Please wait

Exhibit 16.1

December 30, 2025

Office of the Chief Accountant

Securities and Exchange Commission

100 F Street, N. E.

Washington, D.C. 20549

Ladies and Gentlemen:

We have read the comments made regarding us in Item 4.01 of Form 8-K of Pathward Financial, Inc. dated December 30, 2025 and are in agreement with such statements.

    

/s/ Crowe LLP

Crowe LLP

South Bend, Indiana

cc:    Mr. Kenneth Stork

    Audit Committee Chairman

Pathward Financial, Inc.