SHAREHOLDER PRESENTATION | March 2026
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 2 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Important Disclosures Forward-looking Statements The information set forth herein contains certain "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended, which are intended to be covered by the safe harbors created thereby. These statements include the plans and objectives of management for future operations, including plans and objectives relating to future growth of our business and availability of funds. Such forward-looking statements can be identified by the use of forward- looking terminology such as "may," "will," "project," "target," "expect," "intend," "might," "believe," "anticipate," "estimate," "could," "would," "continue," "pursue," "potential," "forecast," "seek," "plan," "should," or "goal" or the negative thereof or other variations or similar words or phrases. Such forward-looking statements also include, among others, statements about CMCT's plans and objectives relating to future growth and outlook. Such forward-looking statements are based on particular assumptions that management of CMCT has made in light of its experience, as well as its perception of expected future developments and other factors that it believes are appropriate under the circumstances. Forward-looking statements are necessarily estimates reflecting the judgment of CMCT's management and involve a number of risks and uncertainties that could cause actual results to differ materially from those suggested by the forward-looking statements. These risks and uncertainties include those associated with (i) the timing, form, and operational effects of CMCT's development activities, (ii) the ability of CMCT to raise in place rents to existing market rents and to maintain or increase occupancy levels, (iii) fluctuations in market rents, (iv) the effects of inflation and continuing higher interest rates on the operations and profitability of CMCT and (v) general economic, market and other conditions, including the effects of high unemployment rates, continued or renewed inflation and any recession or slowdown in economic growth. Additional important factors that could cause CMCT's actual results to differ materially from CMCT's expectations are discussed in "Item 1A—Risk Factors" in CMCT's Annual Report on Form 10-K for the year ended December 31, 2025. The forward-looking statements included herein are based on current expectations and there can be no assurance that these expectations will be attained. Assumptions relating to the foregoing involve judgments with respect to, among other things, future economic, competitive and market conditions and future business decisions, all of which are difficult or impossible to predict accurately and many of which are beyond CMCT's control. Although we believe that the assumptions underlying the forward- looking statements are reasonable, any of the assumptions could be inaccurate and, therefore, there can be no assurance that the forward- looking statements expressed or implied will prove to be accurate. In light of the significant uncertainties inherent in the forward-looking statements expressed or implied herein, the inclusion of such information should not be regarded as a representation by CMCT or any other person that CMCT's objectives and plans will be achieved. Readers are cautioned not to place undue reliance on forward-looking statements. Forward-looking statements speak only as of the date they are made. CMCT does not undertake to update them to reflect changes that occur after the date they are made, except as may be required by applicable laws.
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 3 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. CIM Group: Manager of CMCT (Assets Owned and Operated is unaudited). See disclosure statement under “Assets Owned and Operated” and “Property Pictures” on page 31. 1) As of September 30, 2025. 2) As of December 31, 2025. CIM Group Management, LLC (“CIM”) is a community- focused real estate and infrastructure owner, operator, lender and developer. The Independent | Austin 491,000 SF | For Sale Residential, Ground Floor Retail, Parking Key CIM Group Projects Santa Monica Westgate | Los Angeles 143,000 SF Residential, Ground Floor Retail Sunset La Cienega | Los Angeles 384,500 SF | Hotel, For Sale Residential, Ground Floor Retail Seaholm | Austin 551,000 SF | For Sale Residential, Ground Floor Retail, Parking 432 Park Avenue | New York City 518,250 SF | For Sale Residential, Ground Floor Retail 11 Madison | New York City 2.2M SF | Class A Office, Ground Floor Retail, Storage 1994 Established 306 Real Assets Owned and Operated1 $31.8B Assets Owned and Operated1 900+ Employees2 9 Corporate Offices Worldwide2 Competitive Advantages Diverse Team of In-house Professionals Commitment to Community Disciplined Approach
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 4 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Past performance does not guarantee future results. 1) Property count as of December 31, 2025. Includes joint ventures. Leased percentage as of December 31, 2025. 2) Includes the portion of the property at 4750 Wilshire Boulevard that was converted to 68 multifamily units ("701 S Hudson"). Creative Media & Community Trust Corporation CMCT primarily focuses on the acquisition, ownership, operation and development of creative office and premier multifamily assets in vibrant and emerging communities. NASDAQ: CMCT CMCT Portfolio1 • Office Portfolio 12 Class A and creative office properties 74.8% leased in aggregate • Multifamily Portfolio 5 premier Class A multifamily properties (801 total units)2 • Hotel 1 hotel with an adjacent parking garage (Sacramento) • Development Pipeline (Primarily Multifamily) Additional development opportunities in Austin (two), Los Angeles (Culver City, Hollywood, Jefferson Park, Mid-Wilshire), Oakland (three) and Sacramento 2019: CMCT sold eight buildings totaling ~2.2 million SF of traditional office space and maintained its portfolio of creative and Class A office assets. Proceeds were used to repay debt and deliver a $42 per share special dividend. 2022: Announced efforts to focus on premier multifamily and creative office assets catering to high growth industries like entertainment and technology. 2026: Sold lending division for a purchase price of approximately $44.9 million. Oakland Austin Los Angeles San Francisco
