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NEWS RELEASE
FOR IMMEDIATE RELEASE
For Further Information Contact:
Charles D. Knight
Executive Vice President
Chief Financial Officer
InvestorRelations@catocorp.com
CATO
REPORTS 4Q AND FULL YEAR LOSS
CHARLOTTE, N.C. (March 19, 2026) – The Cato Corporation (NYSE: CATO)
today reported a net loss of
($10.7) million or ($0.55) per diluted share for the fourth quarter ended January 31, 2026, compared to
a net loss of ($14.1) million or ($0.74) per diluted share for the fourth quarter ended February 1, 2025.
Full-year fiscal 2025 net loss was ($5.9) million or ($0.31) per diluted share compared to a net loss of
($18.1) million or ($0.97) per diluted share for 2024.
Sales for the fourth quarter ended January 31, 2026 were $150.0 million, a decrease of 3.4% from sales
of $155.3 million for the fourth quarter ended February 1, 2025. Same-store sales for the fourth quarter
were flat compared to 2024. For the year,
the Company's sales increased 0.7% to $646.8 million from
2024 sales of $642.1 million. Year-to-date same-store sales increased 4% compared to 2024.
"Compared to 2024, our fiscal 2025 sales trend was encouraging although 2024 was negatively impacted
by supply chain interruptions which caused late merchandise to our stores, as well as more severe
weather events including three hurricanes,” said John Cato, Chairman, President, and Chief Executive
Officer.
“During 2025 we continued to focus on improving our merchandise offering, serving the
customer,
controlling expenses, and leveraging the investments in our store and distribution center
technologies.”
Fourth-quarter gross margin increased from 28.0% of sales in 2024 to 29.2% of sales in 2025 primarily
due to decreases in payroll and occupancy costs, partially offset by higher sales of markdown product.
Selling, general and administrative (SG&A) expenses decreased $1.9 million in the quarter.
SG&A as a
percent of sales increased slightly from 37.8% in 2024 to 37.9% in 2025 during the quarter. Income tax
benefit for the quarter was $1.1 million compared to expense of $0.3 million last year.
For the full year 2025, gross margin increased from 32.0% of sales in 2024 to 33.3% of sales in 2025. This
increase was in part due to lower payroll, distribution, and freight costs, partially offset by higher sales
of markdown product. SG&A expenses decreased to 35.0% of sales in 2025 compared to 36.0% of sales
in 2024. The SG&A decrease was primarily due to lower payroll costs,
closed store, and impairment
expenses.
For the year, SG&A expenses decreased $5.0 million. Income tax benefit for the year was $1.6
million compared to expense of $1.9 million last year.
“As we look ahead to 2026, we are focused on improving our merchandise assortment including new
product offerings, leveraging our investments in technology,
especially in our stores and the distribution
center,
while continuing to provide excellent customer service,” stated
Mr.
Cato. “Our 2026 outlook is
tempered by the current economic uncertainties and continued pressure on our customers’ disposable
income.”
During 2025, the Company closed 48 stores. As of January 31, 2026, the Company operated 1,069 stores
in 31 states, compared to 1,117 stores in 31 states as of February 1, 2025. During 2026, the Company
plans to open up to 10 new stores and close up to 40 underperforming stores as leases expire. These
store closings are anticipated to have minimal financial impact.
The Cato Corporation is a leading specialty retailer of value-priced fashion apparel and accessories
operating three concepts, “Cato,”
“Versona” and “It’s Fashion.”
The Company’s Cato stores offer
exclusive merchandise with fashion and quality comparable to mall specialty stores at low prices every
day. The Company also offers
exclusive merchandise found in its Cato stores at www.catofashions.com.
Versona is a unique fashion destination offering apparel and accessories including jewelry, handbags,
and shoes at exceptional prices every day. Select Versona
merchandise can also be found at
www.shopversona.com. It’s Fashion
offers fashion with a focus on the latest trendy styles for the entire
family at low prices every day.
Statements in this press release that express a belief, expectation or intention, as well as those that are
not a historical fact, including, without limitation, statements regarding the Company’s expected or
estimated operational financial results, activities or opportunities, and potential
impacts and effects of
events, risks or contingencies are considered “forward-looking” within the meaning of The Private
Securities Litigation Reform Act of 1995.
Such forward-looking statements are based on current
expectations that are subject to known and unknown risks, uncertainties and other factors that could
cause actual results to differ materially from those contemplated by the forward-looking statements.
