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Exhibit 21.1

Subsidiaries of Registrant

As of December 31, 2025

Name

  ​ ​ ​

Jurisdiction of Incorporation

Benefit Plans Administrative Services, Inc.

New York

Benefit Plans Administrative Services, LLC

New York

BPAS Actuarial and Pension Services, LLC

New York

BPAS Trust Company of Puerto Rico

Puerto Rico

CBNA Preferred Funding Corp.

Delaware

CBNA Treasury Management Corporation

New York

Community Bank, N.A.

Federally Chartered

Emerald Necklace Ventures, LLC

New York

Global Trust Company, Inc.

Maine

Gordon B. Roberts Agency, LLC

New York

Hand Benefits & Trust Company

Texas

Hand Securities, Inc.

Texas

Northeast Retirement Services, LLC

Delaware

Nottingham Advisors, Inc.

Delaware

Nottingham Investment Services, Inc.

New York

Nottingham Wealth Partners, Inc.

New York

OneGroup NY, Inc.

New York

Oneida Preferred Funding II, LLC

New York

The Carta Group, Inc.

New York

The Patrick Maguire Agency, Inc.

New York