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 5 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Significantly Improved balance sheet and liquidity while also financing growth initiatives • September 2024 - Announced plans to refinance several assets and used part of proceeds to retire recourse credit facility ($169.3 million balance at the end of 3Q'24) • April 2025 - Fully repaid and retired recourse credit facility after completing 4 new financings across 7 properties • 2Q'25 - Extended maturity on 1150 Clay mortgage to mid 20261 • 3Q'25 - Extended maturity on Channel House mortgage to January 20271 • 1Q' 26 - Completed upsize of Penn Field mortgage to fund strong leasing activity • In process of extending mortgage on 1910 W Sunset (creative office joint venture) • Redeemed $153.3 million of preferred stock in 2024 and 2025 in shares of common stock; 1Q'26 preferred stock redemption expected to improve FFO by $16.0 million2 per year and return company's capital structure back to prior targets Improve property level performance and grow premier multifamily portfolio • Same-store occupancy increased to 88.5% at 2025 year-end, a 320 and 680 basis point improvement from 3Q'25 and 2024 year-end, respectively • 1915 Park Avenue (LA) ◦ 36-unit multifamily development completed in 4Q'25 and was 52% leased at end of February 2026 ◦ • Channel House & 1150 Clay Street (SF Bay area) ◦ Positioned to participate in area recovery Strong office leasing activity and significant progress on hotel renovation • Portfolio was 88.5% leased at end of 2025 when excluding CMCT's one Oakland asset, representing a 190 and 680 basis point improvement from 3Q'25 and 2024 year-end, respectively • Sheraton Grand Hotel ◦ Completed renovation of 505 guest rooms and expect to largely finalize upgrades to public space in 1Q'26 - property will be positioned for 2026 and beyond Asset sales • On January 21, 2026, we completed the sale of our lending business ("First Western") for a price of approximately $44.9 million3 • Continue to evaluate additional asset sales Plan to Strengthen Balance Sheet & Liquidity 1) See "Important Information - Debt and Preferred Summary" on page 30. 2) Represents cumulative 12 months of dividend expense for the shares of Preferred Stock expected to be redeemed in the Redemption, based on the respective dividend rates in place as of December 31, 2025 3) The sales price of approximately $44.9 million is net of the outstanding balance of SBA 7(a) loan-backed notes and subject to adjustment. At the closing and upon giving effect to the payment of other debt, transaction expenses and other matters, the sale yielded net cash proceeds of approximately $31.2 million.
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 6 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Strategy designed to benefit from the trend toward a more cohesive work/live lifestyle Track record of acquiring and developing assets in vibrant and emerging communities Resources, market knowledge and relationships for smooth execution of transactions CMCT: Strategy
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 7 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Designed to Benefit From Changing Lifestyles1 Key Multifamily Trends Walkability Luxury Amenities Well-Connected Hybrid Work Lifestyle Culture-Oriented Locations Vibrant Neighborhoods in Major U.S. Markets 1) Statements made on this slide are based on CIM’s observations and beliefs. CMCT began acquiring premier class A multifamily apartments in 2023 Channel House Jack London Square, Oakland Parkview Living Echo Park, Los Angeles Eleven Fifty Clay Oakland Eleven Fifty Clay
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 8 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Designed to Benefit From Changing Lifestyles1 The pandemic accelerated the trend toward a more cohesive work/live lifestyle. 1) Statements made on this slide are based on CIM Group’s observations and beliefs. Key Office Trends » Growing demand for “creative office” » Desire for spaces that inspire employees » Emphasis on comfort, cool and “wow factor” » Battle to recruit and retain top talent What is “creative office”? Creative office space diverges from traditional office norms. It includes bright, open, and thoughtfully designed spaces that encourage creativity, flexibility and collaboration.
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 9 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Assets in Vibrant and Emerging Sub-Markets1 CMCT leverages the expertise of its operator, CIM Group. CIM Group acquires and develops assets in transitional and thriving sub-markets marked by high barriers-to-entry, improving demographics, population growth, ease of transportation, and vibrant dining, entertainment and retail options. CIM Group believes selecting the right submarkets contributes to outsized rent growth and asset appreciation. Example: CIM Group’s Hollywood Media District Real Estate Holdings 1) Includes properties that are operated by CIM Group on behalf of partners and co-investors. CMCT’s assets included properties owned.
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 10 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Case Study: Sycamore Media District in Hollywood Transformed into a flourishing, walkable urban locale Home to leading media and entertainment companies such as SiriusXM, Roc Nation, Showtime, Ticketmaster/Live Nation, Oprah Winfrey Network, and Hyperobject Industries @sycamoredistrict Assets in Vibrant and Emerging Sub-Markets Retail “This Stylish Street in Hollywood is Becoming L.A.’s New City Center.” -LAMAG Dining CultureWellness
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 11 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Resources, Market-Knowledge and Relationships Core in-house capabilities include acquisition, credit analysis, development, financing, leasing, on-site property management and distribution CMCT Management Inside Board Members Avi Shemesh CIM Group Co-founder CMCT Board Member Responsible for CIM’s long-term relationships with strategic institutions and oversees teams essential to acquisitions, portfolio management and internal and external communication Richard Ressler CIM Group Co-founder CMCT Chairman of the Board Chair of CIM's Executive, Investment, Allocation and Real Assets Management Committees • Founder of Orchard Capital Corp., OFS Capital Management (a full service provider of leveraged finance solutions) and OCV Management (owner of technology companies) • Chairman of the Board of CIM Real Estate Finance Trust, Inc. • Previously worked at Drexel Burnham Lambert, Inc. and began his career as an attorney with Cravath, Swaine and Moore, LLP Shaul Kuba CMCT Chief Investment Officer and CMCT Board Member CIM Group Co-founder Head of CIM’s Development Team and actively involved in the successful development, redevelopment and repositioning of CIM’s real estate assets around the U.S. David Thompson CMCT CEO CIM Group CFO and Principal 15 years of previous experience with Hilton Hotels Corporation, most recently as Senior Vice President and Controller Brandon Hill CMCT CFO Has served as 1st Vice President - Fund Accounting & Reporting for CIM Group, L.P. since March 2022. Prior to his role as 1st Vice President - Fund Accounting & Reporting, Mr. Hill served as Vice President - Financial Reporting for CIM Group, L.P. from 2018 to 2022
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 12 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Resources, Market-Knowledge and Relationships1 CMCT caters to tenants in rapidly growing tech and entertainment industries. CMCT's Notable Tenants CIM Relationships 1) See disclosure statement under “Logos” on page 31.
