1 million for the years ended December 31, 2024 and 2023, respectively. There was excise tax of $2.4 million and $7.4 million for the three and nine months ended September 30, 2025, respectively, $2.0 million and $4.8 million of excise tax for the three and nine months ended September 30, 2024, respectively, and $8.3 million and $1.9 million of excise tax for the years ended December 31, 2024 and 2023, respectively. Also included for the year ended December 31, 2024 is $80.3 million related to shares which settled in February 2025 in connection with the November 2024 ASR agreement.

2

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Unum Group Ratings

AM Best

Fitch

Moody's

S&P

Outlook

Stable

Stable

Stable

Stable

Senior Unsecured Debt Ratings

bbb+

BBB

Baa2

BBB

Financial Strength Ratings

Provident Life and Accident Insurance Company

A

A

A2

A

Unum Life Insurance Company of America

A

A

A2

A

First Unum Life Insurance Company

A

A

A2

A

Colonial Life & Accident Insurance Company

A

A

A2

A

The Paul Revere Life Insurance Company

A

A

A2

A

Unum Insurance Company

A

A

A2

NR

Provident Life and Casualty Insurance Company

A

A

NR

NR

Starmount Life Insurance Company

A

NR

NR

NR

Unum Limited

NR

NR

NR

A-

NR = not rated

3

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Unum Group Consolidated Statements of Income

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2025						9/30/2024						9/30/2025						9/30/2024						12/31/2024						12/31/2023
Revenue
Premium Income			$	2,688.0					$	2,628.8					$	8,138.9					$	7,866.3					$	10,497.4					$	10,046.0
Net Investment Income			476.8						527.8						1,550.7						1,586.4						2,130.0						2,096.7
Net Investment Gain (Loss)			128.0						(12.9)						(96.5)						(24.5)						(34.6)						(36.0)
Other Income			85.6						73.3						238.3						222.5						294.5						279.2
Total Revenue			3,378.4						3,217.0						9,831.4						9,650.7						12,887.3						12,385.9
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			2,325.3						1,461.9						6,172.4						5,056.7						6,917.9						7,257.1
Commissions			335.2						315.1						1,021.9						947.8						1,258.6						1,170.1
Interest and Debt Expense			52.2						49.2						156.2						148.6						201.1						194.8
Deferral of Acquisition Costs			(173.5)						(163.3)						(521.0)						(495.3)						(651.5)						(632.2)
Amortization of Deferred Acquisition Costs			132.3						133.8						389.9						387.9						521.0						481.4
Other Expenses			652.4						605.7						1,896.9						1,799.2						2,388.9						2,274.6
Total Benefits and Expenses			3,323.9						2,402.4						9,116.3						7,844.9						10,636.0						10,745.8
Income Before Income Tax			54.5						814.6						715.1						1,805.8						2,251.3						1,640.1
Income Tax Expense			14.8						168.9						150.7						375.4						472.2						356.3
Net Income			$	39.7					$	645.7					$	564.4					$	1,430.4					$	1,779.1					$	1,283.8
Weighted Average Shares Outstanding
Basic			170.2						186.4						174.2						189.7						187.5						196.7
Assuming Dilution			170.6						186.9						174.6						190.2						188.1						197.6
Actual Number of Shares Outstanding															169.0						184.5						178.6						193.4

4

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Unum Group Sales Data for Unum US Segment

			Three Months Ended																		Nine Months Ended																		Year Ended
			9/30/2025						9/30/2024						% Change						9/30/2025						9/30/2024						% Change						12/31/2024						12/31/2023
Sales by Product
Group Disability and Group Life and AD&D
Group Long-term Disability			$	28.4					$	24.4					16.4		%				$	116.6					$	143.8					(18.9)		%				$	298.3					$	292.7
Group Short-term Disability			24.9						15.9						56.6						96.1						94.1						2.1						216.5						229.5
Group Life and AD&D			33.1						26.5						24.9						154.7						151.2						2.3						361.5						305.4
Subtotal			86.4						66.8						29.3						367.4						389.1						(5.6)						876.3						827.6
Supplemental and Voluntary
Voluntary Benefits			46.6						45.6						2.2						231.7						233.0						(0.6)						293.7						263.2
Individual Disability			34.3						29.4						16.7						81.4						76.1						7.0						101.7						108.9
Dental and Vision			11.8						12.5						(5.6)						38.5						43.4						(11.3)						95.3						84.1
Subtotal			92.7						87.5						5.9						351.6						352.5						(0.3)						490.7						456.2
Total Sales			$	179.1					$	154.3					16.1						$	719.0					$	741.6					(3.0)						$	1,367.0					$	1,283.8
Sales by Market Sector
Group Disability and Group Life and AD&D
Core Market (< 2,000 employees)			$	52.3					$	52.1					0.4		%				$	218.4					$	247.1					(11.6)		%				$	512.6					$	521.3
Large Case Market			34.1						14.7						132.0						149.0						142.0						4.9						363.7						306.3
Subtotal			86.4						66.8						29.3						367.4						389.1						(5.6)						876.3						827.6
Supplemental and Voluntary			92.7						87.5						5.9						351.6						352.5						(0.3)						490.7						456.2
Total Sales			$	179.1					$	154.3					16.1						$	719.0					$	741.6					(3.0)						$	1,367.0					$	1,283.8

5

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Unum Group Sales Data for Unum International Segment

			Three Months Ended																		Nine Months Ended																		Year Ended
(in millions of dollars)			9/30/2025						9/30/2024						% Change						9/30/2025						9/30/2024						% Change						12/31/2024						12/31/2023
Sales by Product
Unum UK
Group Long-term Disability			$	19.2					$	8.4					128.6		%				$	40.3					$	40.3					—		%				$	47.3					$	48.3
Group Life			16.0						17.0						(5.9)						51.9						53.1						(2.3)						68.3						61.4
Supplemental			4.4						4.8						(8.3)						25.0						30.1						(16.9)						34.9						28.0
Unum Poland			10.1						8.0						26.3						34.4						24.6						39.8						36.4						33.2
Total Sales			$	49.7					$	38.2					30.1						$	151.6					$	148.1					2.4						$	186.9					$	170.9
Sales by Market Sector
Unum UK
Group Long-term Disability and Group Life
Core Market (< 500 employees)			$	11.0					$	10.0					10.0		%				$	35.7					$	30.7					16.3		%				$	41.8					$	51.2
Large Case Market			24.2						15.4						57.1						56.5						62.7						(9.9)						73.8						58.5
Subtotal			35.2						25.4						38.6						92.2						93.4						(1.3)						115.6						109.7
Supplemental			4.4						4.8						(8.3)						25.0						30.1						(16.9)						34.9						28.0
Unum Poland			10.1						8.0						26.3						34.4						24.6						39.8						36.4						33.2
Total Sales			$	49.7					$	38.2					30.1						$	151.6					$	148.1					2.4						$	186.9					$	170.9
(in millions of pounds)
Unum UK Sales by Product
Group Long-term Disability			£	14.2					£	6.4					121.9		%				£	30.4					£	31.7					(4.1)		%				£	37.2					£	38.8
Group Life			12.0						12.9						(7.0)						39.5						41.5						(4.8)						53.4						49.4
Supplemental			3.2						3.8						(15.8)						19.1						23.8						(19.7)						27.5						22.6
Total Sales			£	29.4					£	23.1					27.3						£	89.0					£	97.0					(8.2)						£	118.1					£	110.8
Unum UK Sales by Market Sector
Group Long-term Disability and Group Life
Core Market (< 500 employees)			£	8.2					£	7.7					6.5		%				£	27.2					£	24.1					12.9		%				£	32.8					£	41.2
Large Case Market			18.0						11.6						55.2						42.7						49.1						(13.0)						57.8						47.0
Subtotal			26.2						19.3						35.8						69.9						73.2						(4.5)						90.6						88.2
Supplemental			3.2						3.8						(15.8)						19.1						23.8						(19.7)						27.5						22.6
Total Sales			£	29.4					£	23.1					27.3						£	89.0					£	97.0					(8.2)						£	118.1					£	110.8

5. 1

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Unum Group Sales Data for Colonial Life Segment

