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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
 
FORM 8-K
 
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 30, 2026
 
 
Flagstar Bank, National Association
(Exact Name of Registrant as Specified in Charter)
United States of America 1-31565 38-2734984
(State or Other Jurisdiction
of Incorporation)		 Commission File Number (IRS Employer Identification No.)
102 Duffy Avenue,Hicksville,New York11801
(Address of principal executive offices)
(516) 683-4100
(Registrant's telephone number, including area code)


Securities registered pursuant to Section 12(b) of the Exchange Act:

Title of each classTrading symbol(s)Name of each exchange on which registered
Common stock, $0.01 par value per shareFLGNew York Stock Exchange
Bifurcated Option Note Unit Securities SM FLG PRUNew York Stock Exchange
Depositary Shares each representing a 1/40th interest in a share of Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred StockFLG PRANew York Stock Exchange
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act (17 CFR 230.405) or Rule 12b-2 of the Exchange Act (17 CFR 240.12b-2).
Emerging growth company☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange
Act. ☐


Item 2.02Results of Operations and Financial Condition

On January 30, 2026, Flagstar Bank, National Association (the “Company”) issued a news release reporting its financial results for the quarter and year ended December 31, 2025. A copy of the news release is attached as Exhibit 99.1 to this report.

Item 9.01Financial Statements and Exhibits

(d) Attached as Exhibit 99.1 is the news release issued by the Company on January 30, 2026 to report its financial results for the quarter and year ended December 31, 2025.

ExhibitDescription of Exhibit
No.
99.1  
104  Cover Page Interactive Data File (embedded within the Inline XBRL document).


SIGNATURE
    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.
 
Date:January 30, 2026 FLAGSTAR BANK, NATIONAL ASSOCIATION
/s/ Salvatore DiMartino
Salvatore DiMartino
Executive Vice President and Director of Investor Relations