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 13 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Class A & Creative Office Portfolio1 Classification / Market / Address Sub-Market Class2 Rentable Square Feet ("SF") % Occupied % Leased Annualized Rent Per Occupied SF 3 Consolidated Office Portfolio Oakland, CA 1 Kaiser Plaza Lake Merritt Class A 537,929 55.2 % 55.2 % $ 56.50 San Francisco, CA 1130 Howard Street South of Market Creative 21,194 100.0 % 100.0 % 25.90 Los Angeles, CA 11620 Wilshire Boulevard West Los Angeles Class A 197,054 90.0 % 90.0 % 49.95 9460 Wilshire Boulevard Beverly Hills Class A 97,655 94.5 % 94.5 % 125.21 11600 Wilshire Boulevard West Los Angeles Class A 56,881 79.0 % 79.0 % 62.80 8944 Lindblade Street West Los Angeles Creative 7,980 100.0 % 100.0 % 78.95 8960 & 8966 Washington Boulevard West Los Angeles Creative 24,448 — % — % N/A 1037 North Sycamore Avenue Hollywood Creative 5,031 100.0 % 100.0 % 69.77 SOUTHWEST Austin, TX 3601 S Congress Avenue South Creative 233,579 92.4 % 92.4 % 45.81 1021 E 7th Street East Creative 11,180 100.0 % 100.0 % 61.63 1007 E 7th Street East Creative 1,352 100.0 % 100.0 % 36.98 Total Consolidated Office Portfolio 1,194,283 73.2 % 73.2 % $ 59.69 Unconsolidated Office Portfolio Los Angeles, CA 1910 Sunset Boulevard - 44% Echo Park Creative 107,824 91.8 % 91.8 % 50.84 Total Unconsolidated Office Portfolio 107,824 91.8 % 91.8 % $ 50.84 Total Office Portfolio 1,302,107 74.8 % 74.8 % $ 58.78 51% 29% 19% 1% Los Angeles Oakland Austin San Francisco 1) As of December 31, 2025. 2) These descriptions are based on management's assessment and indicate our classification as either "class A office" or "creative office" buildings. 3) Represents gross monthly base rent, or gross monthly contractual rent under parking and retail leases, multiplied by 12. This amount reflects total cash rent before abatements. Where applicable, annualized rent has been grossed up by adding annualized expense reimbursements to base rent. Giving effect to abatements, net annualized rent per occupied square foot for the office portfolio was $54.90. Geographic Diversification Annualized Rent by Location
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 14 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. 1) Represents gross monthly base rent under leases commenced as of December 31, 2025, multiplied by twelve. This amount reflects total cash rent before concessions. 2) Represents gross monthly base rent under leases commenced as of December 31, 2025, divided by occupied units. This amount reflects total cash rent before concessions. Net of rent concessions granted in the specified period, monthly rent per occupied unit was $2,127. 3) 701 S Hudson represents the multifamily portion of the property located at 4750 Wilshire Boulevard. 4) The Company owns 44.2% of the property through the 1910 Sunset JV. The amounts shown in the table represent 100% of the property. The property is a 36-unit multifamily apartment building which was completed and began leasing during the fourth quarter of 2025. 5) Represents trailing twelve-month occupancy as of December 31, 2025, calculated as the number of occupied rooms divided by the number of available rooms. Premier Multifamily and Hotel Multifamily Portfiolio Classification / Market / Property Sub-Market Units % Occupied Annualized Rent (in thousands)1 Monthly Rent Per Occupied Unit2 Consolidated Office Portfolio Oakland, CA Channel House Jack London District 333 89.5 % $ 9,145 $ 2,557 1150 Clay Downtown 288 87.2 % 7,190 2,387 Total Consolidated Multifamily Portfolio 621 88.4 % $ 16,335 $ 2,480 Unconsolidated Multifamily Portfolio Los Angeles, CA 1902 Park Avenue - 25.5% Echo Park 76 93.4 % $ 1,680 $ 1,972 701 S Hudson3 - 20% Mid-Wilshire 68 83.8 % 2,349 3,434 1915 Park Avenue4 - 44.2% Echo Park 36 16.7 % 97 1,352 Total Unconsolidated Multifamily Portfolio 180 74.4 % $ 4,126 $ 2,566 Total Multifamily Portfolio 801 85.3 % $ 20,461 $ 2,497 Hotel & Parking Garage Location / Property Sub-Market % Occupied5 RevPAR Sacramento, CA Sheraton Grand Hotel Downtown/Midtown 72.5 % $ 152.70 Sheraton Grand Hotel Parking Garage & Retail Downtown/Midtown 79.8 % NA
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATION Property Summaries
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 16 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. 1. Please see Note 3 on page 30 ("Important Information - Debt and Preferred Summary") on the status of the Channel House mortgage. Bay Area: Multifamily Channel House (Jack London Square)1 » Acquired in 2023; 333 total units » Conveniently located just steps to the ferry with direct access to San Francisco 1150 Clay Street (Downtown Oakland) » Acquired in 2023; 288 total units » Conveniently located downtown and steps from the BART with easy access to San Francisco Newer vintage, premier multifamily in high barrier to entry market
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATION Improving Bay Area Residential Market 17 All data retrieved from CoStar as of 03/02/2026 and reflects Downtown Oakland and San Francisco submarkets. » San Francisco » 2025 Rent Growth: 7.6% (highest in 25+ years) » Vacancy (2025YE): 5.0% (lowest in 15+ years) » San Francisco typically leads in market movements, with Oakland following » Both Oakland and San Francisco are shaped by the broader Bay Area economy, responding similarly to shifts in migration trends, employment cycles and housing supply » The Oakland market is recovering… » 2025 Rent growth turned positive (+1.2%) for the first time since 2021 » Vacancy (2025YE): 8.0% is down from a high of 17.9% in 2Q’21 as the market absorbs a wave of new Class A product » …But the SF-Oakland rent premium is near recent historic highs: » 2015-2020: SF-Oakland Average Rent premium of 1.04x » Today: 1.24x 2015-2020: SF: Oakland Avg Rent Premium 1.04x Current: 1.24x