			Three Months Ended																		Nine Months Ended																		Year Ended
			9/30/2025						9/30/2024						% Change						9/30/2025						9/30/2024						% Change						12/31/2024						12/31/2023
Sales by Product
Accident, Sickness, and Disability			$	75.3					$	74.7					0.8		%				$	219.5					$	215.1					2.0		%				$	326.3					$	329.5
Life			31.8						28.5						11.6						87.3						83.1						5.1						127.9						132.1
Cancer and Critical Illness			17.5						17.7						(1.1)						49.6						48.6						2.1						78.0						78.0
Total Sales			$	124.6					$	120.9					3.1						$	356.4					$	346.8					2.8						$	532.2					$	539.6
Sales by Market Sector
Commercial Sector
Core Market (< 1,000 employees)			$	76.4					$	69.9					9.3		%				$	225.5					$	220.4					2.3		%				$	331.9					$	347.4
Large Case Market			14.6						16.0						(8.8)						38.2						37.3						2.4						65.1						62.3
Subtotal			91.0						85.9						5.9						263.7						257.7						2.3						397.0						409.7
Public Sector			33.6						35.0						(4.0)						92.7						89.1						4.0						135.2						129.9
Total Sales			$	124.6					$	120.9					3.1						$	356.4					$	346.8					2.8						$	532.2					$	539.6

5. 2

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Unum Group Consolidated Balance Sheets

			September 30						December 31
			2025						2024
Assets
Investments
Fixed Maturity Securities - at fair value			$	33,190.2					$	35,629.9
Mortgage Loans			2,129.8						2,224.5
Policy Loans			3,584.1						3,617.2
Other Long-term Investments			1,682.2						1,694.4
Short-term Investments			2,602.0						2,540.3
Total Investments			43,188.3						45,706.3
Other Assets
Cash and Bank Deposits			327.9						162.8
Accounts and Premiums Receivable			1,462.2						1,459.0
Reinsurance Recoverable			11,683.2						8,296.4
Accrued Investment Income			735.7						649.8
Deferred Acquisition Costs			2,880.4						2,842.8
Goodwill			354.0						349.1
Property and Equipment			496.6						487.6
Deferred Income Tax			120.3						369.7
Other Assets			2,429.5						1,635.8
Total Assets			$	63,678.1					$	61,959.3

6

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Unum Group Consolidated Balance Sheets - Continued

			September 30						December 31
			2025						2024
Liabilities and Stockholders' Equity
Liabilities
Future Policy Benefits			$	38,300.7					$	36,806.4
Policyholders' Account Balances			5,659.9						5,633.7
Unearned Premiums			492.0						384.0
Other Policyholders’ Funds			1,485.3						1,526.7
Income Tax Payable			57.2						226.5
Deferred Income Tax			38.1						31.0
Short-term Debt			274.9						274.6
Long-term Debt			3,470.8						3,465.2
Other Liabilities			2,990.4						2,650.1
Total Liabilities			52,769.3						50,998.2
Stockholders’ Equity
Common Stock			19.6						19.5
Additional Paid-in Capital			1,585.7						1,489.6
Accumulated Other Comprehensive Loss			(2,167.3)						(2,523.7)
Retained Earnings			13,248.6						12,914.0
Treasury Stock - at cost			(1,777.8)						(938.3)
Total Stockholders’ Equity			10,908.8						10,961.1
Total Liabilities and Stockholders’ Equity			$	63,678.1					$	61,959.3

6. 1

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Unum Group Balance Sheets by Segment - September 30, 2025

			Unum US
			Group Disability						Group Life and Accidental Death & Dismemberment						Supplemental and Voluntary						Total Unum US						Unum International						Colonial Life						Closed Block						Corporate						Consolidated
Assets
Investments			$	5,629.7					$	1,883.5					$	4,350.7					$	11,863.9					$	3,187.9					$	3,441.5					$	21,367.2					$	3,327.8					$	43,188.3
Deferred Acquisition Costs			66.1						59.4						1,080.3						1,205.8						68.4						1,606.2						—						—						2,880.4
Goodwill			10.4						—						271.1						281.5						44.8						27.7						—						—						354.0
Reinsurance Recoverable			28.8						10.0						409.1						447.9						95.1						4.7						11,135.5						—						11,683.2
All Other			572.8						267.5						153.5						993.8						216.1						110.8						1,577.3						2,674.2						5,572.2
Total Assets			$	6,307.8					$	2,220.4					$	6,264.7					$	14,792.9					$	3,612.3					$	5,190.9					$	34,080.0					$	6,002.0					$	63,678.1
Liabilities
Future Policy Benefits			$	4,612.1					$	806.6					$	3,128.7					$	8,547.4					$	2,336.7					$	2,027.4					$	25,389.2					$	—					$	38,300.7
Policyholders' Account Balances			—						—						667.4						667.4						—						857.3						4,135.2						—						5,659.9
Unearned Premiums			1.9						6.3						53.2						61.4						264.5						46.6						119.5						—						492.0
Other Policyholders' Funds			41.8						768.2						29.2						839.2						62.7						6.7						576.7						—						1,485.3
Debt			—						—						—						—						—						—						—						3,745.7						3,745.7
All Other			39.9						29.7						221.6						291.2						129.4						65.9						581.8						2,017.4						3,085.7
Total Liabilities			4,695.7						1,610.8						4,100.1						10,406.6						2,793.3						3,003.9						30,802.4						5,763.1						52,769.3
Allocated Stockholders' Equity
Other Allocated Stockholders' Equity			1,564.8						664.9						2,161.3						4,391.0						804.0						2,026.0						4,507.4						766.2						12,494.6
Net Unrealized Loss on Securities and Net Loss on Derivatives			(105.0)						(71.1)						(140.7)						(316.8)						(146.3)						(75.0)						(1,177.0)						(527.3)						(2,242.4)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits			152.3						15.8						144.0						312.1						161.3						236.0						(52.8)						—						656.6
Total Allocated Stockholders' Equity			1,612.1						609.6						2,164.6						4,386.3						819.0						2,187.0						3,277.6						238.9						10,908.8
Total Liabilities and Allocated Stockholders' Equity			$	6,307.8					$	2,220.4					$	6,264.7					$	14,792.9					$	3,612.3					$	5,190.9					$	34,080.0					$	6,002.0					$	63,678.1

Allocated stockholders' equity is determined on the basis of an internal allocation formula that reflects the volume and risk components of the business and aligns with our target capital levels for regulatory and rating agency purposes. We modify this formula periodically to recognize changes in the views of capital requirements.

6. 2

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Unum Group Balance Sheets by Segment - December 31, 2024

			Unum US
			Group Disability						Group Life and Accidental Death & Dismemberment						Supplemental and Voluntary						Total Unum US						Unum International						Colonial Life						Closed Block						Corporate						Consolidated
Assets
Investments			$	6,016.7					$	1,924.5					$	4,557.3					$	12,498.5					$	2,968.7					$	3,249.7					$	23,862.5					$	3,126.9					$	45,706.3
Deferred Acquisition Costs			61.1						51.1						1,148.4						1,260.6						53.0						1,529.2						—						—						2,842.8
Goodwill			8.9						—						271.1						280.0						41.4						27.7						—						—						349.1
Reinsurance Recoverable			31.7						5.7						166.4						203.8						99.0						4.3						7,989.3						—						8,296.4
All Other			351.2						202.4						185.1						738.7						129.2						153.3						1,524.2						2,219.3						4,764.7
Total Assets			$	6,469.6					$	2,183.7					$	6,328.3					$	14,981.6					$	3,291.3					$	4,964.2					$	33,376.0					$	5,346.2					$	61,959.3
Liabilities
Future Policy Benefits			$	4,773.9					$	836.0					$	3,059.8					$	8,669.7					$	2,163.0					$	1,904.2					$	24,069.5					$	—					$	36,806.4
Policyholders' Account Balances			—						—						675.7						675.7						—						862.5						4,095.5						—						5,633.7
Unearned Premiums			1.6						6.1						44.0						51.7						165.5						45.4						121.4						—						384.0
Other Policyholders' Funds			37.7						775.9						32.7						846.3						60.1						8.3						612.0						—						1,526.7
Debt			—						—						—						—						—						—						—						3,739.8						3,739.8
All Other			34.2						25.8						149.3						209.3						119.0						63.9						598.2						1,917.2						2,907.6
Total Liabilities			4,847.4						1,643.8						3,961.5						10,452.7						2,507.6						2,884.3						29,496.6						5,657.0						50,998.2
Allocated Stockholders' Equity
Other Allocated Stockholders' Equity			1,584.2						626.8						2,366.2						4,577.2						775.6						1,938.8						5,164.7						345.3						12,801.6
Net Unrealized Loss on Securities and Net Loss on Derivatives			(192.6)						(111.0)						(211.1)						(514.7)						(134.9)						(138.8)						(1,581.4)						(656.1)						(3,025.9)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits			230.6						24.1						211.7						466.4						143.0						279.9						296.1						—						1,185.4
Total Allocated Stockholders' Equity			1,622.2						539.9						2,366.8						4,528.9						783.7						2,079.9						3,879.4						(310.8)						10,961.1
Total Liabilities and Allocated Stockholders' Equity			$	6,469.6					$	2,183.7					$	6,328.3					$	14,981.6					$	3,291.3					$	4,964.2					$	33,376.0					$	5,346.2					$	61,959.3

6. 3

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Unum Group Financial Results by Segment

We measure and analyze our segment performance on the basis of "adjusted operating revenue" and "adjusted operating income" or "adjusted operating loss", which differ from total revenue and income before income tax as presented in our consolidated statements of income due to the exclusion of investment gains or losses, certain impacts from reinsurance transactions, reserve assumption updates and certain other items as specified in the following pages. Investment gains or losses primarily include realized investment gains or losses, expected investment credit losses, impairment losses, and gains or losses on derivatives. These performance measures are in accordance with GAAP guidance for segment reporting, but they should not be viewed as a substitute for total revenue, income before income tax, or net income.

