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EXHIBIT 21.1

CITIZENS FINANCIAL GROUP, INC.

SUBSIDIARIES

Name of Subsidiary			Jurisdiction of Organization
1215 Financial Center Associates, Ltd.			OH
CFG Service Corp.			DE
CIADS Agency, Inc.			OH
Citizens Asset Finance, Inc.			NY
Citizens Auto Receivables Trust 2023- 1			DE
Citizens Auto Receivables Trust 2023-2			DE
Citizens Auto Receivables Trust 2024-1			DE
Citizens Auto Receivables Trust 2024-2			DE
Citizens Auto Receivables, LLC			DE
Citizens Automobile Funding Facility, LLC			DE
Citizens Bank, National Association			United States
Citizens Charitable Foundation			RI
Citizens Funding Corp.			NH
Citizens Insurance Holdings, Inc.			RI
Citizens JMP Group, LLC			DE
Citizens JMP Securities, LLC			DE
Citizens One Community Development Corporation			NY
Citizens One NMTC CDE Corp.			DE
Citizens One NMTC CDE, LLC II			DE
Citizens One NMTC CDE, LLC III			DE
Citizens One NMTC CDE, LLC IV			DE
Citizens One NMTC CDE, LLC V			DE
Citizens RI Investment Corp. IV			RI
Citizens Securities, Inc.			RI
Citizens Ventures, Incorporated			MA
CJMPR, LLC			TX
Clarfeld Financial Advisors, LLC			DE
College Raptor, Inc.			DE
Connecticut Realty Investors, Inc.			CT
CSB Investment Corp.			RI
Estate Preservation Services, LLC			NY
Harvest Capital Strategies Holdings LLC			DE
Harvest Capital Strategies LLC			DE
Harvest Enterprise GP I, LLC			DE
HCAP Advisors LLC			DE
HCS Strategic Investments LLC			DE
Investors Financial Group Insurance Agency, Inc.			NJ
Investors Financial Group, Inc.			NJ
Investors Financial Services, Inc.			NJ
Investors Investment Corp.			NJ
Investors Real Estate Corporation			NJ
JMP Asset Management Inc.			TX
JMP Group Inc.			DE
JMP Holding LLC			DE

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EXHIBIT 21.1

CITIZENS FINANCIAL GROUP, INC.

SUBSIDIARIES

JMP Investment Holdings LLC			DE
Marathon National Bank Employer's Trust			DE
Marathon Realty Investors, Inc.			NY
Mass Investment Corp.			RI
Minuteman Investments Corporation			MA
MNBNY Holdings, Inc.			NY
Montgomery Service Corporation			PA
My Way Development, LLC			NJ
New England Acceptance Corporation			NH
PA Investment Corp. I			RI
PA Investment Corp. II			RI
PA Investment Corp. V			DE
PCHC NMTC Investment Fund, LLC			DE
Private Export Funding Corporation			DE
RI Realty Trust, Inc.			MA
Servco, Inc.			OH
Thistle Group Holding Co.			PA
Willamette Management Associates, Inc.			OR