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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Name of Issuer)

(Title of Class of Securities)

(CUSIP Number)

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13D/A 0002085652 XXXXXXXX LIVE 2 Common Stock, par value $0.01 per share 10/31/2025 false 0001016178 146875604 CARVER BANCORP INC 75 W 125TH ST NEW YORK NY 10027-4512 Barry Mann 8502259314 941 Jerome Avenue, Apt 14G Bronx NY 10452 0002085652 N Mann Barry James PF N NY 380007.00 380007.00 380007.00 N 7.2 IN Common Stock, par value $0.01 per share CARVER BANCORP INC 75 W 125TH ST NEW YORK NY 10027-4512 Barry James Mann 941 Jerome Avenue, Apt. 14G, Bronx, NY 10452 Mann is presently the CFO of Spring Bank and the CFO/Treasurer of CheckSpring Community Corp (parent of Spring Bank) which are both located at 69 E. 167th Street, Bronx, NY 10452 none none USA Mann acquired 380,007 shares with personal funds in multiple open market transactions for a total investment of 880,778.33. Mann paid an average price of $2.32 per share The reporting person acquired beneficial ownership in the shares in the belief that the Shares were undervalued and represented an attractive investment opportunity. As Carver Bancorp's largest retail shareholder, the reporting person intends to purchase additional shares and engage in conversations, meetings and other communications with certain members of the Issuer's Board, Management Team, Shareholders, Industry Analysts, and other interested parties, in each case to support the strategic plan proposed by the Issuer's management team to improve the efficiency and financial condition of the Issuer and to increase shareholder value through organic growth. Mann beneficially owns 380,007 shares. Percentage is approximately 7.2% of the 5,284,754 shares outstanding as of August 15th. 1. Sole power to vote or direct vote: 380,007 2. Shared power to vote or direct vote: 0 3. Sole power to dispose or direct the disposition: 380,007 4. Shared power to dispose or direct the disposition: 0 Mann purchased 179,750 shares in multiple open market transactions during the past 60 days as of October 31, 2025, for an average price per share of $2.63. none n/a There are no contracts, arrangements, understandings or relationships between the reporting person and any other individual or entity. Mann has acquired these shares independent of the management and current ownership of his present employers. Mann Barry James Barry James Mann Barry James Mann 10/31/2025