			Three Months Ended																		Nine Months Ended
			9/30/2025						9/30/2024						% Change						9/30/2025						9/30/2024						% Change
Premium Income
Unum US			$	1,755.4					$	1,723.5					1.9		%				$	5,334.9					$	5,161.8					3.4		%
Unum International			281.1						246.6						14.0						798.9						707.1						13.0
Colonial Life			456.5						441.9						3.3						1,375.9						1,335.0						3.1
Closed Block			195.0						216.8						(10.1)						629.2						662.4						(5.0)
			2,688.0						2,628.8						2.3						8,138.9						7,866.3						3.5
Net Investment Income
Unum US			151.9						161.0						(5.7)						455.9						476.1						(4.2)
Unum International			36.2						30.4						19.1						110.9						94.5						17.4
Colonial Life			44.3						39.6						11.9						129.1						119.4						8.1
Closed Block			224.7						284.3						(21.0)						778.9						851.6						(8.5)
Corporate			19.7						12.5						57.6						75.9						44.8						69.4
			476.8						527.8						(9.7)						1,550.7						1,586.4						(2.3)
Other Income
Unum US			65.5						60.1						9.0						195.4						178.9						9.2
Unum International			2.9						0.4						N.M.						3.3						1.2						175.0
Colonial Life			0.6						0.4						50.0						1.3						3.6						(63.9)
Closed Block			16.3						12.4						31.5						38.3						37.7						1.6
Corporate			0.3						—						100.0						—						1.1						(100.0)
			85.6						73.3						16.8						238.3						222.5						7.1
Total Operating Revenue
Unum US			1,972.8						1,944.6						1.5						5,986.2						5,816.8						2.9
Unum International			320.2						277.4						15.4						913.1						802.8						13.7
Colonial Life			501.4						481.9						4.0						1,506.3						1,458.0						3.3
Closed Block			436.0						513.5						(15.1)						1,446.4						1,551.7						(6.8)
Corporate			20.0						12.5						60.0						75.9						45.9						65.4
			$	3,250.4					$	3,229.9					0.6						$	9,927.9					$	9,675.2					2.6

7

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Unum Group Financial Results by Segment - Continued

			Three Months Ended																		Nine Months Ended
			9/30/2025						9/30/2024						% Change						9/30/2025						9/30/2024						% Change
Benefits and Expenses
Unum US			$	1,486.0					$	1,437.7					3.4		%				$	4,852.1					$	4,567.2					6.2		%
Unum International			276.0						244.6						12.8						788.6						690.1						14.3
Colonial Life			375.9						322.5						16.6						1,147.7						1,068.0						7.5
Closed Block			1,118.3						320.4						N.M.						2,131.5						1,317.6						61.8
Corporate			67.7						77.2						(12.3)						196.4						202.0						(2.8)
			3,323.9						2,402.4						38.4						9,116.3						7,844.9						16.2
Income (Loss) Before Income Tax and Net Investment Gain (Loss)
Unum US			486.8						506.9						(4.0)						1,134.1						1,249.6						(9.2)
Unum International			44.2						32.8						34.8						124.5						112.7						10.5
Colonial Life			125.5						159.4						(21.3)						358.6						390.0						(8.1)
Closed Block			(682.3)						193.1						N.M.						(685.1)						234.1						N.M.
Corporate			(47.7)						(64.7)						(26.3)						(120.5)						(156.1)						(22.8)
			(73.5)						827.5						(108.9)						811.6						1,830.3						(55.7)
Income Tax Expense (Benefit) Before Net Investment Gain (Loss)			(12.0)						172.0						(107.0)						171.1						381.1						(55.1)
Income (Loss) Before Net Investment Gain (Loss)			(61.5)						655.5						(109.4)						640.5						1,449.2						(55.8)
Net Investment Gain (Loss) (net of tax benefit (expense) of ($26.8); $3.1; $20.4; $5.7)			101.2						(9.8)						N.M.						(76.1)						(18.8)						N.M.
Net Income			$	39.7					$	645.7					(93.9)						$	564.4					$	1,430.4					(60.5)

7. 1

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Unum Group Quarterly Historical Financial Results by Segment

			9/30/2025						6/30/2025						3/31/2025						12/31/2024						9/30/2024						6/30/2024
Premium Income
Unum US			$	1,755.4					$	1,798.6					$	1,780.9					$	1,721.4					$	1,723.5					$	1,730.9
Unum International			281.1						271.1						246.7						242.4						246.6						228.8
Colonial Life			456.5						462.1						457.3						448.9						441.9						446.2
Closed Block			195.0						216.2						218.0						218.4						216.8						221.3
			2,688.0						2,748.0						2,702.9						2,631.1						2,628.8						2,627.2
Net Investment Income
Unum US			151.9						155.1						148.9						156.1						161.0						158.1
Unum International			36.2						46.2						28.5						34.3						30.4						38.0
Colonial Life			44.3						42.6						42.2						42.1						39.6						40.5
Closed Block			224.7						284.5						269.7						297.3						284.3						294.2
Corporate			19.7						32.3						23.9						13.8						12.5						14.3
			476.8						560.7						513.2						543.6						527.8						545.1
Other Income
Unum US			65.5						58.0						71.9						57.0						60.1						58.2
Unum International			2.9						0.3						0.1						0.4						0.4						0.5
Colonial Life			0.6						0.3						0.4						0.4						0.4						0.2
Closed Block			16.3						12.1						9.9						14.0						12.4						12.2
Corporate			0.3						(0.3)						—						0.2						—						0.4
			85.6						70.4						82.3						72.0						73.3						71.5
Total Operating Revenue
Unum US			1,972.8						2,011.7						2,001.7						1,934.5						1,944.6						1,947.2
Unum International			320.2						317.6						275.3						277.1						277.4						267.3
Colonial Life			501.4						505.0						499.9						491.4						481.9						486.9
Closed Block			436.0						512.8						497.6						529.7						513.5						527.7
Corporate			20.0						32.0						23.9						14.0						12.5						14.7
			$	3,250.4					$	3,379.1					$	3,298.4					$	3,246.7					$	3,229.9					$	3,243.8

8

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Unum Group Quarterly Historical Financial Results by Segment - Continued

			9/30/2025						6/30/2025						3/31/2025						12/31/2024						9/30/2024						6/30/2024
Benefits and Expenses
Unum US			$	1,486.0					$	1,693.5					$	1,672.6					$	1,601.3					$	1,437.7					$	1,589.7
Unum International			276.0						276.0						236.6						239.5						244.6						224.8
Colonial Life			375.9						387.6						384.2						368.7						322.5						370.0
Closed Block			1,118.3						523.6						489.6						517.2						320.4						493.4
Corporate			67.7						63.7						65.0						64.4						77.2						60.0
			3,323.9						2,944.4						2,848.0						2,791.1						2,402.4						2,737.9
Income (Loss) Before Income Tax and Net Investment Gain (Loss)
Unum US			486.8						318.2						329.1						333.2						506.9						357.5
Unum International			44.2						41.6						38.7						37.6						32.8						42.5
Colonial Life			125.5						117.4						115.7						122.7						159.4						116.9
Closed Block			(682.3)						(10.8)						8.0						12.5						193.1						34.3
Corporate			(47.7)						(31.7)						(41.1)						(50.4)						(64.7)						(45.3)
			(73.5)						434.7						450.4						455.6						827.5						505.9
Income Tax Expense (Benefit) Before Net Investment Gain (Loss)			(12.0)						85.2						97.9						98.7						172.0						108.2
Income (Loss) Before Net Investment Gain (Loss)			(61.5)						349.5						352.5						356.9						655.5						397.7
Net Investment Gain (Loss)			128.0						(17.7)						(206.8)						(10.1)						(12.9)						(10.4)
Tax Expense (Benefit) on Net Investment Gain (Loss)			26.8						(3.8)						(43.4)						(1.9)						(3.1)						(2.2)
Net Income			$	39.7					$	335.6					$	189.1					$	348.7					$	645.7					$	389.5
Net Income Per Common Share - Assuming Dilution			$	0.23					$	1.92					$	1.06					$	1.92					$	3.46					$	2.05

