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Effective December 31, 2025, Truist Financial Corporation ("Truist") has made certain changes and reclassifications to the presentation of its consolidated statements of income to better align financial reporting with Truist's management of its businesses. The unaudited supplemental historical financial information below reflects these changes and reclassifications, which have been applied retrospectively to all periods presented. This information is being provided for illustrative purposes only.

Unaudited Supplemental Historical Financial Information

			Quarter Ended
			Sept. 30						June 30						March 31						Dec. 31						Sept. 30						June 30						March 31
(Dollars in millions)			2025						2025						2025						2024						2024						2024						2024
Interest Income
Interest and fees on loans and leases			$	4,816					$	4,657					$	4,493					$	4,634					$	4,852					$	4,879					$	4,865
Interest on securities			941						961						975						994						869						838						805
Interest on other earning assets			529						536						520						551						631						634						514
Total interest income			6,286						6,154						5,988						6,179						6,352						6,351						6,184
Interest Expense
Interest on deposits			1,835						1,844						1,736						1,855						2,014						2,016						1,964
Interest on long-term debt			523						431						409						431						454						446						482
Interest on other borrowings			299						292						336						303						282						362						366
Total interest expense			2,657						2,567						2,481						2,589						2,750						2,824						2,812
Net Interest Income			3,629						3,587						3,507						3,590						3,602						3,527						3,372
Provision for credit losses			436						488						458						471						448						451						500
Net Interest Income After Provision for Credit Losses			3,193						3,099						3,049						3,119						3,154						3,076						2,872
Noninterest Income
Wealth management income			374						348						344						345						350						361						356
Card and treasury management fees(1)(2)			340						351						333						334						324						332						321
Investment banking and trading income			323						205						273						262						332						286						323
Other deposit revenue(1)(3)			125						108						117						134						119						130						128
Mortgage banking income			118						107						108						117						106						112						97
Lending related fees			103						99						95						93						88						89						96
Securities gains (losses)			—						(18)						(1)						(1)						—						(6,650)						—
Other income(4)			175						200						123						186						164						128						125
Total noninterest income			1,558						1,400						1,392						1,470						1,483						(5,212)						1,446
Noninterest Expense
Personnel expense(5)			1,748						1,678						1,604						1,598						1,643						1,686						1,660
Professional fees and outside processing(5)			346						373						364						415						338						311						278
Software expense			233						231						230						232						222						218						224
Net occupancy expense(5)			185						181						168						188						166						167						174
Equipment expense			90						89						82						112						84						89						88
Marketing and customer development			79						82						75						74						75						63						56
Amortization of intangibles			72						73						75						84						84						89						88
Regulatory costs			32						55						69						56						51						85						152
Other expense(4)(5)			229						224						239						276						264						386						233
Total noninterest expense			3,014						2,986						2,906						3,035						2,927						3,094						2,953
Earnings
Income (loss) before income taxes			1,737						1,513						1,535						1,554						1,710						(5,230)						1,365
Provision (benefit) for income taxes			285						273						274						265						271						(1,324)						232
Net income (loss) from continuing operations			1,452						1,240						1,261						1,289						1,439						(3,906)						1,133
Net income (loss) from discontinued operations			—						—						—						(13)						3						4,828						67
Net income			1,452						1,240						1,261						1,276						1,442						922						1,200
Noncontrolling interests from discontinuing operations			—						—						—						—						—						19						3
Preferred stock dividends and other			104						60						104						60						106						77						106
Net income available to common shareholders			$	1,348					$	1,180					$	1,157					$	1,216					$	1,336					$	826					$	1,091

(1)Effective December 31, 2025, Truist reclassified treasury management fees to 'Card and treasury management fees' from 'Other deposit revenue.'

(2)Renamed from 'Card and payment related fees.'

(3)Renamed from 'Service charges on deposits.'

(4)Effective December 31, 2025, Truist reclassified operating lease income and operating lease depreciation into 'Other income' and 'Other expense,' respectively.

(5)Effective December 31, 2025, Truist reclassified the underlying activities of restructuring charges, which were previously reported in a separate financial statement caption, to their natural expense categories of 'Personnel', 'Net occupancy', 'Professional fees and outside processing', and 'Other expense.'