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Exhibit 8.1

Subsidiaries

The following table sets forth our significant subsidiaries as of December 31, 2025, including the ownership interest and, if different, percentage of voting power held by us. All of our significant subsidiaries are incorporated in Chile.

Name of the Subsidiary						Percent ownership share
						As of December 31,
						2025
						Direct			Indirect			Total
			Main Activity			%			%			%
Santander Corredora de Seguros Limitada			Insurance brokerage			99.75%			0.01%			99.76%
Santander Corredores de Bolsa Limitada			Financial instruments brokerage			50.59%			0.41%			51.00%
Santander Asesorias Financieras Limitada			Securities brokerage			99.03%			—%			99.03%
Santander S.A. Sociedad Securitizadora			Purchase of credits and issuance of debt instruments			99.64%			—%			99.64%
Santander Consumer Chile S.A.			Financing			51.00%			—%			51.00%
Sociedad operadora de Tarjetas de Pago Santander Getnet Chile S.A.			Card operator			99.99%			0.01%			100.00%