8. 1

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Unum Group Financial Results for Unum US Segment

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2025						9/30/2024						9/30/2025						9/30/2024						12/31/2024						12/31/2023
Operating Revenue
Premium Income			$	1,755.4					$	1,723.5					$	5,334.9					$	5,161.8					$	6,883.2					$	6,579.2
Net Investment Income			151.9						161.0						455.9						476.1						632.2						639.9
Other Income			65.5						60.1						195.4						178.9						235.9						220.5
Total			1,972.8						1,944.6						5,986.2						5,816.8						7,751.3						7,439.6
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			896.2						864.1						3,051.6						2,840.0						3,864.7						3,808.5
Commissions			195.8						182.6						605.2						551.9						729.3						664.4
Deferral of Acquisition Costs			(83.3)						(81.6)						(253.7)						(247.4)						(320.9)						(314.7)
Amortization of Deferred Acquisition Costs			71.4						75.7						208.2						216.7						292.5						267.6
Other Expenses			405.9						396.9						1,240.8						1,206.0						1,602.9						1,529.5
Total			1,486.0						1,437.7						4,852.1						4,567.2						6,168.5						5,955.3
Income Before Income Tax and Net Investment Gains and Losses			486.8						506.9						1,134.1						1,249.6						1,582.8						1,484.3
Amortization of the Deferred Gain on Reinsurance			(4.6)						—						(4.6)						—						—						—
Non-Contemporaneous Reinsurance			0.4						—						0.4						—						—						—
Reserve Assumption Updates			(147.7)						(143.6)						(147.7)						(143.6)						(143.6)						(128.8)
Adjusted Operating Income			$	334.9					$	363.3					$	982.2					$	1,106.0					$	1,439.2					$	1,355.5
Operating Ratios (% of Premium Income):
Benefit Ratio1			59.4		%				58.5		%				60.0		%				57.8		%				58.2		%				59.8		%
Other Expense Ratio2			22.4		%				22.3		%				22.5		%				22.6		%				22.5		%				22.5		%
Income Ratio			27.7		%				29.4		%				21.3		%				24.2		%				23.0		%				22.6		%
Adjusted Operating Income Ratio			19.1		%				21.1		%				18.4		%				21.4		%				20.9		%				20.6		%
1Excludes the reserve assumption updates that occurred during the third quarters of 2025, 2024, and 2023. Also excludes the impact of non-contemporaneous reinsurance.
2Ratio of Other Expenses to Premium Income plus Unum US Group Disability Other Income, which is primarily related to fee-based services.

9

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Unum Group Financial Results for Unum US Group Disability

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2025						9/30/2024						9/30/2025						9/30/2024						12/31/2024						12/31/2023
Operating Revenue
Premium Income
Group Long-term Disability			$	499.2					$	522.1					$	1,511.5					$	1,560.3					$	2,086.1					$	2,057.2
Group Short-term Disability			286.0						271.3						853.6						810.7						1,084.0						1,012.3
Total Premium Income			785.2						793.4						2,365.1						2,371.0						3,170.1						3,069.5
Net Investment Income			75.3						78.7						223.8						234.8						311.2						324.8
Other Income			58.8						58.6						171.4						174.8						232.1						211.6
Total			919.3						930.7						2,760.3						2,780.6						3,713.4						3,605.9
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			375.3						379.0						1,355.1						1,299.3						1,781.8						1,693.2
Commissions			61.9						60.0						190.8						184.1						244.4						230.5
Deferral of Acquisition Costs			(14.2)						(15.4)						(46.5)						(48.1)						(62.2)						(60.2)
Amortization of Deferred Acquisition Costs			15.4						18.2						41.5						46.8						64.7						57.6
Other Expenses			241.6						242.2						736.1						733.8						973.5						936.1
Total			680.0						684.0						2,277.0						2,215.9						3,002.2						2,857.2
Income Before Income Tax and Net Investment Gains and Losses			239.3						246.7						483.3						564.7						711.2						748.7
Reserve Assumption Updates			(105.8)						(90.0)						(105.8)						(90.0)						(90.0)						(121.0)
Adjusted Operating Income			$	133.5					$	156.7					$	377.5					$	474.7					$	621.2					$	627.7
Operating Ratios (% of Premium Income):
Benefit Ratio1			61.3		%				59.1		%				61.8		%				58.6		%				59.0		%				59.1		%
Other Expense Ratio2			28.6		%				28.4		%				29.0		%				28.8		%				28.6		%				28.5		%
Income Ratio			30.5		%				31.1		%				20.4		%				23.8		%				22.4		%				24.4		%
Adjusted Operating Income Ratio			17.0		%				19.8		%				16.0		%				20.0		%				19.6		%				20.4		%
Persistency:
Group Long-term Disability															90.6		%				93.5		%				93.3		%				90.8		%
Group Short-term Disability															88.6		%				91.9		%				91.7		%				88.9		%
1Excludes the reserve assumption updates that occurred during the third quarters of 2025, 2024, and 2023.
2Ratio of Other Expenses to Premium Income plus Other Income, which is primarily related to fee-based services.

9. 1

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Unum Group Financial Results for Unum US Group Life and Accidental Death & Dismemberment

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2025						9/30/2024						9/30/2025						9/30/2024						12/31/2024						12/31/2023
Operating Revenue
Premium Income
Group Life			$	468.3					$	447.8					$	1,404.5					$	1,337.9					$	1,784.7					$	1,679.0
Accidental Death & Dismemberment			48.9						47.1						146.3						139.3						186.1						175.5
Total Premium Income			517.2						494.9						1,550.8						1,477.2						1,970.8						1,854.5
Net Investment Income			21.2						22.1						60.5						66.6						88.3						90.1
Other Income			0.5						0.3						1.0						1.4						1.5						1.0
Total			538.9						517.3						1,612.3						1,545.2						2,060.6						1,945.6
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			338.5						308.8						1,057.3						965.1						1,294.2						1,347.7
Commissions			46.5						42.1						141.0						126.5						168.0						155.9
Deferral of Acquisition Costs			(11.0)						(10.0)						(34.7)						(31.0)						(40.6)						(38.6)
Amortization of Deferred Acquisition Costs			10.7						9.6						26.4						26.7						38.4						39.0
Other Expenses			63.0						59.8						191.7						183.0						243.0						229.9
Total			447.7						410.3						1,381.7						1,270.3						1,703.0						1,733.9
Income Before Income Tax and Net Investment Gains and Losses			91.2						107.0						230.6						274.9						357.6						211.7
Reserve Assumption Updates			(3.1)						(13.0)						(3.1)						(13.0)						(13.0)						—
Adjusted Operating Income			$	88.1					$	94.0					$	227.5					$	261.9					$	344.6					$	211.7
Operating Ratios (% of Premium Income):
Benefit Ratio1			66.0		%				65.0		%				68.4		%				66.2		%				66.3		%				72.7		%
Other Expense Ratio			12.2		%				12.1		%				12.4		%				12.4		%				12.3		%				12.4		%
Income Ratio			17.6		%				21.6		%				14.9		%				18.6		%				18.1		%
Adjusted Operating Income Ratio			17.0		%				19.0		%				14.7		%				17.7		%				17.5		%				11.4		%
Persistency:
Group Life															89.8		%				92.0		%				92.0		%				89.6		%
Accidental Death & Dismemberment															88.6		%				91.2		%				91.2		%				88.7		%
1Excludes the reserve assumption update that occurred during the third quarters of 2025 and 2024.

