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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Name of Issuer)

(Title of Class of Securities)

(CUSIP Number)

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

X0202 SCHEDULE 13D/A 0001021572 XXXXXXXX LIVE 23 Common Stock, par value $0.01 per share 10/16/2026 false 0001265131 432748101 HILLTOP HOLDINGS INC. 6565 Hillcrest Ave. Dallas TX 75205 Wilson Chu 000000000 Dechert LLP, 2651 N. Harwood St. Suite 120 Dallas TX 75201 0001021572 N Gerald J. Ford a PF OO N X1 7866.97 15651329.97 7866.97 15651329.97 15651329.97 N 27.3 IN Rows 8, 10 and 11. Includes 98,789 shares of Common Stock that are directly beneficially owned by the Trust. Includes 15,544,674 shares of Common Stock that are directly beneficially owned by Financial LP. Row 13. Based on 57,286,417 shares of common stock outstanding on July 23, 2026, as disclosed in Hilltop's Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026, that was filed by Hilltop with the SEC on July 24, 2026. Y Diamond A Financial, L.P. a OO N TX 0.00 15544674.00 0.00 15544674.00 15544674.00 N 27.1 CO Row 13. Based on 57,286,417] shares of common stock outstanding on July 23, 2026, as disclosed in Hilltop's Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026, that was filed by Hilltop with the SEC on July 24, 2026. Y Diamond HTH Stock Company, LP a OO N TX 0.00 15544674.00 0.00 15544674.00 15544674.00 N 27.1 CO Rows 8, 10 and 11. Includes 15,544,674.00 shares of Common Stock that are directly beneficially owned by Financial LP. Row 13. Based on 57,286,417 shares of common stock outstanding on July 23, 2026, as disclosed in Hilltop's Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026, that was filed by Hilltop with the SEC on July 24, 2026. Y Diamond HTH Stock Company GP, LLC a OO N TX 0.00 15544674.00 0.00 15544674.00 15544674.00 N 27.1 CO Rows 8, 10 and 11. Includes 15,544,674.00 shares of Common Stock that are directly beneficially owned by Financial LP. Row 13. Based on 57,286,417 shares of common stock outstanding on July 23, 2026, as disclosed in Hilltop's Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026, that was filed by Hilltop with the SEC on July 24, 2026. Y Turtle Creek Revocable Trust a OO N TX 0.00 98789.00 0.00 98789.00 98789.00 N 0.2 CO Row 13. Based on 57,286,417 shares of common stock outstanding on July 23, 2026, as disclosed in Hilltop's Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026, that was filed by Hilltop with the SEC on July 24, 2026. Common Stock, par value $0.01 per share HILLTOP HOLDINGS INC. 6565 Hillcrest Ave. Dallas TX 75205 This Amendment No. 23 to Schedule 13D (this "Amendment") relates to shares of common stock, par value $0.01 per share ("Common Stock"), of Hilltop Holdings Inc., a Maryland corporation ("Hilltop"). This Amendment amends the Schedule 13D, as previously amended, filed with the Securities and Exchange Commission ("SEC") by Gerald J. Ford, a United States citizen, Diamond A Financial, L.P., a Texas limited partnership ("Financial LP"), Diamond HTH Stock Company, LP, a Texas limited partnership, Diamond HTH Stock Company GP, LLC, a Texas limited liability company, and Turtle Creek Revocable Trust (collectively, the "Reporting Persons") by furnishing the information set forth below. Except as otherwise specified in this Amendment, all previous Items are unchanged. Capitalized terms used herein and not defined herein have the meanings given to them in the Schedule 13D, as previously amended, filed with the SEC. Item 4 is hereby amended and supplemented as follows: On October 16, 2026, counsel to Gerald J. Ford delivered a letter (the "Letter") to the Board of Directors of Hilltop Holdings Inc. (the "Board"), a copy of which is filed as Exhibit 99.B to this Schedule 13D and is incorporated herein by reference. In the Letter, Mr. Ford raised concerns regarding the Company's current corporate governance arising from Jeremy Ford's simultaneous service as the Company's President/Chief Executive Officer and Chairman of the Board while also serving as plaintiff in pending litigation against Mr. Ford. Mr. Ford stated that, under the circumstances described in the Letter, the Company should, at a minimum, promptly split the President/Chief Executive Officer and Chairman roles as a matter of sound corporate governance, and that the Company's appointment of a lead independent director