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Exhibit 21

SUBSIDIARIES OF THE REGISTRANT

As of December 31, 2025

Truist Financial Corporation, a North Carolina corporation, is a financial holding company ("FHC"). The table below sets forth information with regards to certain subsidiaries of the registrant. Certain subsidiaries are not included in reliance on Item 601(b)(21)(ii) of SEC Regulation S-K.

Subsidiary

State or Jurisdiction of Organization

Additional Names Under Which it does Business

Truist Bank

North Carolina

BB&T BB&T Capital Markets Cohen Financial Services LightStream LightStream Lending Sheffield Financial Company SunTrust Bank SunTrust Mortgage Truist Bank Company Truist Bank Inc.

TB Subsidiary Holdings, Inc.

CB Finance, Inc.

Delaware

CM Finance, L.L.C

Delaware

STB Real Estate Holdings (Commercial), Inc

Delaware

STB Real Estate Holdings (Household Lending), Inc

Delaware

Truist Commercial Equity, Inc.

Delaware

Truist Leasing Corp.

Georgia

Truist Community Capital, LLC

Georgia

GenSpring Holdings, Inc.

Florida

GFO Advisory Services, LLC

Florida

GenSpring

MBT, Ltd

Bermuda

Truist Advisory Services, Inc

Delaware

Truist Investment Services, Inc

Georgia

Truist Investment Services, Inc.

Truist Securities, Inc.

Tennessee