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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Name of Issuer)

(Title of Class of Securities)

(CUSIP Number)

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13D/A 0002085652 XXXXXXXX LIVE 3 Common Stock, par value $0.01 per share 11/21/2025 false 0001016178 146875604 CARVER BANCORP INC 75 W 125TH ST NEW YORK NY 10027-4512 Barry J. Mann 8502259314 914 Jerome Avenue Apt. 14G Bronx NY 10452 0002085652 N Mann Barry James PF N NY 450463.00 450463.00 450463.00 N 8.5 IN Common Stock, par value $0.01 per share CARVER BANCORP INC 75 W 125TH ST NEW YORK NY 10027-4512 Barry James Mann 941 Jerome Avenue, Apt. 14G, Bronx, NY 10452 Mann is presently the CFO of Spring Bank and the CFO/Treasurer of CheckSpring Community Corporation (parent of Spring Bank) which are both located at 69 E. 167th Street, Bronx, NY 10452 none none USA Mann acquired 450,463 shares with personal funds in multiple open market transactions for a total investment of $1,031,555.34. Mann paid an average price of $2.29 per share The reporting person acquired beneficial ownership in the shares originally in the belief that the Shares were undervalued. Since the last amendment was filed on October 31st, the shares because overvalued and are now undervalued again. As Carver Bancorp's largest investor in terms of shares owned, the reporting person intends to purchase additional shares and engage in conversations, meetings and other communications with certain members of the Issuer's Board, Management, Shareholders, Industry Analysts, and other interested parties, in each case to support the strategic plan proposed by Management to improve the efficiency and financial condition of the Issuer and the increase shareholder value. The reporting person does not believe that hype, manipulation, share repurchase schemes and press releases will help increase long-term shareholder value. Mann beneficially owns 450,463 shares. Percentage is 8.5% of the 5,287,100 shares outstanding as of September 30th per the Bancorp's 10-Q filing. 1. Sole power to vote or direct vote: 450,463 2. Shared power to vote or direct vote: 0 3. Sole power to dispose or direct the disposition: 450,463 4. Shared power to dispose or direct the disposition: 0 Mann purchased 249,035 shares in multiple open market transactions during the past 60 days as of November 21, 2025, for an average price of $2.74 per share none n/a There are no contracts, arrangements, understandings or relationships between the reporting person and any other individual or entity at this time. Mann has acquired these shares independent of the management and current ownership of his present employers. Mann Barry James Barry J. Mann Barry J. Mann 11/21/2025