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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Name of Issuer)

(Title of Class of Securities)

(CUSIP Number)

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13D/A 0002085652-25-000001 0002085652 XXXXXXXX LIVE 5 Common Stock, par value $0.01 per share 12/26/2025 false 0001016178 146875604 CARVER BANCORP INC 75 W 125TH ST NEW YORK NY 10027-4512 Barry Mann 8502259314 941 Jerome Avenue, Apt 14G Bronx NY 10452 0002085652 N Mann Barry James PF N NY 634772.00 0.00 634772.00 0.00 634772.00 N 12.0 IN Common Stock, par value $0.01 per share CARVER BANCORP INC 75 W 125TH ST NEW YORK NY 10027-4512 Barry James Mann 941 Jerome Avenue, Apt 14G, Bronx, NY 10452 Mann is presently the CFO of Spring Bank and the CFO/Treasurer of CheckSpring Community Corporation (parent of Spring Bank) which are both located at 69 E. 167th Street, Bronx, NY 10452 none none USA Mann acquired 634,772 shares with personal funds in multiple open-market transactions for a total investment of $1,275,051.02 Mann paid an average of $2.01 per share. The reporting person acquired beneficial ownership in the shares in the belief that the Shares are undervalued. The reporting person also acknowledges that he is now considered an insider since he owns more than 10% of the outstanding shares. As Carver's largest shareholder in terms of both shares owned and "controlled", the reporting person intends to engage in conversations, meetings and other communications with the Issuer's Board, Management and Shareholders as well as industry analysts and other interested parties, in each case to support the efforts of management to improve the efficiency and financial condition of the issuer and to ultimately increase shareholder value. Mann beneficially owns 634,772 shares. Percentage is 12.0% of the 5,287,100 shares outstanding as of September 30th per Carve Bancorp's final 10-Q filing 1. Sole Power to vote or direct vote: 634,772 2. Shared Power to vote or direct vote: 0 3. Sole Power to dispose or direct the disposition: 508,577 4. Shared Power to dispose or direct the disposition: 0 Mann has purchased 126,195 shares in multiple open market transactions since filing his previous amendment on December 5, 2025 for an average price of $1.20 per share. none n/a There are no contracts, arrangements, understandings or relationships between the reporting person and any other individual or entity at this time. The reporting person reserves the right to enter into such arrangements in the future. Mann has acquired these shares independent of the Management, Board of Directors, and current ownership of his present employers. Mann Barry James Barry James Mann Barry James Mann 12/29/2025