EX-FILING FEES

Exhibit 107

Calculation of Filing Fee Tables

Form

S-3

(Form Type)

UMB Financial Corporation

(Exact Name of Registrant as Specified in its Charter)

Table 1: Newly Registered and Carry Forward Securities

Security

Type

Security

Class

Title

Fee

Calculation

or Carry

Forward

Rule (1)

Amount

Registered (2)

Proposed

Maximum

Offering

Price Per

Unit (2)

Maximum

Aggregate

Offering

Price (2)

Fee

Rate
(1)

Amount of

Registration

Fee (1)

Carry

Forward

Form

Type

Carry

Forward

File

Number

Carry

Forward

Initial

Effective

Date

Filing Fee

Previously

Paid In

Connection

with
Unsold

Securities
to be
Carried

Forward

Newly Registered Securities

Fees to Be

Paid

Equity

Common stock, par value $1.00 per share

Rule 456(b) and
Rule 457(r)

Equity

Preferred stock, par value $0.01 per share

Rule 456(b) and

Rule 457(r)

Equity

Depositary shares

Rule 456(b) and

Rule 457(r)

Other

Stock purchase contracts

Rule 456(b) and

Rule 457(r)

Other

Stock purchase units

Rule 456(b) and

Rule 457(r)

Other

Warrants

Rule 456(b) and

Rule 457(r)

Debt

Debt securities

Rule 456(b) and

Rule 457(r)

Fees

Previously

Paid

N/A

Carry Forward Securities

Carry

Forward

Securities

N/A

Total Offering Amounts

N/A

Total Fees Previously Paid

N/A

Total Fee Offsets

N/A

Net Fee Due

N/A

(1)

In accordance with Rules 456(b) and 457(r) under the Securities Act of 1933, as amended, UMB Financial Corporation (the “Company”) is deferring payment of all of the registration fee. Registration fees will be paid subsequently on a “pay as you go” basis. The Company will calculate the registration fee applicable to an offer of securities pursuant to this Registration Statement based on the fee payment rate in effect on the date of such fee payment.

(2)

An indeterminate aggregate initial offering price and number or amount of the securities of each identified class is being registered as may from time to time be issued at indeterminate prices, including securities that may be issued upon exercise, conversion, settlement or exchange of, any securities offered hereunder.