| State of Subsidiary | Percentage Owned | Incorporation | ||||||||||||
| Community Bank of the Chesapeake | 100% | Maryland | ||||||||||||
| Tri-County Capital Trust I | 100% | Delaware | ||||||||||||
| Tri-County Capital Trust II | 100% | Delaware | ||||||||||||
| Subsidiaries of Community Bank of the Chesapeake | ||||||||||||||
| Community Mortgage Corporation of Tri-County | 100% | Maryland | ||||||||||||