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 18 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Los Angeles: Multifamily 4750 Wilshire Boulevard / 701 S Hudson Avenue (Park Mile) » Closed co-investment in 1Q'23, reducing CMCT's ownership to 20%; CMCT earns a management fee and may potentially earn a promote » Completed the conversion of unleased space to multifamily in September 2024; added 68 luxury apartments » In early 2026, received entitlements to build another 50 apartments on the back surface parking lot » Centrally located in affluent Park Mile/Hancock Park surrounded by multi- million dollar single family homes » Short drive time to Hollywood/West Hollywood (10 minutes), Beverly Hills/ Culver City/Downtown LA (20 minutes) and Santa Monica (30 minutes) 1902 Park Avenue (Echo Park) » Acquired in 1Q'23 for $19.1 million, or $255,000 per unit (50% joint venture) on an off-market basis; CMCT currently owns a 25.5% interest following the admission of an additional co-investor in Q4 2024 » Newer vintage asset that opened in 2011 » Echo Park is an emerging trendy submarket northwest of downtown LA; walkable area with dozens of dining and entertainment options » Recent new leases executed at a significant premium to in-place rents » 1 BR- $2,100-$2,250 (versus average in place of $1,655) » 2 BR - $2,700-$2,750 (versus average in place of $2,223)
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 19 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Echo Park: Office Value-Add & Ground-Up Multifamily » CMCT and a CIM-managed separate account acquired 1910 W. Sunset Blvd and 1915 Park Avenue in February 2022 (CMCT owns ~44%) » 1910 W. Sunset is an approximately 100,000 SF creative office building; the 8-story building with floor-to-ceiling windows is the tallest in Echo Park, providing spectacular views in all directions » Ability to create 13-foot ceiling heights on newly-renovated space » Ideal location and property for entertainment and fashion tenants » 1915 Park Avenue - ground-up construction of 36 multifamily units with a total budget of $14.7 million has been substantially completed and leasing has commenced. • Echo Park is a trendy submarket northwest of downtown LA; walkable area with dozens of dining and entertainment options • Located ~1 mile from Dodgers Stadium and adjacent to newly-renovated Echo Park Lake, which features walking paths, picnic areas, paddle boats and lotus flower gardens • Easy access to four major freeways (Hollywood, Pasadena, Glendale and Golden State Freeways); approximate 20 minute drive to Hollywood, Downtown LA, Pasadena and Burbank • Average 10-year annual office rent growth of 5.0%1 • Average 10-year office vacancy of 6.7%1 A Dynamic Submarket Echo Park Los Angeles 1915 Park Ave 1910 W. Sunset Boulevard Overview Echo Park Downtown Los Angeles Hollywood PasadenaBurbank 1) Source: Costar based on East Hollywood/Silver Lake submarket. Accessed May 2022.
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 20 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Beverly Hills: Premier Located Class A Office & Retail 9460 Wilshire Boulevard (Beverly Hills) » Prominent location in the prestigious Golden Triangle of Beverly Hills and adjacent to the Four Seasons Beverly Wilshire Hotel and Rodeo Drive » In August 2022, signed 20 year, approximately 18,000 SF lease for Rolls Royce and Lamborghini showrooms » The previously underutilized retail space was occupied by a real estate brokerage firm and a financial advisor » CMCT has originated or renewed leases with all current tenants since 2018 acquisition » 94.5% leased as of 2025 year-end Artistic renderings are for illustrative purposes only
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 21 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Culver City: Creative Office » 8960 & 8666 Washington Boulevard: ~24,448 SF of creative office space currently being marketed for lease » 8944 Lindblade Street: ~7,980 SF of commercial space currently used for broadcasting. Culver City Los Angeles Overview • Well-located asset in the heart of Culver City • Home to several high-profile media and technology companies including Apple, Amazon, HBO and Sony • Adjacent to the Metro Expo Line, offering easy access to both the Westside and Downtown LA A Dynamic Thriving Submarket Artistic renderings are for illustrative purposes only
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 22 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Austin: Stabilized Creative Office with Potential To Add Multifamily • CMCT acquired the 16-acre campus at 3601 S. Congress Ave in 2007 in an off-market transaction; in-place rents have increased more than threefold since the acquisition. • The creative office campus attracts a diverse tenant mix including technology, media and entertainment companies. • CMCT is evaluating different development options, including adding one or more multifamily buildings to the creative office campus. As of December 31, 2025, this property was in pre-development phase, and the Company has not finalized the formal development plan for this property. • In June 2022, the Austin City Council approved zoning changes that allow CMCT to add more density on this property. • In July 2023, received approval of zone change for the portion of the property that was not previously zoned for multifamily - the entire 16 acre campus is now zoned for multifamily. • No state income tax and diverse employment sources – government, education and tech • Home to many large U.S. corporations including Amazon, Facebook, Apple, Cisco, eBay, GM, Google, IBM, Intel, Oracle, Paypal, 3M and Whole Foods • Rapid market office rent growth (10 year CAGR of 5.6%) 1 • Population growth - Five year forecast growth rate of 2.0% (versus 0.5% in the U.S.) 1 • Employment growth - Ten year historical growth rate of 3.93% (versus 1.22% in the U.S.)1 A Compelling Growth Market Austin Overview Penn Field Penn Field Austin 1) Source: Costar July 2021 Office Market Report.
