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Exhibit 21.1

Subsidiaries of America’s Car-Mart, Inc.

America’s Car Mart, Inc. (an Arkansas Corporation)

Colonial Auto Finance, Inc. (an Arkansas Corporation)

ACM Funding, LLC (a Delaware limited liability company)

ACM Auto Trust 2023-1 (a Delaware statutory trust)

ACM Auto Trust 2023-2 (a Delaware statutory trust)

ACM Auto Trust 2024-1 (a Delaware statutory trust)

ACM Auto Trust 2024-2 (a Delaware statutory trust)

ACM Auto Trust 2025-1 (a Delaware statutory trust)

ACM Auto Trust 2025-2 (a Delaware statutory trust)

Colonial Underwriting, Inc. (an Arkansas Corporation)

Texas Car-Mart, Inc. (a Texas corporation)

Auto Finance Investors, Inc. (a Texas corporation)

ACM Insurance Company (an Arkansas corporation)

1045 Sunshine LLC (a Missouri limited liability company)