144: Issuer Information

Name of Issuer

Credit Acceptance Corp

SEC File Number

000-20202

Address of Issuer

25505 West Twelve Mile Road
Southfield
MICHIGAN
48034

Phone

2483532700

Name of Person for Whose Account the Securities are To Be Sold

Meryl S Paul 2023 Trust

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

Member of immediate family of any of the foregoing

144: Securities Information

Title of the Class of Securities To Be Sold

Name and Address of the Broker

Number of Shares or Other Units To Be Sold

Aggregate Market Value

Number of Shares or Other Units Outstanding

Approximate Date of Sale

Name the Securities Exchange

Common

UBS Securities LLC
1285 Avenue of the Americas
New York NY 10019

40000

19560000

11237661

10/17/2025

NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class

Date you Acquired

Nature of Acquisition Transaction

Name of Person from Whom Acquired

Is this a Gift?

Date Donor Acquired

Amount of Securities Acquired

Date of Payment

Nature of Payment *

Common

09/11/2011

GRAT Remainder

Founders Shares

40000

09/11/2011

GRAT Remainder

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks

Seller represents that the proposed sale reported in Table 1 of this Form will be made subject to a stock purchase agreement in respect of a pre-paid variable share forward contract (the Forward Contract) between Seller and an affiliate of UBS Securities LLC. The Forward Contract provides for settlement based on the closing price of the Issuer's Common Shares and the maturity date. Any initial hedging activity in connection with the Transaction will be conducted by the Broker. Transactions by Seller (Meryl S Paul 2023 Trust) should be aggregated w the transactions of the Jill Foss Watson Living Trust up to 10,000 shares. Todd Watson is a co-Trustee of the Seller and the Spouse of Jill Foss Watson who is a 10% Holder of CACC. The trusts are filing separate Forms 144 for aggregate transactions on up to 50,000 shares.

Date of Notice

10/17/2025

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

/s/Mijo Suric, for UBS Financial Services Inc, as attorney-in-fact for Meryl S Paul 2023 Trust

144: Filer Information