9. 2

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Unum Group Financial Results for Unum US Supplemental and Voluntary

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2025						9/30/2024						9/30/2025						9/30/2024						12/31/2024						12/31/2023
Operating Revenue
Premium Income
Voluntary Benefits			$	231.6					$	219.3					$	700.2					$	665.1					$	879.2					$	850.1
Individual Disability			140.0						140.4						475.4						424.6						566.0						527.0
Dental and Vision			81.4						75.5						243.4						223.9						297.1						278.1
Total Premium Income			453.0						435.2						1,419.0						1,313.6						1,742.3						1,655.2
Net Investment Income			55.4						60.2						171.6						174.7						232.7						225.0
Other Income			6.2						1.2						23.0						2.7						2.3						7.9
Total			514.6						496.6						1,613.6						1,491.0						1,977.3						1,888.1
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			182.4						176.3						639.2						575.6						788.7						767.6
Commissions			87.4						80.5						273.4						241.3						316.9						278.0
Deferral of Acquisition Costs			(58.1)						(56.2)						(172.5)						(168.3)						(218.1)						(215.9)
Amortization of Deferred Acquisition Costs			45.3						47.9						140.3						143.2						189.4						171.0
Other Expenses			101.3						94.9						313.0						289.2						386.4						363.5
Total			358.3						343.4						1,193.4						1,081.0						1,463.3						1,364.2
Income Before Income Tax and Net Investment Gains and Losses			156.3						153.2						420.2						410.0						514.0						523.9
Amortization of the Deferred Gain on Reinsurance			(4.6)						—						(4.6)						—						—						—
Non-Contemporaneous Reinsurance			0.4						—						0.4						—						—						—
Reserve Assumption Updates - Voluntary Benefits			(11.1)						12.2						(11.1)						12.2						12.2						(10.4)
Reserve Assumption Updates - Individual Disability			(27.7)						(52.8)						(27.7)						(52.8)						(52.8)						2.6
Adjusted Operating Income			$	113.3					$	112.6					$	377.2					$	369.4					$	473.4					$	516.1
Operating Ratios (% of Premium Income):
Benefit Ratios:
Voluntary Benefits1			46.2		%				45.8		%				44.8		%				41.6		%				43.0		%				39.8		%
Individual Disability1,2			36.9		%				42.8		%				37.6		%				41.0		%				41.0		%				44.3		%
Dental and Vision			76.5		%				74.6		%				76.0		%				74.1		%				73.9		%				73.1		%
Other Expense Ratio			22.4		%				21.8		%				22.1		%				22.0		%				22.2		%				22.0		%
Income Ratio			34.5		%				35.2		%				29.6		%				31.2		%				29.5		%				31.7		%
Adjusted Operating Income Ratio			25.0		%				25.9		%				26.6		%				28.1		%				27.2		%				31.2		%
Persistency:
Voluntary Benefits															76.5		%				76.4		%				76.0		%				75.5		%
Individual Disability															87.7		%				89.0		%				89.0		%				89.0		%
Dental and Vision															83.1		%				81.4		%				81.4		%				77.1		%
1Excludes the reserve assumption updates that occurred during the third quarters of 2025, 2024, and 2023.
2Excludes the impact of non-contemporaneous reinsurance.

9. 3

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Unum Group Financial Results for Unum International Segment

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2025						9/30/2024						9/30/2025						9/30/2024						12/31/2024						12/31/2023
Operating Revenue
Premium Income
Unum UK
Group Long-term Disability			$	111.3					$	106.6					$	319.4					$	312.4					$	418.0					$	396.1
Group Life			71.9						58.8						201.6						156.3						211.3						169.3
Supplemental			47.4						41.4						136.3						125.1						165.6						141.5
Unum Poland			50.5						39.8						141.6						113.3						154.6						118.3
Total Premium Income			281.1						246.6						798.9						707.1						949.5						825.2
Net Investment Income			36.2						30.4						110.9						94.5						128.8						137.2
Other Income			2.9						0.4						3.3						1.2						1.6						1.6
Total			320.2						277.4						913.1						802.8						1,079.9						964.0
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			195.0						175.3						555.5						487.4						656.7						579.8
Commissions			26.1						21.7						73.6						61.7						82.5						72.5
Deferral of Acquisition Costs			(5.5)						(4.6)						(16.4)						(13.2)						(17.8)						(14.6)
Amortization of Deferred Acquisition Costs			2.7						2.5						7.8						7.3						9.5						8.4
Other Expenses			57.7						49.7						168.1						146.9						198.7						177.7
Total			276.0						244.6						788.6						690.1						929.6						823.8
Income Before Income Tax and Net Investment Gains and Losses			44.2						32.8						124.5						112.7						150.3						140.2
Reserve Assumption Updates			(5.4)						7.5						(5.4)						7.5						7.5						17.9
Adjusted Operating Income			$	38.8					$	40.3					$	119.1					$	120.2					$	157.8					$	158.1

10

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Unum Group Financial Results for Unum UK

			Three Months Ended												Nine Months Ended												Year Ended
(in millions of pounds, except exchange rate)			9/30/2025						9/30/2024						9/30/2025						9/30/2024						12/31/2024						12/31/2023
Operating Revenue
Premium Income
Group Long-term Disability			£	82.5					£	82.0					£	242.7					£	244.6					£	327.0					£	318.5
Group Life			53.3						45.1						153.1						122.2						165.1						136.1
Supplemental			35.2						31.8						103.6						97.9						129.5						113.7
Total Premium Income			171.0						158.9						499.4						464.7						621.6						568.3
Net Investment Income			24.1						21.2						76.1						67.5						91.9						102.4
Other Income			2.2						0.1						2.2						0.2						0.1						0.2
Total			197.3						180.2						577.7						532.4						713.6						670.9
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			125.5						116.8						359.1						327.1						440.2						408.5
Commissions			11.3						9.9						32.1						29.0						38.2						37.4
Deferral of Acquisition Costs			(0.8)						(0.8)						(2.9)						(2.8)						(3.8)						(3.9)
Amortization of Deferred Acquisition Costs			1.3						1.2						3.7						4.0						5.2						5.2
Other Expenses			33.0						30.0						99.8						91.3						122.4						115.4
Total			170.3						157.1						491.8						448.6						602.2						562.6
Income Before Income Tax and Net Investment Gains and Losses			27.0						23.1						85.9						83.8						111.4						108.3
Reserve Assumption Updates			(0.7)						6.4						(0.7)						6.4						6.4						16.3
Adjusted Operating Income			£	26.3					£	29.5					£	85.2					£	90.2					£	117.8					£	124.6
Weighted Average Pound/Dollar Exchange Rate			1.348						1.312						1.314						1.278						1.278						1.243
Operating Ratios (% of Premium Income):
Benefit Ratio1			73.8		%				69.5		%				72.0		%				69.0		%				69.8		%				69.0		%
Other Expense Ratio			19.3		%				18.9		%				20.0		%				19.6		%				19.7		%				20.3		%
Income Ratio			15.8		%				14.5		%				17.2		%				18.0		%				17.9		%				19.1		%
Adjusted Operating Income Ratio			15.4		%				18.6		%				17.1		%				19.4		%				19.0		%				21.9		%
Persistency:
Group Long-term Disability															92.3		%				92.3		%				92.0		%				92.5		%
Group Life															90.2		%				88.6		%				89.1		%				83.0		%
Supplemental															93.6		%				90.4		%				90.4		%				91.7		%
1Excludes the reserve assumption updates that occurred during the third quarters of 2025, 2024, and 2023.

10. 1

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Unum Group Financial Results for Colonial Life Segment

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2025						9/30/2024						9/30/2025						9/30/2024						12/31/2024						12/31/2023
Operating Revenue
Premium Income
Accident, Sickness, and Disability			$	247.5					$	240.6					$	743.7					$	725.5					$	969.5					$	946.1
Life			118.7						113.1						360.7						342.6						458.0						426.5
Cancer and Critical Illness			90.3						88.2						271.5						266.9						356.4						353.5
Total Premium Income			456.5						441.9						1,375.9						1,335.0						1,783.9						1,726.1
Net Investment Income			44.3						39.6						129.1						119.4						161.5						153.5
Other Income			0.6						0.4						1.3						3.6						4.0						1.2
Total			501.4						481.9						1,506.3						1,458.0						1,949.4						1,880.8
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			211.3						164.2						652.6						594.7						804.7						798.1
Commissions			96.7						93.0						292.6						282.2						378.4						359.4
Deferral of Acquisition Costs			(84.7)						(77.1)						(250.9)						(234.7)						(312.8)						(302.9)
Amortization of Deferred Acquisition Costs			58.2						55.6						173.9						163.9						219.0						205.4
Other Expenses			94.4						86.8						279.5						261.9						347.4						340.0
Total			375.9						322.5						1,147.7						1,068.0						1,436.7						1,400.0
Income Before Income Tax and Net Investment Gains and Losses			125.5						159.4						358.6						390.0						512.7						480.8
Reserve Assumption Updates			(8.9)						(46.0)						(8.9)						(46.0)						(46.0)						(80.7)
Adjusted Operating Income			$	116.6					$	113.4					$	349.7					$	344.0					$	466.7					$	400.1
Operating Ratios (% of Premium Income):
Benefit Ratio1			48.2		%				47.6		%				48.1		%				48.0		%				47.7		%				50.9		%
Other Expense Ratio			20.7		%				19.6		%				20.3		%				19.6		%				19.5		%				19.7		%
Income Ratio			27.5		%				36.1		%				26.1		%				29.2		%				28.7		%				27.9		%
Adjusted Operating Income Ratio			25.5		%				25.7		%				25.4		%				25.8		%				26.2		%				23.2		%
Persistency:
Accident, Sickness, and Disability															74.3		%				73.3		%				73.7		%				73.6		%
Life															84.3		%				84.3		%				84.4		%				85.1		%
Cancer and Critical Illness															82.5		%				81.8		%				82.2		%				82.4		%
1Excludes the reserve assumption updates that occurred during the third quarters of 2025, 2024, and 2023.