Such factors include, but are not limited to, any actual or perceived deterioration in the conditions that
drive consumer confidence and spending, including, but not limited to, prevailing social, economic,
political and public health conditions and uncertainties, levels of unemployment, fuel, energy and food
costs, inflation, wage rates, tax rates, interest rates, home values, consumer net worth and the
availability of credit; changes in laws or regulations affecting
our business, including but not limited to
tariffs and taxes; uncertainties regarding the impact of any governmental action regarding, or responses
to, the foregoing conditions; competitive factors and pricing pressures; our ability to predict and respond
to rapidly changing fashion trends and consumer demands; our ability to open new
stores in attractive
locations and the ability of any such new stores to grow and perform as expected; underperformance or
other factors that may lead to a continuation or acceleration of store closures and negative affect on the
Company’s profitability; adverse weather, public health threats,
acts of war or aggression or similar
conditions that may affect our sales or operations; inventory risks due to shifts in market demand,
including the ability to liquidate excess inventory at anticipated margins; and other factors discussed
under “Risk Factors” in Part I, Item 1A
of the Company’s most recently filed annual report on Form 10-K
and in other reports the Company files with or furnishes to the SEC from time to time.
The Company
does not undertake to publicly update or revise the forward-looking statements even if experience or
future changes make it clear that the projected results expressed or implied therein will not be realized.
The Company is not responsible for any changes made to this press release by wire or Internet services.
* * *
THE CATO CORPORATION
CONDENSED CONSOLIDATED STATEMENTS
OF INCOME (UNAUDITED)
FOR THE PERIODS ENDED January 31, 2026 AND February 1, 2025
(Dollars in thousands, except per share data)
Quarter Ended
Twelve Months Ended
January 31,
%
February 1,
%
January 31,
%
February 1,
%
2026
Sales
2025
Sales
2026
Sales
2025
Sales
REVENUES
Retail sales
$
150,019
100.0%
$
155,292
100.0%
$
646,830
100.0%
$
642,140
100.0%
Other revenue (principally finance,
late fees and layaway charges)
1,640
1.1%
2,617
1.7%
6,982
1.1%
7,666
1.2%
Total revenues
151,659
101.1%
157,909
101.7%
653,812
101.1%
649,806
101.2%
GROSS MARGIN (Memo)
43,770
29.2%
43,434
28.0%
215,279
33.3%
205,700
32.0%
COSTS AND EXPENSES, NET
Cost of goods sold
106,249
70.8%
111,858
72.0%
431,551
66.7%
436,440
68.0%
Selling, general and administrative
56,792
37.9%
58,680
37.8%
226,462
35.0%
231,489
36.0%
Depreciation
2,454
1.6%
2,711
1.7%
9,986
1.5%
9,817
1.5%
Interest and other income
(1,912)
-1.3%
(1,618)
-1.0%
(6,687)
-1.0%
(11,827)
-1.8%
Costs and expenses, net
163,583
109.0%
171,631
110.5%
661,312
102.2%
665,919
103.7%
Income Before Income Taxes
(11,924)
-7.9%
(13,722)
-8.8%
(7,500)
-1.2%
(16,113)
-2.5%
Income Tax Expense
(1,063)
-0.7%
330
0.2%
(1,591)
-0.2%
1,944
0.3%
Net Income (Loss)
$
(10,861)
-7.2%
$
(14,052)
-9.0%
$
(5,909)
-0.9%
$
(18,057)
-2.8%
Basic Earnings Per Share
$
(0.55)
$
(0.74)
$
(0.31)
$
(0.97)
Diluted Earnings Per Share
$
(0.55)
$
(0.74)
$
(0.31)
$
(0.97)
THE CATO CORPORATION
CONDENSED CONSOLIDATED BALANCE SHEETS
(Dollars in thousands)
January 31,
February 1,
2026
2025
(Unaudited)
(Unaudited)
ASSETS
Current Assets
Cash and cash equivalents
$
16,788
$
20,279
Short-term investments
56,859
57,423
Restricted cash
2,675
2,799
Accounts receivable - net
25,462
24,540
Merchandise inventories
83,696
110,739
Other current assets
7,787
7,406
Total Current Assets
193,267
223,186
Property and Equipment - net
53,748
60,326
Other Assets
20,471
19,979
Right-of-Use Assets, net
153,933
148,870
TOTAL
$
421,419
$
452,361
LIABILITIES AND STOCKHOLDERS' EQUITY
Current Liabilities
$
102,385
$
130,684
Current Lease Liability
53,507
57,555
Noncurrent Liabilities
11,272
13,485
Lease Liability
96,941
88,341
Stockholders' Equity
157,314
162,296
TOTAL
$
421,419
$
452,361