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EXHIBIT 10.2

S-2

THIRTEENTH AMENDING AGREEMENT

Performance Guarantee Confirmation

Reference is made to a Performance Guarantee dated as of December 16, 2014 made by the undersigned in favour of the Purchaser (the “Performance Guarantee”). The undersigned acknowledges and confirms that the performance guarantee remains in full force and effect     notwithstanding the entering into of this Thirteenth Amending Agreement

Dated as of the 15th day of December, 2025.

						WINTRUST FINANCIAL CORPORATION
						By:			/s/David A. Dykstra
									Name:    David A. Dykstra
									Title:    Vice Chairman and Chief Operating Officer
						By:			/s/Kathleen M. Boege
									Name:    Kathleen M. Boege
									Title:    Executive Vice President, Chief Legal     Officer and Corporate Secretary

Signature Page to Thirteenth Amending Agreement