Exhibit 4.j

Fidelity & Guaranty Life Insurance Company

SPECIFICATIONS PAGE–INTEREST STRATEGY ALLOCATIONS

 

 

Interest Strategies Available on the Issue Date

 

Interest Strategy		Crediting Period		Rider Form		Index / Value Name		Initial Allocation Percentage		Strategy Premium
[Fixed]		[1] Contract Year[s]		[Form Name]		[N/A]		[5%]		[$10,000.00]
[PTP with Buffer Cap]		[1] Contract Year[s]		[Form Name]		[Index Name]		[15%]		[$15,000.00]
[PTP with Buffer Performance Trigger]		[1] Contract Year[s]		[Form Name]		[Index Name]		[20%]		[$20,000.00]
[PTP with Floor Cap]		[1] Contract Year[s]		[Form Name]		[Index Name]		[25%]		[$25,000.00]
[PTP with Buffer Cap]		[3] Contract Year[s]		[Form Name]		[Index Name]		[10%]		[$15,000.00]
[PTP with Buffer Cap]		[3] Contract Year[s]		[Form Name]		[Index Name]		[10%]		[$15,000.00]
[PTP with Multi-Index Buffer Cap]		[6] Contract Year[s]		[Form Name]		[Multi-Index Name ([ticker], [ticker], [ticker])]		[10%]		[$15,000.00]
[Annual Lock Buffer]		[6] Contract Year[s]		[Form Name]		[Index Name]		[5%]		[$15,000.00]
[...]

Minimum Transfer Amount: [$2,000.00]

Minimum Strategy Account Value: [$2,000.00]

 

[1]

SPEC-RILA-ALLOC (05-22)