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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of report (Date of earliest event reported): January 14, 2026
LAKELAND FINANCIAL CORPORATION
(Exact name of Registrant as specified in its charter)
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| Indiana | | 0-11487 | | 35-1559596 |
(State or other jurisdiction
of incorporation) | | (Commission
File Number) | | (IRS Employer
Identification No.) |
| | | | | | | | | | | |
| 202 East Center Street, | |
| Warsaw | , | Indiana | 46580 |
| (Address of principal executive offices) | (Zip Code) |
Registrant’s telephone number, including area code: (574) 267-6144
(Former name or former address if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
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| ☐ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
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| ☐ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
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| ☐ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
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| ☐ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Securities registered pursuant to Section 12(b) of the Act:
| | | | | | | | | | | | | | |
| Title of each class | | Trading Symbol(s) | | Name of each exchange on which registered |
| Common Stock, no par value | | LKFN | | The Nasdaq Stock Market, LLC |
Indicate by check mark whether the Registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (s230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (s240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the Registrant has elected not to use extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
Item 5.02. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers
On January 15, 2026, Lakeland Financial Corporation (the "Company") announced that Donald J. Robinson-Day, age 48, was appointed an Executive Vice President and the Chief Credit Officer of the Company and Lake City Bank (the "Bank"), the Company's wholly owned subsidiary, effective January 14, 2026. Mr. Robinson-Gay joined the Bank in 2018 as Vice President and Credit Administration Officer with responsibility for the Bank’s Fort Wayne and Warsaw markets. On July 14, 2020, Mr. Robinson-Gay was promoted to Senior Vice President and Regional Credit Officer and was most recently promoted to lead the Credit division as Senior Vice President and Chief Credit Officer on January 30, 2023. In compensation for his service, Mr. Robinson-Gay will receive an annual salary and shall be entitled to participate in all compensation and benefit plans available to the executive officers of the Company and the Bank pursuant to the terms of such plans.
In connection with his appointment, on January 14, 2026, the Company entered into a Change in Control Agreement with Mr. Robinson-Gay in the form previously entered into with certain of the Company's named executive officers, a copy of which is filed herewith as Exhibit 10.1, and a summary of which is included in the Company's definitive proxy statement for the Company's 2025 annual meeting of shareholders, filed with the Security and Exchange Commission on February 27, 2025, which summary is incorporated by reference herein. The summary is qualified in its entirety by reference to the form of Change in Control Agreement, which is incorporated by reference.
The press release relating to Mr. Robinson-Gay’s appointment issued on January 15, 2026, is attached hereto as Exhibit 99.1.
Item 9.01. Financial Statements and Exhibits
(d)Exhibits
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
LAKELAND FINANCIAL CORPORATION
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| Dated: January 15, 2026 | By: | /s/ Lisa M. O’Neill |
| | | Lisa M. O’Neill |
| | | Executive Vice President |
| | | and Chief Financial Officer |