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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person* Groves Tina M (Last) (First) (Middle) C/O SIMMONS FIRST NATIONAL CORP. 501 MAIN STREET (Street) PINE BLUFF AR 71601 (City) (State) (Zip)	2. Date of Event Requiring Statement (Month/Day/Year) 01/28/2025	3. Issuer Name and Ticker or Trading Symbol SIMMONS FIRST NATIONAL CORP [ SFNC ]
		4. Relationship of Reporting Person(s) to Issuer (Check all applicable) Director 10% Owner X Officer (give title below) Other (specify below) Chief Risk Officer	5. If Amendment, Date of Original Filed (Month/Day/Year)
			6. Individual or Joint/Group Filing (Check Applicable Line) X Form filed by One Reporting Person Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
SFNC Common Stock	27,531	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(2)	(2)	SFNC Common Stock	1,758	(1)	D
Restricted Stock Units	(3)	(3)	SFNC Common Stock	2,275	(1)	D
Restricted Stock Units	(4)	(4)	SFNC Common Stock	9,399	(1)	D
Non-Qualified Stock Option	01/19/2017	01/19/2026	SFNC Common Stock	766	$23.51	D
Non-Qualified Stock Option	01/19/2018	01/19/2026	SFNC Common Stock	767	$23.51	D
Non-Qualified Stock Option	01/19/2019	01/19/2026	SFNC Common Stock	767	$23.51	D

Explanation of Responses:

1. Each Restricted Stock Unit represents a contingent right to receive one share of SFNC common stock.

2. The balance of Restricted Stock Units vest on February 23, 2025. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

3. The balance of Restricted Stock Units vest on January 19, 2026. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

4. 3,133 Restricted Stock Units vest on February 28, 2025, 3,133 Restricted Stock Units vest on February 28, 2026 and 3,133 Restricted Stock Units vest on February 28, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Natalie Gassiott, attorney-in-fact for Tina M. Groves	02/05/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.