EXHIBIT 21.1
SmartFinancial, Inc.
List of Subsidiaries
| Name of Subsidiary | State of Incorporation | |
| SmartBank | Tennessee | |
| Smart Investments Management, Inc. | Tennessee | |
| SMBK Holding, Inc. | Nevada | |
| SMBK Properties, Inc. | Tennessee | |
| Smartholdings I, LLC | Tennessee | |
| Fountain Equipment Finance, LLC | Tennessee |