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Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
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SCHEDULE 13D/A 0002099845-25-000001 0002099845 XXXXXXXX LIVE 1 Common Stock, $0.01 par value per share 12/11/2025 false 0001016178 146875604 CARVER BANCORP INC 75 W 125TH ST 75 W 125TH ST NEW YORK NY 10027-4512 Dennis D. Etzkorn (508) 740-3760 10 Trailside Road Medfield MA 02052 0002099845 N Detyga LLC WC N MA 378449.00 0.00 378449.00 0.00 378449.00 N 7.4 OO Y Dennis D. Etzkorn WC N X1 0.00 378449.00 0.00 378449.00 378449.00 N 7.4 OO Common Stock, $0.01 par value per share CARVER BANCORP INC 75 W 125TH ST 75 W 125TH ST NEW YORK NY 10027-4512 Explanatory Note: This Amendment No. 1 to Schedule 13D ("Amendment No. 1") is being filed jointly by Detyga LLC, a Massachusetts limited liability company ("Detyga") and Dennis D. Etzkorn ("Etzkorn" and together with Detyga, collectively, the "Reporting Persons") to amend and supplement the Statement on Schedule 13D filed by the Reporting Persons with the Securities and Exchange Commission on December 8, 2025 (the "Prior Statement" and as amended by this Amendment No. 1, this "Schedule 13D") with respect to shares of common stock, par value $0.01 per share (the "Common Stock"), of Carver Bancorp, Inc., a Delaware corporation (the "Issuer"). Except as amended and supplemented by this Amendment No. 1, the Prior Statement remains in full force and effect. Item 2 of the Prior Statement is not being amended by this Amendment No. 1. Item 2 of the Prior Statement is not being amended by this Amendment No. 1. Item 2 of the Prior Statement is not being amended by this Amendment No. 1. Item 2 of the Prior Statement is not being amended by this Amendment No. 1. Item 2 of the Prior Statement is not being amended by this Amendment No. 1. Item 2 of the Prior Statement is not being amended by this Amendment No. 1. Item 3 of the Prior Statement is hereby amended and restated in its entirety as follows: The total amount of funds required to acquire the Shares acquired by Detyga was approximately $668,840. The Shares were acquired using Detyga's working capital in open-market transactions. Item 4 of the Prior Statement is not being amended by this Amendment No. 1. Item 5(a) of the Prior Statement is hereby amended and restated in its entirety as follows: The following disclosure assumes that there are a total of 5,095,254 shares of Common Stock outstanding as of August 12, 2025, which amount is derived from the amount reported in the Issuer's Quarterly Report on Form 10-Q for the period ended June 30, 2025. Pursuant to Rule 13d-3 of the rules and regulations promulgated by the Securities Exchange Commission pursuant to the Securities Exchange Act of 1934, as amended, as a result of the relationships described above in Item 2 and as of the close of business on December 10, 2025, each of the Reporting Persons may be deemed to beneficially own 378,449 shares of Common Stock that are held directly by Detyga, representing approximately 7.4% of the Common Stock outstanding. Item 5(b) of the Prior Statement is hereby amended and restated in its entirety as follows: Each of the Reporting Persons may be deemed to exercise the shared voting and dispositive authority over 378,449 shares of Common Stock beneficially owned directly by Detyga. Item 5(c) of the Prior Statement is hereby amended and supplemented to add the following: Information with respect to the Reporting Person's transactions effected since the Prior Statement are set forth on Exhibit 99.2 hereto. Item 5(d) is not being amended by this Amendment No. 1. Item 5(e) is not being amended by this Amendment No. 1. Item 6 of the Prior Statement is not being amended by this Amendment No. 1. Item 7 of the Prior Statement is hereby amended and restated in its entirety as follows: 99.1 Joint Filing Agreement, dated as of November 24, 2025 (incorporated by reference to Exhibit 99.1 to the Prior Statement filed by the Reporting Persons on December 8, 2025)99.2 Schedule of transactions effected since the Prior Statement Detyga LLC Dennis D. Etzkorn Managing Member 12/11/2025 Dennis D. Etzkorn Dennis D. Etzkorn Managing Member 12/11/2025