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Exhibit 5

Return on Equity and Assets Ratios

 

    

For the Year-Ended

October 2025

 

 

   

For the Year-Ended

October 2024

 

 

   

For the Year-Ended

October 2023(1)

 

 

Return on Assets

     0.85     0.77     0.73

Return on Equity

     16.3     14.4     14.3

Dividend Payout Ratio

     43     50     52
  

 

 

   

 

 

   

 

 

 

(1) Amounts have been restated from those previously presented as part of the adoption of IFRS 17, effective November 1, 2023.