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SCHEDULE 13D/A 0001282197 XXXXXXXX LIVE 5 Common Stock, no par value 08/22/2025 false 0000889609 210502100 CONSUMER PORTFOLIO SERVICES, INC. 3800 Howard Hughes Parkway Suite 1400 Las Vegas NV 89169 Matthew Kane (203) 552-0888 2187 Atlantic Street 9th Floor Stamford CT 06902 0001282197 BDCM CT, L.L.C. OO DE 0 5127165 0 5127165 5127165 N 23.1 IA OO Y Black Diamond Holdings, LLLP OO VI 0 5127165 0 5127165 5127165 N 23.1 IA PN 0001486844 Deckoff Stephen H OO X1 0 5127165 0 5127165 5127165 N 23.1 IN HC Common Stock, no par value CONSUMER PORTFOLIO SERVICES, INC. 3800 Howard Hughes Parkway Suite 1400 Las Vegas NV 89169 This Amendment No. 5 to Schedule 13D ("Amendment No. 5") amends and supplements the information set forth in the Schedule 13D filed by the Reporting Persons with the U.S. Securities and Exchange Commission (the "SEC") on December 9, 2021 (the "Original Schedule 13D"), as amended by Amendment No. 1, filed with the SEC on February 8, 2022 ("Amendment No. 1"), Amendment No. 2, filed with the SEC on February 15, 2022 ("Amendment No. 2"), Amendment No. 3, filed with the SEC on March 14, 2022 ("Amendment No. 3"), and Amendment No. 4, filed with the SEC on June 28, 2022 ("Amendment No. 4" and together with the Original Schedule 13D, Amendment No. 1, Amendment No. 2, and Amendment No. 3, the "Schedule 13D"), with respect to the Common Stock, no par value (the "Shares"), of Consumer Portfolio Services, Inc. (the "Issuer" or the "Company"), whose principal executive offices are located at 3800 Howard Hughes Parkway, Suite 1400, Las Vegas, Nevada 89169. All capitalized terms contained herein but not otherwise defined shall have the meanings ascribed to such terms in the Schedule 13D. Except as specifically provided herein, this Amendment No. 5 does not modify any of the information previously reported in the Schedule 13D. Item 2 of the Schedule 13D is hereby amended and restated in its entirety as follows: This statement is filed by BDCM CT, L.L.C. ("BDCM CT" and formerly Black Diamond Capital Management, L.L.C.), Black Diamond Holdings, LLLP ("Black Diamond"), and Stephen H. Deckoff ("Mr. Deckoff"). BDCM CT, Black Diamond, and Mr. Deckoff are each referred to as a "Reporting Person" and collectively as the "Reporting Persons." The agreement among the Reporting Persons to file this statement jointly in accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, is attached as Exhibit D to this Schedule 13D. The principal business address of BDCM CT is 2187 Atlantic Street, 9th Floor, Stamford, CT 06902. The principal business address of Black Diamond and Mr. Deckoff is 5330 Yacht Haven Grande, Suite 100, Box 35, St. Thomas, U.S. Virgin Islands 00802. This Amendment No. 5 is being filed because, effective August 22, 2025, Black Diamond replaced BDCM CT as the primary registered investment adviser that exercises investment discretion on behalf of investment advisory affiliates that serve as investment advisers to Black Diamond investment vehicles for whose accounts the Shares reported herein are held. Mr. Deckoff is the Managing Principal of Black Diamond. Black Diamond and Mr. Deckoff (collectively, the "Continuing Reporting Persons") accordingly may be deemed to be the beneficial owners of all of the Shares reported herein. Upon filing of this Amendment No. 5, BDCM CT will no longer be a Reporting Person on this Schedule 13D. None of the Reporting Persons has, during the last five years, been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors). None of the Reporting Persons has, during the last five years, been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and, as a result of such proceeding, was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws. BDCM CT is a Delaware limited liability company. Black Diamond is a U.S. Virgin Islands limited liability limited partnership. Mr. Deckoff is a citizen of the United States of America. Item 5 of the Schedule 13D is hereby amended and supplemented as follows: As of the date hereof, the Continuing Reporting Persons may be deemed to beneficially own 5,127,165 Shares, or approximately 23.1% of the Shares outstanding. This figure is based upon information in the Company's quarterly report on Form 10-Q, filed August 11, 2025, indicating that, as of August 8, 2025, there were 22,224,186 Shares outstanding. The Continuing Reporting Persons may be deemed to share the power to vote or direct the voting of, and the power to dispose or direct the disposition of, the 5,127,165 Shares. Item 6 of the Schedule 13D is hereby amended and supplemented as follows: The response to Item 2(a) of this Amendment No. 5 is incorporated by reference herein. Item 7 of the Schedule 13D is hereby amended and supplemented as follows: Exhibit Description Exhibit G: Joint Filing Agreement, dated August 26, 2025 BDCM CT, L.L.C. /s/ Stephen H. Deckoff Stephen H. Deckoff, Managing Principal 08/26/2025 Black Diamond Holdings, LLLP /s/ Stephen H. Deckoff Stephen H. Deckoff, Managing Principal 08/26/2025 Deckoff Stephen H /s/ Stephen H. Deckoff Stephen H. Deckoff 08/26/2025