SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD Principal assets MCh$ Operational results MCh$ Cash and deposits in banks 2,709,500 Net interest income 150,243 Loans and accounts receivables from customers and banks, net 39,327,929 Net fee and commission income 49,826 Loans and accounts receivables from customers at fair value, net 305,022 Result from financial operations 30,376 Financial instruments 9,584,447 Total operating income 230,445 Financial derivative contracts 12,092,752 Provision for loan losses (44,892) Other asset ítems 6,387,405 Support expenses (73,694) Total assets 70,407,055 Other results (3,576) Income before tax 108,283 Principal liabilities MCh$ Income tax expense (22,903) Deposits and other demand liabilities 13,542,997 Net income for the period 85,380 Time deposits and other time liabilities 17,315,873 Issued debt and regulatory capital instruments 10,574,835 Attributable to: Financial derivative contracts 12,609,564 Equity holders of the Bank 84,256 Other liabilities ítems 11,495,044 Non-controlling interest 1,124 Total equity 4,868,742 Total liabilities and Equity 70,407,055 Equity attributable to: Equity holders of the Bank 4,747,621 Non-controlling interest 121,121 BANCO SANTANDER-CHILE AND SUBSIDIARIES CONSOLIDATED FINANCIAL INFORMATION As of January 31, 2026 The principal balances and results accumulated for the period ending January 2026 (amounts in millions of Chilean pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Chief Accounting Officer Chief Executive Officer
B ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO Principales rubros del activo MM$ Resultados operacionales MM$ Efectivo y depósitos en bancos 2.709.500 Ingresos netos por intereses y reajustes 150.243 Créditos y cuentas por cobrar a clientes y bancos 39.327.929 Ingresos netos de comisiones 49.826 Créditos y cuentas por cobrar a clientes a valor razonable 305.022 Resultado de operaciones financieras 30.376 Instrumentos financieros 9.584.447 Total ingresos operacionales 230.445 Contratos de derivados financieros 12.092.752 Gasto de pérdidas crediticias (44.892) Otros rubros del activo 6.387.405 Gastos de apoyo (73.694) Total Activos 70.407.055 Otros resultados (3.576) Resultado antes de impuesto 108.283 Principales rubros del pasivo MM$ Impuesto a la renta (22.903) Depósitos y otras obligaciones a la vista 13.542.997 Utilidad consolidada del periodo 85.380 Depósitos y otras captaciones a plazo 17.315.873 Instrumentos de deuda y capital regulatorio emitidos 10.574.835 Resultado atribuible a: Contratos de derivados financieros 12.609.564 Tenedores patrimoniales del Banco 84.256 Otros rubros del pasivo 11.495.044 Interés no controlador 1.124 Total patrimonio 4.868.742 Total Pasivos y Patrimonio 70.407.055 Patrimonio atribuible a: Tenedores patrimoniales del Banco 4.747.621 Interés no controlador 121.121 BANCO SANTANDER-CHILE Y AFILIADAS INFORMACIÓN FINANCIERA CONSOLIDADA Al 31 de Enero de 2026 A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de Enero de 2026 (cifras en millones de pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Gerente de Contabilidad Gerente General
IMPORTANT NOTICE The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022 issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions, The FMC is the banking industry regulator according to article 2 of the General Banking Law, which by General Regulation establishes the accounting principles to be used by the banking industry, For those principles not covered by the Compendium of Accounting Standards for Banks, banks can use generally accepted accounting principles issued by the Chilean Accountant’s Association AG which coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB), If discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards for Banks) and IFRS the Compendium of Accounting Standards for Banks will take precedence, ¿Qué podemos hacer por ti hoy?