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Exhibit 21

INDEPENDENT BANK CORPORATION
Subsidiaries of the Registrant

State of Incorporation
IBC Capital Finance III
Grand Rapids, Michigan Delaware
IBC Capital Finance IV
Grand Rapids, MichiganDelaware
Midwest Guaranty Trust I
Grand Rapids, MichiganDelaware
TCSB Statutory Trust I
Grand Rapids, MichiganDelaware
Independent Bank
Grand Rapids, MichiganMichigan
IB Advisory Services, Inc., Grand Rapids, Michigan
(a subsidiary of Independent Bank)Michigan
Independent Title Services, Inc., Grand Rapids, Michigan
(a subsidiary of Independent Bank Corporation) Michigan
Independent Life Insurance Trust, Grand Rapids, Michigan
(a subsidiary of Independent Bank)Michigan


Note: Table excludes insignificant subsidiaries, such as single-member limited liability companies formed solely to hold other real estate.