11

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Unum Group Financial Results for Closed Block Segment

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2025						9/30/2024						9/30/2025						9/30/2024						12/31/2024						12/31/2023
Operating Revenue
Premium Income
Long-term Care			$	158.6					$	173.7					$	510.7					$	521.5					$	696.1					$	696.0
All Other			36.4						43.1						118.5						140.9						184.7						219.5
Total Premium Income			195.0						216.8						629.2						662.4						880.8						915.5
Net Investment Income			224.7						284.3						778.9						851.6						1,148.9						1,066.3
Other Income			16.3						12.4						38.3						37.7						51.7						52.6
Total			436.0						513.5						1,446.4						1,551.7						2,081.4						2,034.4
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			1,022.8						258.3						1,912.7						1,134.6						1,591.8						2,070.7
Commissions			16.6						17.8						50.5						52.0						68.4						73.8
Other Expenses			78.9						44.3						168.3						131.0						174.6						172.7
Total			1,118.3						320.4						2,131.5						1,317.6						1,834.8						2,317.2
Income (Loss) Before Income Tax and Net Investment Gain and Losses			(682.3)						193.1						(685.1)						234.1						246.6						(282.8)
Amortization of the Cost of Reinsurance			48.6						10.4						67.9						31.1						41.4						44.1
Non-Contemporaneous Reinsurance			7.3						6.0						19.1						20.2						25.1						34.8
Reserve Assumption Updates - Long-term Care			643.1						(174.1)						643.1						(174.1)						(174.1)						368.1
Reserve Assumption Updates - All Other			(2.6)						(1.2)						(2.6)						(1.2)						(1.2)						0.7
Adjusted Operating Income			$	14.1					$	34.2					$	42.4					$	110.1					$	137.8					$	164.9
Long-term Care Net Premium Ratio1															97.6		%				94.5		%				94.6		%				93.5		%
Operating Ratios (% of Premium Income):
Other Expense Ratio2			15.5		%				15.6		%				16.0		%				15.1		%				15.1		%				14.0		%
Income (Loss) Ratio			(349.9)		%				89.1		%				(108.9)		%				35.3		%				28.0		%				(30.9)		%
Adjusted Operating Income Ratio			7.2		%				15.8		%				6.7		%				16.6		%				15.6		%				18.0		%
Long-term Care Persistency															95.2		%				95.3		%				95.8		%				95.6		%
1Gross of reinsurance.
2Excludes amortization of the cost of reinsurance.

12

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Unum Group Financial Results for Corporate Segment

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2025						9/30/2024						9/30/2025						9/30/2024						12/31/2024						12/31/2023
Operating Revenue
Net Investment Income			$	19.7					$	12.5					$	75.9					$	44.8					$	58.6					$	99.8
Other Income			0.3						—						—						1.1						1.3						3.3
Total			20.0						12.5						75.9						45.9						59.9						103.1
Interest, Debt, and Other Expenses			67.7						77.2						196.4						202.0						266.4						249.5
Loss Before Income Tax and Net Investment Gains and Losses			(47.7)						(64.7)						(120.5)						(156.1)						(206.5)						(146.4)
Loss on Legal Settlement			—						15.3						—						15.3						15.3						—
Adjusted Operating Loss			$	(47.7)					$	(49.4)					$	(120.5)					$	(140.8)					$	(191.2)					$	(146.4)

13

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Unum Group Investments

						9/30/2025																		9/30/2025						12/31/2024
Fixed Maturity Securities (Fair Value)																		Selected Statistics
Public						$	20,562.9					62.0		%				Earned Book Yield						4.44		%				4.44		%
Mortgage-Backed/Asset-Backed Securities1						1,121.6						3.4						Average Duration (in years)						8.46						8.28
Private Placements						5,759.0						17.4
High Yield						1,247.4						3.8
Government Securities						1,423.5						4.2
Municipal Securities						3,068.0						9.2
Redeemable Preferred Stocks						7.8						—
Total						$	33,190.2					100.0		%
						Amortized Cost						Fair Value
Quality Ratings of Fixed Maturity Securities																		Private Equity Partnerships						9/30/2025						12/31/2024
Aaa						3.4		%				3.2		%				Private Credit Partnerships						$	262.5					$	289.2
Aa						16.5						14.9						Private Equity Partnerships						654.7						640.2
A						32.4						32.6						Real Asset Partnerships						539.1						521.2
Baa						44.0						45.3						Total						$	1,456.3					$	1,450.6
Below Baa						3.7						4.0
Total						100.0		%				100.0		%
																		Non-Current Investments						$	8.4					$	13.0

1Includes credit-tranched securities collateralized by loan obligations, auto loans, and other asset types.

14

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Unum Group Investments at September 30, 2025

Fixed Maturity Securities - By Industry Classification - Unrealized Gain (Loss)
Classification						Fair Value						Net Unrealized Gain (Loss)						Fair Value with Gross Unrealized Loss						Gross Unrealized Loss						Fair Value with Gross Unrealized Gain						Gross Unrealized Gain
Basic Industry						$	2,195.0					$	(71.2)					$	1,091.0					$	120.1					$	1,104.0					$	48.9
Capital Goods						2,955.9						(65.3)						1,464.5						149.3						1,491.4						84.0
Communications						1,985.1						(38.8)						865.0						133.6						1,120.1						94.8
Consumer Cyclical						1,247.9						(71.6)						814.1						95.0						433.8						23.4
Consumer Non-Cyclical						5,599.4						(364.8)						3,595.7						489.2						2,003.7						124.4
Energy						2,175.6						43.3						700.3						64.5						1,475.3						107.8
Financial Institutions						3,708.8						(233.4)						2,616.9						268.5						1,091.9						35.1
Mortgage/Asset-Backed1						1,121.6						(7.3)						338.5						17.3						783.1						10.0
Sovereigns						879.5						(164.9)						526.6						179.4						352.9						14.5
Technology						1,329.6						(83.2)						931.2						98.5						398.4						15.3
Transportation						1,491.0						(93.2)						962.0						118.1						529.0						24.9
U.S. Government Agencies and Municipalities						3,612.0						(404.5)						2,326.6						497.6						1,285.4						93.1
Public Utilities						4,888.8						(101.4)						2,159.7						282.2						2,729.1						180.8
Total						$	33,190.2					$	(1,656.3)					$	18,392.1					$	2,513.3					$	14,798.1					$	857.0
Gross Unrealized Loss on Fixed Maturity Securities by Length of Time in Unrealized Loss Position
						Investment-Grade																								Below-Investment-Grade
Category						Fair Value						Gross Unrealized Loss																		Fair Value						Gross Unrealized Loss
Less than 91 days						$	1,103.0					$	(14.3)																	$	74.9					$	(0.2)
91 through 180 days						83.0						(3.0)																		5.0						—
181 through 270 days						278.4						(14.7)																		8.7						(1.5)
271 days to 1 year						1,260.1						(46.6)																		32.3						(2.0)
Greater than 1 year						15,217.0						(2,384.9)																		329.7						(46.1)
Total						$	17,941.5					$	(2,463.5)																	$	450.6					$	(49.8)

1Includes credit-tranched securities collateralized by loan obligations, auto loans, and other asset types.

