SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD Principal assets MCh$ Operational results MCh$ Cash and deposits in banks 1,921,622 Net interest income 315,292 Loans and accounts receivables from customers and banks, net 39,107,523 Net fee and commission income 94,874 Loans and accounts receivables from customers at fair value, net 339,614 Result from financial operations 57,328 Financial instruments 9,949,038 Total operating income 467,494 Financial derivative contracts 11,236,359 Provision for loan losses (113,990) Other asset ítems 6,440,865 Support expenses (147,405) Total assets 68,995,021 Other results (5,420) Income before tax 200,679 Principal liabilities MCh$ Income tax expense (33,803) Deposits and other demand liabilities 13,872,438 Net income for the period 166,876 Time deposits and other time liabilities 17,250,535 Issued debt and regulatory capital instruments 10,499,364 Attributable to: Financial derivative contracts 11,560,942 Equity holders of the Bank 163,370 Other liabilities ítems 10,853,288 Non-controlling interest 3,506 Total equity 4,958,454 Total liabilities and Equity 68,995,021 Equity attributable to: Equity holders of the Bank 4,807,764 Non-controlling interest 150,690 BANCO SANTANDER-CHILE AND SUBSIDIARIES CONSOLIDATED FINANCIAL INFORMATION As of February 28, 2026 The principal balances and results accumulated for the period ending February 2026 (amounts in millions of Chilean pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Chief Accounting Officer Chief Executive Officer
B ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO Principales rubros del activo MM$ Resultados operacionales MM$ Efectivo y depósitos en bancos 1.921.622 Ingresos netos por intereses y reajustes 315.292 Créditos y cuentas por cobrar a clientes y bancos 39.107.523 Ingresos netos de comisiones 94.874 Créditos y cuentas por cobrar a clientes a valor razonable 339.614 Resultado de operaciones financieras 57.328 Instrumentos financieros 9.949.038 Total ingresos operacionales 467.494 Contratos de derivados financieros 11.236.359 Gasto de pérdidas crediticias (113.990) Otros rubros del activo 6.440.865 Gastos de apoyo (147.405) Total Activos 68.995.021 Otros resultados (5.420) Resultado antes de impuesto 200.679 Principales rubros del pasivo MM$ Impuesto a la renta (33.803) Depósitos y otras obligaciones a la vista 13.872.438 Utilidad consolidada del periodo 166.876 Depósitos y otras captaciones a plazo 17.250.535 Instrumentos de deuda y capital regulatorio emitidos 10.499.364 Resultado atribuible a: Contratos de derivados financieros 11.560.942 Tenedores patrimoniales del Banco 163.370 Otros rubros del pasivo 10.853.288 Interés no controlador 3.506 Total patrimonio 4.958.454 Total Pasivos y Patrimonio 68.995.021 Patrimonio atribuible a: Tenedores patrimoniales del Banco 4.807.764 Interés no controlador 150.690 BANCO SANTANDER-CHILE Y AFILIADAS INFORMACIÓN FINANCIERA CONSOLIDADA Al 28 de Febrero de 2026 A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de Febrero de 2026 (cifras en millones de pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Gerente de Contabilidad Gerente General
IMPORTANT NOTICE The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022 issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions, The FMC is the banking industry regulator according to article 2 of the General Banking Law, which by General Regulation establishes the accounting principles to be used by the banking industry, For those principles not covered by the Compendium of Accounting Standards for Banks, banks can use generally accepted accounting principles issued by the Chilean Accountant’s Association AG which coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB), If discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards for Banks) and IFRS the Compendium of Accounting Standards for Banks will take precedence, ¿Qué podemos hacer por ti hoy?