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 23 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. East Austin: Multifamily Development » The Property is located in the East Austin submarket of Austin, TX. » The building is located on one of the main thoroughfares of Austin, East 7th Street, and within 1.5 miles of seven existing CIM properties. » This corridor is among the most desirable locations for creative office space and residential in Austin as it has numerous food and dining options within close proximity and provides direct access to both the Central Business District and Eastside. A Dynamic Thriving Submarket Overview Central Business District East Austin East Austin, Texas » In November 2020, CMCT acquired 1021 E 7th Street for $6.1 million on an off-market basis; in July 2022, CMCT acquired 1007 E 7Th Street, an adjacent property, for $1.9 million. » In total, represented ~14,000 SF of office on a ~36,000 of contiguous land SF prime for development. » In June 2023, received final entitlements allowing for construction of an 8-story multifamily building.
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 24 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Potential Development Pipeline - Primarily Multifamily1 Location Sub-Market Notes 1015 N Mansfield Avenue 2 Hollywood Creative Office or Retail 3101 S. Western Avenue 3 Jefferson Park, Los Angeles Multifamily 3022 S. Western Avenue 3 Jefferson Park, Los Angeles Multifamily 4750 Wilshire Boulevard (backlot)4 Mid-Wilshire Multifamily 1021 & 1007 E 7th Street East Austin Multifamily 3601 South Congress (Penn Field) Austin Multifamily 2 Kaiser Plaza Oakland Creative Office/Multifamily Sheraton Grand Parking Garage Sacramento Multifamily development over existing parking garage 466 Water Street Jack London Square, Oakland Multifamily F-3 Land site Jack London Square, Oakland Hotel 1) As of December 31, 2025. 2) CMCT owns approximately 29% of the property. The property has a site area of approximately 44,141 square feet and currently contains a parking garage which is being leased to a third party. The site is being evaluated for different development options, including creative office space or other commercial space. 3) Potential to develop a total of approximately 160 residential units across both properties. There is no planned start date for such development. 4) Potential to develop 50 residential units. There is no planned start date for such development. Note: As of December 31, 2025, all properties were in pre-development phase, and the Company has not finalized the formal development plans.
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 25 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Appendix
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 26 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Commitment to ESG Since inception, CIM has sought to do right for communities and advance sustainability. ESG considerations are woven into our business practices and operations, and we continuously strive to advance these priorities. Environmental CIM emphasizes sustainable initiatives across a majority of our real estate and infrastructure strategies. Committed to achieving net zero carbon emissions across our portfolio by 2050 (science-based methodology) Over the past five years, CIM has continuously improved its average Global Real Estate Sustainability Benchmark (GRESB)* scores for participating funds and assets Upleveled scores in all submitted categories for the 2024 United Nations Principles for Responsible Investment (UN PRI), including a 17-point increase for real estate category and a 26-point increase for infrastructure category Exceeded goals for 10% reduction in greenhouse gas (GHG) emissions, energy use and water use from 2018 to 2023 Social CIM maintains a commitment to communities through responsible development, volunteerism and inclusivity. Logged 1,924 employee volunteer hours in support of 35 non-profit organizations in 2024 Since 2024, launched the CIM Wellness program featuring monthly focus areas to support employees' well-being across four pillars: physical, mental & emotional, community, and financial health CIM embarked on a process to formalize a Modern Slavery Policy Governance CIM is committed to best execution of our corporate governance principles. Established ESG-related reporting practices tailored to shareholder needs Maintain 15+ policies which guide and support our ESG principles *CIM has set the following targets for the real assets in our GRESB reporting real estate funds by 2030 with a baseline year of 2023: 30% reduction in energy, 50% reduction in GHG, 20% reduction in water, and 90% data coverage. As of 6/30/25. While CIM may consider ESG factors when making decisions, CIM does not pursue an ESG-based strategy or limit its investments to those that meet specific ESG criteria or standards across all of its offerings and strategies. Any reference herein to environmental or social considerations is not intended to qualify our duty to maximize risk-adjusted returns. Additionally, adherence to any ESG framework or ESG benchmark, such as the Principles for Responsible Investment (“PRI”) and GRESB, respectively, does not necessarily alter any of CIM’s existing business plans or portfolios.