14.1

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Appendix to Statistical Supplement

2025 Significant Items:

•In February 2025, Unum Life Insurance Company of America entered into a master transaction agreement with Fortitude Reinsurance Company Ltd. (Fortitude Re) which resulted in the execution of a coinsurance agreement (reinsurance agreement) during July 2025. This reinsurance agreement reinsures a portion of our Closed Block long-term care business and a portion of our Unum US individual disability business on a coinsurance basis to Fortitude Re effective January 2025. The reinsurance agreement represents approximately 21 percent of total Closed Block long-term care future policy benefits and approximately 15 percent of Unum US individual disability future policy benefits as of December 31, 2024. Upon closing the transaction in July of 2025, we transferred to Fortitude Re $953.5 million of cash, which included an initial estimated ceding commission of $461.7 million, as well as fixed maturity securities with a fair value totaling $3,230.1 million and accrued investment income of $47.1 million. A final settlement, including the final ceding commission adjustment, is expected prior to the end of 2025. Fortitude Re has an A rating by A.M. Best Company and has established a collateralized trust account for the benefit of Unum America to secure its obligations. As a result of this reinsurance agreement, we recognized the following:

▪Net realized investment loss totaling $46.8 million during the nine months ended 2025 related to the reinsurance transaction, which included a $137.6 million gain related to the transfer of assets to Fortitude Re in the third quarter of 2025.

▪Reinsurance recoverable of $3,620.5 million comprised of ceded reserves of $3,315.2 million related to the Closed Block long-term care product line and $305.3 million related to the Unum US individual disability product line.

▪Cost of reinsurance of $846.5 million related to the Closed Block long-term care product line and a deferred gain on reinsurance related to the Unum US individual disability product line of $148.2 million

▪Write-off of deferred acquisition costs related to the Unum US individual disability product line of $100.3 million which is included as a component of deferred gain on reinsurance.

•Third quarter of 2025 reserve assumption updates resulting in a net reserve increase of $478.5 million before tax, or $377.8 million after tax.

2024 Significant Items:

•Third quarter of 2024 reserve assumption updates resulting in a net reserve decrease of $357.4 million before tax, or $282.6 million after tax.

•During the third quarter of 2024, we incurred a loss of $15.3 million before tax, or $12.1 million after tax, for the settlement of an employment-related matter.

2023 Significant Items:

•Third quarter of 2023 reserve assumption updates resulting in a net reserve increase of $177.2 million before tax, or $139.3 million after tax.

•In 2018, the Financial Accounting Standards Board issued ASU 2018-12, “Targeted Improvements to the Accounting for Long-Duration Contracts”. This update significantly amended the accounting and disclosure requirements for long-duration insurance contracts. The update was effective for periods beginning January 1, 2023. We adopted this guidance effective January 1, 2023 using the modified retrospective approach with changes applied as of January 1, 2021, also referred to as the transition date.

15

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Appendix to Statistical Supplement - Continued

Non-GAAP Financial Measures

We analyze our performance using non-GAAP financial measures which exclude or include amounts that are not normally excluded or included in the most directly comparable measure calculated and presented in accordance with GAAP. We believe the following non-GAAP financial measures are better performance measures and better indicators of the revenue and profitability and underlying trends in our business:

•Consolidated adjusted operating revenue, which excludes investment gains or losses and amortization of the deferred gain on reinsurance;

•After-tax adjusted operating income or loss, which excludes investment gains or losses, certain impacts from reinsurance transactions, reserve assumption updates, and certain other items, as applicable;

•Adjusted operating return on equity, which is calculated using after-tax adjusted operating income or loss and excludes from equity the unrealized gain or loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net gain or loss on derivatives;

•Leverage ratio, which excludes the unrealized gain or loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net gain or loss on derivatives;

•Book value per common share, which is calculated excluding accumulated other comprehensive income (loss) (AOCI);

•Premium income in constant currency, which excludes the impact of fluctuations in exchange rates between the U.S. dollar and the local currencies in which our Unum International segment is conducted. Given volatility in foreign currency exchange markets, exchange rates can fluctuate between periods. We believe translating prior period results using current period local currency exchange rates provides a more comparable view of our results; and

•Adjusted operating expense ratio, which excludes amortization of the cost of reinsurance and certain other items.

Investment gains or losses primarily include realized investment gains or losses, expected investment credit losses, impairment losses, and gains or losses on derivatives. Investment gains or losses and unrealized gains or losses on securities depend on market conditions and do not necessarily relate to decisions regarding the underlying business of our Company. Leverage ratio and book value per common share excluding certain components of AOCI, certain of which tend to fluctuate depending on market conditions and general economic trends, are important measures.

At times, we utilize reinsurance transactions to manage risk related to certain portions of our business including the exit of portions of our Closed Block businesses. As a result, we exclude the amortization of the cost of reinsurance and the amortization of the deferred gain on reinsurance that are recognized after the closing of these transactions. We also exclude the impact of non-contemporaneous reinsurance for these transactions. While the total equity impact of non-contemporaneous reinsurance is neutral, the difference in original discount rates utilized for direct and ceded reserves results in a disproportionate earnings impact. We believe that the exclusion of these items provides a better view of our results from our ongoing businesses.

Cash flow assumptions used to calculate our liability for future policy benefits are reviewed at least annually and updated, as needed, with the resulting impact reflected in net income. While the effects of these assumption updates are recorded in the reporting period in which the review is completed, these updates reflect experience emergence and changes to expectations spanning multiple periods. We believe that by excluding the impact of reserve assumption updates we are providing a more comparable and consistent view of our results.

We may at other times exclude certain other items from our discussion of financial ratios and metrics in order to enhance the understanding and comparability of our operational performance and the underlying fundamentals, but this exclusion is not an indication that similar items may not recur and does not replace net income or net loss as a measure of our overall profitability.

For a reconciliation of the most directly comparable GAAP measures to these non-GAAP financial measures, refer to the "Reconciliation of Non-GAAP Financial Measures" beginning on page 15.2, other than book value per common share, which is presented on page 2.

15.1

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Reconciliation of Non-GAAP Financial Measures

			Three Months Ended
			September 30						June 30						March 31						December 31						September 30						June 30						March 31
			2025																		2024
Total Revenue			$	3,378.4					$	3,361.4					$	3,091.6					$	3,236.6					$	3,217.0					$	3,233.4					$	3,200.3
Excluding:
Net Investment Gain (Loss)			128.0						(17.7)						(206.8)						(10.1)						(12.9)						(10.4)						(1.2)
Amortization of the Deferred Gain on Reinsurance			4.6						—						—						—						—						—
Adjusted Operating Revenue			$	3,245.8					$	3,379.1					$	3,298.4					$	3,246.7					$	3,229.9					$	3,243.8					$	3,201.5

15.2

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Reconciliation of Non-GAAP Financial Measures - Continued

						After-Tax Adjusted Operating Income (Loss)						Average Allocated Equity1						Annualized Adjusted Operating Return on Equity
Three Months Ended September 30, 2025
Unum US						$	264.9					$	4,428.5					23.9		%
Unum International						29.7						804.6						14.8		%
Colonial Life						92.0						2,008.0						18.3		%
Core Operating Segments						386.6						7,241.1						21.4		%
Closed Block						9.1						4,640.1
Corporate						(38.6)						766.0
Total						$	357.1					$	12,647.2					11.3		%
Three Months Ended September 30, 2024
Unum US						$	287.5					$	4,516.9					25.5		%
Unum International						31.2						771.2						16.2		%
Colonial Life						89.4						1,860.8						19.2		%
Core Operating Segments						408.1						7,148.9						22.8		%
Closed Block						24.4						5,707.1
Corporate						(34.5)						3.6
Total						$	398.0					$	12,859.6					12.4		%

1 Excludes unrealized loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net loss on derivatives and is calculated using the stockholders' equity balances presented on page 15.6.

15.3

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Reconciliation of Non-GAAP Financial Measures - Continued

						After-Tax Adjusted Operating Income (Loss)						Average Allocated Equity1						Annualized Adjusted Operating Return on Equity
Nine Months Ended September 30, 2025
Unum US						$	776.3					$	4,484.1					23.1		%
Unum International						93.4						789.8						15.8		%
Colonial Life						275.9						1,982.4						18.6		%
Core Operating Segments						1,145.6						7,256.3						21.1		%
Closed Block						26.7						4,836.1
Corporate						(88.6)						555.7
Total						$	1,083.7					$	12,648.1					11.4		%
Nine Months Ended September 30, 2024
Unum US						$	874.3					$	4,527.9					25.7		%
Unum International						92.5						781.4						15.8		%
Colonial Life						271.4						1,844.6						19.6		%
Core Operating Segments						1,238.2						7,153.9						23.1		%
Closed Block						79.1						5,644.7
Corporate						(98.0)						(113.0)
Total						$	1,219.3					$	12,685.6					12.8		%

1 Excludes unrealized loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net loss on derivatives and is calculated using the stockholders' equity balances presented on page 15.6.

