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The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

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Report for the Calendar Year or Quarter Ended: 03-31-2025
Check here if Amendment    Amendment Number:
This Amendment (Check only one.):    is a restatement.
   adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: SANDY SPRING BANCORP INC
Address: 17801 Georgia Avenue
Olney, MD  20832
Form 13F File Number: 028-13477
CRD Number (if applicable):
SEC File Number (if applicable):

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Robert M. Gorman
Title: Executive Vice President and Chief Financial Officer
Phone: 804-633-5031
Signature, Place, and Date of Signing:
/s/ Robert M. Gorman RichmondVA 05-09-2025
[Signature] [City, State] [Date]
On April 1, 2025, Sandy Spring Bancorp, Inc. ("Sandy Spring") was merged with and into Atlantic Union Bankshares Corporation ("Atlantic Union"), with Atlantic Union continuing as the surviving corporation. Immediately following the merger, Sandy Spring's wholly owned subsidiary bank, Sandy Spring Bank, was merged with and into Atlantic Union's wholly owned subsidiary bank, Atlantic Union Bank, with Atlantic Union Bank continuing as the surviving bank (the "Bank Merger"). As a result of the Bank Merger, West Financial Services, Inc. and SSB Wealth Management, Inc. became direct subsidiaries of Atlantic Union Bank.
Report Type (Check only one.):
   13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
X 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
   13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Name Form 13F File No. CRD No. (if applicable) SEC File No. (if applicable) CIK
Sandy Spring Bank 028-13478     0001457833
West Financial Services, Inc. 028-14179     0001510062
SSB Wealth Management, Inc. 028-23395     0001810360