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 27 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Alignment of Interests 2) (i) No incentive fee will be payable in any quarter in which the excess Core FFO is $0; (ii) 100% of any excess core FFO up to an amount equal to the product of (x) the average of CMCT's adjusted common stockholders’ equity as of the first and last day of the applicable quarter and (y) 0.4375%; and (iii) 20% of any excess core FFO thereafter. Incentive fees payable for any partial quarter will be appropriately prorated. Management and Corporate Governance CMCT’s Board includes CIM Group’s three co-founders (Richard Ressler, Avi Shemesh, and Shaul Kuba) Strong Market Knowledge and Sourcing CMCT benefits from CIM Group’s identification of Qualified Communities, sourcing capabilities and access to resources of vertically integrated platform Management Agreement/Master Services Agreement Fees » 1% of net asset value » Income incentive fee is 20% of CMCT's quarterly core funds from operations in excess of a quarterly threshold equal to 1.75% (i.e., 7% on an annualized basis) of CMCT's average adjusted common stockholders' equity, subject to catchup2 » 15% of cumulative aggregate realized capital gains net of aggregate realized capital losses minus the aggregate capital gains fees paid in prior periods. Realized capital gains and realized capital losses are calculated by subtracting from the sales price of a property (a) any costs and expenses incurred to sell such property and (b) the property’s original acquisition price, plus any subsequent, non-reimbursed capital improvements thereon paid for by CMCT. » Reimbursement of shared services at cost (accounting, tax, reporting, etc.) » Perpetual term
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 28 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Key Metrics Lease Expirations as a % of Annualized Office Rent (As of December 31, 2025) Top Five Tenants (December 31, 2025) (1) Includes 4,193 square feet of month-to-month leases as of December 31, 2025. Includes 178 square feet (approximately 0.0% of total portfolio occupied square footage) of leases with tenant-controlled early termination options to terminate prior to 2026. (2) Includes 924 square feet (approximately 0.1% of total portfolio occupied square footage) of leases with tenant-controlled early termination options to terminate prior to 2027. (3) Includes 5,864 square feet (approximately 0.6% of total portfolio occupied square footage) of leases with tenant-controlled early termination options to terminate prior to 2029. (4) Includes 5,154 square feet (approximately 0.5% of total portfolio occupied square footage) of leases with tenant-controlled early termination options to terminate prior to 2030. (5) Includes 4,654 square feet (approximately 0.5% of total portfolio occupied square footage) of leases with tenant-controlled early termination options to terminate prior to 2031. (6) Includes 25,845 square feet (approximately 2.7% of total portfolio occupied square footage) of leases with tenant-controlled early termination options to terminate prior to 2032. (7) Includes 38,801 square feet (approximately 4.0% of total portfolio occupied square footage) of leases with tenant-controlled early termination options to terminate prior to 2037. 9.8% 15.4% 32.6% 12.6% 11.0% 5.6% 2.9% 0.3% 1.3% 8.5% 2026 2027 2028 2029 2030 2031 2032 2033 2034 Thereafter —% 10.0% 20.0% 30.0% 40.0% Tenant Property Lease Expiration Annualized Rent (in thousands) % of Annualized Rent Rentable Square Feet % of Rentable Square Feet Kaiser Foundation Health Plan, Inc. 1 Kaiser Plaza 2028 $ 13,405 23.4 % 236,692 18.2 % U.S. Bank, N.A. 9460 Wilshire Boulevard 2029 4,324 7.6 % 27,569 2.1 % 3 Arts Entertainment, Inc. 9460 Wilshire Boulevard 2027 3,161 5.5 % 27,112 2.1 % O'Gara Coach Company, L.L.C. 9460 Wilshire Boulevard 2043 2,512 4.4 % 18,157 1.4 % F45 Training Holdings, Inc. 3601 S Congress Avenue 2030 2,485 4.3 % 44,171 3.4 % Total for Top Five Tenants 25,887 45.2 % 353,701 27.2 % All Other Tenants 31,329 54.8 % 619,645 47.6 % Vacant — — % 328,761 25.2 % Total Office $ 57,216 100.0 % 1,302,107 100.0 % 1 Note: Tables above represent 100% of the consolidated and unconsolidated office portfolios, regardless of our ownership percentage. 3 54 62 7
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 29 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Key Metrics - Adjusted Funds From Operations (AFFO)1 1) Non-GAAP Financial Measure. Please refer to explanations at slide 32. Three Months Ended Twelve Months Ended (Unaudited and in thousands) December 31, 2025 December 31, 2024 December 31, 2025 December 31, 2024 Net loss attributable to common stockholders $ (17,735) $ (16,606) $ (61,648) $ (73,343) Depreciation and amortization 6,912 8,016 27,081 27,373 Noncontrolling interests' proportionate share of depreciation and amortization (53) (66) (233) (306) Impairment of real estate 3,471 — 3,692 — Loss on assets held for sale 298 — 298 — Gain on sale of real estate — — (679) — FFO attributable to common stockholders $ (7,107) $ (8,656) $ (31,489) $ (46,276) Straight-line rent and straight-line lease termination fees 534 918 2,081 1,826 Amortization of lease inducements 35 90 165 353 Amortization of deferred key money and above and below market leases (34) 10 (48) 6 Amortization of premiums and discounts on debt 25 1 103 — Amortization and accretion on loans receivable, net (114) 129 (344) 24 Amortization of deferred debt origination costs 666 495 2,845 2,134 Unrealized premium adjustment 214 470 557 1,019 Unrealized loss (gain) included in income from unconsolidated entities 3,163 848 3,301 556 Deferred income taxes 12 (9) (137) (36) Non-cash compensation 55 55 220 220 Redeemable preferred stock redemptions 1,139 256 1,439 17,727 Redeemable preferred stock deemed dividends — — — 755 Transaction-related costs 48 31 1,475 1,382 Loss on early extinguishment of debt — 1,416 88 1,416 Recurring capital expenditures, tenant improvements, and leasing commissions (1,632) (1,049) (5,238) (5,405) AFFO attributable to common stockholders $ (2,996) $ (4,995) $ (24,982) $ (24,299)
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 30 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. $164.0 $188.0 $30.4 $— $105.0 $27.1 2025 2026 2027 2028 2029 Thereafter Debt & Preferred Summary (December 31, 2025)1 Fixed 52% Floating * 48% Debt Maturity Schedule (December 31, 2025)1 | in millions Fixed Debt vs. Floating Debt (December 31, 2025)1 Mortgage Payable Interest structure (fixed/variable etc.) Interest Rate Maturity/ Expiration Date Loan balance (in millions) Fixed rate mortgages payable 2 Fixed 4.14% - 7.41% 6/7/2026 - 1/11/2030 $ 268.4 Variable rate mortgage payable 3 Variable SOFR + 2.95% - 4.35% 1/1/2027 - 4/3/2028 $ 208.6 Total Mortgage Payable $ 477.0 Other Debt Lending Division Revolving Credit Facility 4 Variable SOFR + 3.00% 6/13/2027 $ 10.4 Total Other Debt $ 10.4 Corporate Debt Junior Subordinated Notes5 Variable SOFR + 3.51% 3/30/2035 $ 27.1 Total Corporate Debt $ 27.1 Total Debt $ 514.5 Preferred Stock1 Interest structure (fixed/variable etc.) Coupon Maturity/ Expiration Date Outstanding (in millions) Series A1 Variable6 6.83% N/A $ 218.7 6 Series A Fixed 5.50% N/A $ 91.7 7 Series D Fixed 5.65% N/A $ 1.1 8 Total Preferred Stock $ 311.6 Total Debt + Preferred Stock $ 826.1 Debt and Preferred Summary See "Important Information - Debt and Preferred Summary" on page 30. *Approximately 70% of floating rate debt is subject to interest rate caps. 1) The Company announced today that it expects to redeem approximately 1,957,023 shares of Series A Preferred Stock, approximately 7,767,609 shares of Series A1 Preferred Stock and approximately 21,760 shares of Series D Preferred Stock in shares of common stock (the "March 2026 Redemption").