15.4

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Reconciliation of Non-GAAP Financial Measures - Continued

						After-Tax Adjusted Operating Income (Loss)						Average Allocated Equity1						Adjusted Operating Return on Equity
Year Ended December 31, 2024
Unum US						$	1,137.6					$	4,523.2					25.2		%
Unum International						120.9						776.8						15.6		%
Colonial Life						368.2						1,869.2						19.7		%
Core Operating Segments						1,626.7						7,169.2						22.7		%
Closed Block						98.6						5,324.1
Corporate						(137.1)						53.8
Total						$	1,588.2					$	12,547.1					12.7		%
Year Ended December 31, 2023
Unum US						$	1,071.0					$	4,635.7					23.1		%
Unum International						127.9						774.3						16.5		%
Colonial Life						315.6						1,744.5						18.1		%
Core Operating Segments						1,514.5						7,154.5						21.2		%
Closed Block						120.8						5,295.1
Corporate						(121.7)						(573.7)
Total						$	1,513.6					$	11,875.9					12.7		%

1 Excludes unrealized loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net loss on derivatives and is calculated using the stockholders' equity balances presented on page 15.6.

15.5

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Reconciliation of Non-GAAP Financial Measures - Continued

Average allocated equity is computed as follows:

						9/30/2025						6/30/2025												12/31/2024						9/30/2024						6/30/2024						12/31/2023						12/31/2022
Total Stockholders' Equity						$	10,908.8					$	11,320.0											$	10,961.1					$	10,951.4					$	10,464.6					$	9,651.4					$	8,735.0
Excluding:
Net Unrealized Loss on Securities						(1,978.2)						(2,253.7)												(2,755.2)						(1,491.2)						(2,723.8)						(1,919.1)						(3,028.4)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits						656.6						1,058.9												1,185.4						(527.0)						712.3						(648.4)						313.9
Net Unrealized Loss on Derivatives						(264.2)						(285.0)												(270.7)						(108.9)						(164.6)						(73.7)						(9.6)
Total Adjusted Stockholders' Equity						$	12,494.6					$	12,799.8											$	12,801.6					$	13,078.5					$	12,640.7					$	12,292.6					$	11,459.1
						Three Months Ended						Nine Months Ended												Twelve Months Ended						Three Months Ended						Nine Months Ended						Twelve Months Ended
						9/30/2025																		12/31/2024						9/30/2024												12/31/2023
Average Adjusted Stockholders' Equity						$	12,647.2					$	12,648.1											$	12,547.1					$	12,859.6					$	12,685.6					$	11,875.9

15.6

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Reconciliation of Non-GAAP Financial Measures - Continued

						Three Months Ended September 30																								Nine Months Ended September 30
						2025												2024												2025												2024
						(in millions)						per share*						(in millions)						per share*						(in millions)						per share*						(in millions)						per share*
Net Income						$	39.7					$	0.23					$	645.7					$	3.46					$	564.4					$	3.23					$	1,430.4					$	7.52
Excluding:
Net Investment Gain (Loss)
Net Investment Gain (Loss) Related to the Fortitude Re Reinsurance Transaction (net of tax expense (benefit) of $28.9; $—; $(9.9); $—)						108.7						0.63						—						—						(36.9)						(0.22)						—						—
Net Investment Loss, Other (net of tax benefit of $2.1; $3.1; $10.5; $5.7)						(7.5)						(0.04)						(9.8)						(0.05)						(39.2)						(0.22)						(18.8)						(0.10)
Total Net Investment Gain (Loss)						101.2						0.59						(9.8)						(0.05)						(76.1)						(0.44)						(18.8)						(0.10)
Amortization of the Cost of Reinsurance (net of tax benefit of $10.3; $2.2; $14.3; $6.5)						(38.3)						(0.22)						(8.2)						(0.04)						(53.6)						(0.31)						(24.6)						(0.13)
Amortization of the Deferred Gain on Reinsurance (net of tax expense of $1.0; $—; $1.0; $—)						3.6						0.02						—						—						3.6						0.02						—						—
Non-Contemporaneous Reinsurance (net of tax benefit of $1.6; $1.2; $4.1; $4.2)						(6.1)						(0.04)						(4.8)						(0.03)						(15.4)						(0.09)						(16.0)						(0.08)
Reserve Assumption Updates (net of tax expense (benefit) of $(100.7); $74.8; $(100.7); $74.8)						(377.8)						(2.21)						282.6						1.51						(377.8)						(2.16)						282.6						1.48
Loss on Legal Settlement (net of tax benefit $—; $3.2; $—; $3.2)						—						—						(12.1)						(0.06)						—						—						(12.1)						(0.06)
After-tax Adjusted Operating Income						$	357.1					$	2.09					$	398.0					$	2.13					$	1,083.7					$	6.21					$	1,219.3					$	6.41

*Assuming Dilution.

15.7

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Reconciliation of Non-GAAP Financial Measures - Continued

						Year Ended December 31
						2024												2023
						(in millions)						per share *						(in millions)						per share *
Net Income						$	1,779.1					$	9.46					$	1,283.8					$	6.50
Excluding:
Net Investment Loss (net of tax benefit of $7.6; $7.8)						(27.0)						(0.14)						(28.2)						(0.14)
Amortization of the Cost of Reinsurance (net of tax benefit of $8.7; $9.3)						(32.7)						(0.17)						(34.8)						(0.18)
Non-Contemporaneous Reinsurance (net of tax benefit of $5.2; $7.3)						(19.9)						(0.11)						(27.5)						(0.14)
Reserve Assumption Updates (net of tax expense (benefit) of $74.8; $(37.9))						282.6						1.50						(139.3)						(0.70)
Loss on Legal Settlement (net of tax benefit of $3.2; $—)						(12.1)						(0.06)						—						—
After-tax Adjusted Operating Income						$	1,588.2					$	8.44					$	1,513.6					$	7.66

*Assuming Dilution.

15.8

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Reconciliation of Non-GAAP Financial Measures - Continued

						September 30												December 31
						2025						2024						2024						2023
Debt						$	3,745.7					$	3,470.4					$	3,739.8					$	3,430.4
Including:
Lease Liability						77.7						73.1						69.4						62.6
Adjusted Debt and Lease Liability						$	3,823.4					$	3,543.5					$	3,809.2					$	3,493.0
Total Stockholders' Equity						$	10,908.8					$	10,951.4					$	10,961.1					$	9,651.4
Excluding:
Net Unrealized Loss on Securities						(1,978.2)						(1,491.2)						(2,755.2)						(1,919.1)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits						656.6						(527.0)						1,185.4						(648.4)
Net Loss on Derivatives						(264.2)						(108.9)						(270.7)						(73.7)
Equity, As Adjusted						12,494.6						13,078.5						12,801.6						12,292.6
Debt, As Adjusted and Lease Liability						3,823.4						3,543.5						3,809.2						3,493.0
Total Adjusted Capital						$	16,318.0					$	16,622.0					$	16,610.8					$	15,785.6
Leverage Ratio						23.4		%				21.3		%				22.9		%				22.1		%

15.9

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Reconciliation of Non-GAAP Financial Measures - Continued

						Three Months Ended
						September 30, 2025						September 30, 2024
						Premium Income						Premium Income, local currency1						Weighted Average Exchange Rate2						Premium Income in Constant Currency
Unum International
Unum UK						$	230.6					£	158.9					1.349						$	214.4
Unum Poland						50.5						zł	155.0					0.274						42.5
Total						281.1																		256.9
Unum US						1,755.4						$	1,723.5											1,723.5
Colonial Life						456.5						$	441.9											441.9
Core Operations						$	2,493.0																	$	2,422.3

						Nine Months Ended
						September 30, 2025						September 30, 2024
						Premium Income						Premium Income, local currency1						Weighted Average Exchange Rate2						Premium Income in Constant Currency
Unum International
Unum UK						$	657.3					£	464.7					1.316						$	611.5
Unum Poland						141.6						zł	448.4					0.264						118.4
Total						798.9																		729.9
Unum US						5,334.9						$	5,161.8											5,161.8
Colonial Life						1,375.9						$	1,335.0											1,335.0
Core Operations						$	7,509.7																	$	7,226.7

1Premium income shown in millions of pounds for Unum UK, millions of zlotys for Unum Poland, and millions of U.S. dollars for Unum US and Colonial Life.

2Exchange rate is calculated using the average foreign currency exchange rates for the most recent period, applied to the comparable prior period.

15.10