is not a substitute for doing so. Mr. Ford requested that the Board promptly investigate the matters raised in the Letter. The Reporting Persons may engage in further discussions with the Board, management, other shareholders, or third parties regarding the matters described in the Letter and may take such other actions as they deem appropriate in furtherance of the foregoing, including proposing further changes to the Company's board composition, management, or governance practices. The information set forth in Item 6 of this Amendment is incorporated by reference into this Item 4. Item 5 is hereby amended and supplemented as follows: (a)-(b) Each Reporting Person declares that neither the filing of this statement nor anything herein shall be construed as an admission that such person is, for the purposes of Section 13(d) or 13(g) of the Act or any other purpose, the beneficial owner of any securities covered by this statement. Each Reporting Person may be deemed to be a member of a group with respect to Hilltop or securities of Hilltop for the purposes of Section 13(d) or 13(g) of the Act. Each Reporting Person declares that neither the filing of this statement nor anything herein shall be construed as an admission that such person is, for the purposes of Section 13(d) or 13(g) of the Act or any other purpose, (i) acting (or has agreed or is agreeing to act) with any other person as a partnership, limited partnership, syndicate, or other group for the purpose of acquiring, holding, or disposing of securities of Hilltop or otherwise with respect to Hilltop or any securities of Hilltop or (ii) a member of any syndicate or group with respect to Hilltop or any securities of Hilltop. As of August 25, 2026, the Reporting Persons may be deemed to beneficially own the shares of Common Stock set forth in the table below. Reporting Number of Shares Percentage of Sole Voting Shared Voting Sole Dispositive Shared Dispositive Person Beneficially Owned Outstanding Shares Power Power Power Power Mr. Ford 15,651,329.9703 (1)(2) 27.3% (3) 7,866.9703 15,651,329.9703 (1)(2) 7,866.9703 15,651,329.9703 (1)(2) Financial LP 15,544,674 27.1% (3) 0 15,544,674 0 15,544,674 Diamond HTH 15,544,674 (1) 27.1% (3) 0 15,544,674 (1) 0 15,544,674 (1) Stock Company, LP Diamond HTH 15,544,674 (1) 27.1% (3) 0 15,544,674 (1) 0 15,544,674 (1) Stock Company GP, LLC Turtle Creek 98,789 0.2% (3) 0 98,789 0 98,789 Revocable Trust (1) Includes 15,544,674 shares of Common Stock that are directly beneficially owned by Financial LP. (2) Includes 98,789 shares of Common Stock that are directly beneficially owned by Turtle Creek Revocable Trust. (3) Based on 57,286,417 shares of common stock outstanding on July 23, 2026, as disclosed in Hilltop's Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026, that was filed by Hilltop with the SEC on July 24, 2026. There have been no transactions in the class of securities reported on that were affected by the Reporting Persons during the past sixty days. Not applicable. Not applicable. Item 6 is hereby amended and supplemented as follows: As previously reported in Amendment No. 22 to Schedule 13D filed with the SEC October 1, 2026, as of September 29, 2026, the Loan has been repaid by Mr. Ford and the previously-reported security interests over Mr. Ford's interests in Diamond A Financial, L.P. have accordingly been terminated. Item 7 is hereby amended and supplemented as follows: The following exhibits are filed to the Schedule 13D: Exhibit 99.A - Joint Filing Agreement (incorporated herein by reference to Exhibit 99.A to the Schedule 13D filed on October 6, 2017, by the Reporting Persons with the SEC (File No. 005-79781)). Exhibit 99.B - Letter, dated October 16, 2026, from Wilson Chu, counsel to Gerald J. Ford, to the Board of Directors of Hilltop Holdings Inc. Gerald J. Ford /s/ Gerald J. Ford Gerald J. Ford 10/16/2026 Diamond A Financial, L.P. By: Diamond HTH Stock Company, LP, its General Partner, By: Diamond HTH Stock Company GP, LLC, its General Partner, /s/ Gerald J. Ford Gerald J. Ford, Sole Member 10/16/2026 Diamond HTH Stock Company, LP By: Diamond HTH Stock Company GP, LLC, its General Partner, /s/ Gerald J. Ford Gerald J. Ford, Sole Member 10/16/2026 Diamond HTH Stock Company GP, LLC /s/ Gerald J. Ford Gerald J. Ford, Sole Member 10/16/2026 Turtle Creek Revocable Trust /s/ Gerald J. Ford Gerald J. Ford, Trustee 10/16/2026