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 31 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Important Information - Debt and Preferred Summary 6. Outstanding Series A1 Preferred Stock represents total shares issued as of December 31, 2025 of 12,240,878, less redemptions of 3,491,336 shares, multiplied by the stated value of $25.00 per share. Includes shares issued to CIM Group in lieu of cash payment of the asset management fee. Gross proceeds are not net of commissions, fees, allocated costs or discounts. Dividends on Series A1 Preferred Stock are paid at a rate of the greater of (i) an annual rate of 6.0% (i.e., the equivalent of $0.3750 per share per quarter) and (ii) the Federal Funds (Effective) Rate for such quarter and plus 2.5% up to a maximum of 2.5% of the Series A1 Preferred Stock Stated Value per quarter. 7. Outstanding Series A Preferred Stock represents total shares issued as of December 31, 2025 of 8,820,338, less redemptions of 5,151,320 shares, multiplied by the stated value of $25.00 per share. Includes shares issued to CIM Group in lieu of cash payment of the asset management fee. Gross proceeds are not net of commissions, fees, allocated costs or discounts. 8. Outstanding Series D Preferred Stock represents total shares issued as of December 31, 2025 of 56,857, less redemptions of 12,532, multiplied by the stated value of $25.00 per share. Gross proceeds are not net of commissions, fees, allocated costs or discounts. 9. Other than the March 2026 Redemption, the company does not currently intend to redeem, at the Company’s election, additional Preferred Stock in shares of Common Stock. However, the Company will evaluate redemption requests submitted by holders of Preferred Stock at the time it receives such requests and may elect to redeem those Preferred Shares in Common Stock or cash, at the Company’s discretion. 1. Excludes: Lending Division debt held for sale: Secured borrowings – government guaranteed loans of $1.3 million, along with net unamortized premiums of $19,000, and SBA 7(a) loan-backed notes of $16.4 million, net of deferred debt origination costs of $402,000. 2. The Company’s fixed rate mortgages payable are non-recourse and are secured by, among other things, first priority deeds of trust, security agreements or other similar security instruments on the fee simple interests in properties underlying such mortgages and assignments of rents receivable. As of December 31, 2025, the Company’s fixed rate mortgages payable had fixed interest rates of 6.25%, 4.14%, and 7.41% per annum, with payments of interest only and initial maturity dates of June 7, 2026, July 1, 2026, and January 11, 2030, respectively. In regards to the mortgage payable with a balance of $66.3 million as of December 31, 2025 maturing on June 7, 2026 (the “1150 Clay Mortgage”), the Company executed the final one-year extension option under the mortgage in June 2025. The Company intends to work with the lender in order to refinance the 1150 Clay Mortgage beyond its stated maturity date of June 7, 2026. Although the Company believes it is likely it will be able to refinance the 1150 Clay Mortgage prior to June 7, 2026, there can be no assurance that such refinancing will occur. If the Company and the lender under the 1150 Clay Mortgage cannot agree on an extension of the mortgage and the Company fails to repay the loan in full upon its contractual maturity date, such failure would constitute an event of default under the mortgage and would allow the lender to, among other remedies, take possession of the property. In regards to the mortgage payable with a balance of $97.1 million as of December 31, 2025 maturing on July 1, 2026 (the “1 Kaiser Mortgage”), the Company intends to work with the lender in order to refinance the 1 Kaiser Mortgage beyond its stated maturity date of July 1, 2026. Although the Company believes it is likely it will be able to refinance the 1 Kaiser Mortgage prior to July 1, 2026, there can be no assurance that such refinancing will occur. If the Company and the lender under the 1 Kaiser Mortgage cannot agree on an extension of the mortgage and the Company fails to repay the loan in full upon its contractual maturity date, such failure would constitute an event of default under the mortgage and would allow the lender to, among other remedies, take possession of the property. 3. The Company’s variable rate mortgages payable are non-recourse and are secured by, among other things, first priority deeds of trust, security agreements or other similar security instruments on the Company’s fee simple and leasehold interests in its hotel asset and adjacent parking garage and by a deed of trust on and assignment of rents receivable from a multifamily property. As of December 31, 2025, the Company’s variable rate mortgages payable had a variable interest rate of SOFR plus 4.35%, SOFR plus 3.36%, SOFR plus 3.00% and SOFR plus 2.95%, with a maturity date of January 1, 2027, January 31, 2027, February 14, 2027 and April 3, 2028, respectively. The mortgages with maturity dates of January 1, 2027, January 31, 2027, and February 14, 2027 have monthly payments of interest only, while the mortgage with an initial maturity date of April 3, 2028 has monthly payments of interest plus $50,000 of principal. With regards to the mortgage payable with a balance of $81.0 million as of December 31, 2025 secured by a multifamily property in Oakland, California, (the “Channel House Mortgage”), on August 4, 2025 the Company reached an agreement with the lender to extend the maturity date through January 31, 2027 (the “Channel House Mortgage Extension”). In connection with the Channel House Mortgage Extension, the Company made a repayment of $6.0 million under the Channel House Mortgage, reducing it from its previous balance of $87.0 million. Although the Company believes it is likely it will be able to refinance the Channel House Mortgage prior to January 31, 2027, there can be no assurance that such refinancing will occur. If the Company and the lender under the Channel House Mortgage cannot agree on an extension of the mortgage and the Company fails to repay the loan in full upon its contractual maturity date, such failure would constitute an event of default under the mortgage and would allow the lender to, among other remedies, take possession of the property. 4. In June 2025, a subsidiary of the Company, as borrower, entered into an agreement (the “Lending Division Revolving Credit Facility”) with a bank that included a $20.0 million revolving credit facility secured by the unguaranteed portion of certain of such subsidiary’s SBA 7(a) loans receivable and other assets of such subsidiary, subject to a borrowing base calculation, and fully guaranteed by the Company. As previously announced on November 12, 2025, the Company and First Western entered into the Membership Interest Purchase Agreement with the Buyer. The closing contemplated by the Membership Interest Purchase Agreement occurred on January 21, 2026. At the closing, Buyer purchased from the Company all of the issued and outstanding equity interests of First Western SBLC, LLC, and the remaining balance of $10.5 million under the Lending Division Revolving Credit Facility was paid in full, resulting in the termination of the Lending Division Revolving Credit Facility. 5. The Company has junior subordinated notes with a variable interest rate which resets quarterly based on the three-month SOFR plus 3.51%, with quarterly interest only payments. The junior subordinated balance is due at maturity on March 30, 2035. The junior subordinated notes may be redeemed at par at the Company’s option.
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 32 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Important Disclosures Annualized Rent. represents gross monthly base rent, or gross monthly contractual rent under parking and retail leases, multiplied by 12. This amount reflects total cash rent before abatements. Where applicable, annualized rent has been grossed up by adding annualized expense reimbursements to base rent. Annualized rent for certain office properties includes rent attributable to retail. Assets Owned and Operated (AOO). represents the aggregate assets owned and operated by CIM on behalf of partners (including where CIM contributes alongside for its own account) and co-investors, whether or not CIM has discretion, in each case without duplication. Property Pictures. The property/properties shown may not be representative of all transactions of a given type or of transactions generally, may represent an asset/assets that performed better than other assets acquired by CIM-funds, is not necessarily indicative of the performance of all such assets acquired by CIM-funds and is intended solely to be illustrative of the types of investments that may be made by CMCT. There can be no assurance similar opportunities will be available to CMCT or that CMCT will generate similar returns. Logos. CIM Group is not affiliated with, associated with, or a sponsor of any of the tenants pictured or mentioned. The names, logos, and all related product and service names, design marks and slogans are the trademarks or service marks of their respective companies. The trade names shown are reflective of the tenants in properties owned by CMCT. Corporate tenants may also occupy numerous properties that are not owned by CMCT. CMCT is not affiliated or associated with, is not endorsed by, does not endorse, and is not sponsored by or a sponsor of the tenants or of their products or services pictured or mentioned. The names, logos and all related product and service names, design marks and slogans are the trademarks or service marks of their respective companies. DISCLAIMERS. The results that a shareholder will realize will depend, to a significant degree, on the assets actually purchased by CMCT from time to time and the actual performance of such assets, which may be impacted by economic and market factors. The actual performance of CMCT will be subject to a variety of risks and uncertainties, including those on page 2. In no circumstance should the hypothetical returns be regarded as a representation, warranty or prediction that a specific asset or group of assets will reflect any particular performance or that it will achieve or is likely to achieve any particular result or that shareholders will be able to avoid losses, including total loss of their investments. Inherent in any investment is the potential for loss. There can be no assurance that CMCT will achieve comparable results, that the returns sought will be achieved or that CMCT will be able to execute its proposed strategy. Actual realized returns on investments may differ materially from any return indicated herein.
www.cimgroup.com | ©2018 CIM Group | TRADE SECRET / CONFIDENTIAL INFORMATIONwww.creativemediacommunity.com | ©2026 CMCT | CMCT Creative Media & Community Trust Corporation 33 Note: All pages of the presentation must be viewed in conjunction with the Important Disclosures on page 2 and starting on page 31. See “Property Pictures” on page 31 under Important Disclosures. Important Disclosures Adjusted Funds From Operations (AFFO). AFFO is a non-GAAP, non- standardized measure which is widely reported by REITs. Other REITs may use different methodologies for calculating AFFO and, as a result, CMCT's AFFO may not be comparable to the AFFO of other REITs. CMCT calculates AFFO by (a) eliminating the impact on FFO of (i) straight-line rent revenue and expense; (ii) amortization of lease inducements; (iii) amortization of above and below market leases (including ground leases); (iv) amortization of above and below market debt, loan premiums and discounts, and deferred loan costs; (v) amortization of tax abatement; (vi) amortization of loan receivable discount and accretion of fees on loans receivable; (vii) unrealized premium adjustment; (viii) deferred income tax expense; (ix) non-cash compensation expense; (x) loss on early extinguishment of debt; (xi) redeemable preferred stock redemptions; and (xii) redeemable preferred stock deemed dividends and (b) subtracting (i) lease inducement payments and (ii) recurring capital expenditures and recurring tenant improvements and leasing commissions. Because of the inherent uncertainty related to these special items, management does not believe it is able to provide a meaningful forecast of the comparable GAAP measures or reconciliation to any forecasted GAAP measure without unreasonable effort. AFFO is not intended to represent cash flow but may provide additional perspective on CMCT's operating results and our ability to fund cash needs and pay dividends. AFFO should only be considered as a supplement to net income. See page 28 for a reconciliation of AFFO to net loss attributable to common stockholders.