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S-3 S-3 EX-FILING FEES 0001038773 SMARTFINANCIAL INC. N/A N/A 0001038773 2026-04-28 2026-04-28 0001038773 1 2026-04-28 2026-04-28 0001038773 2 2026-04-28 2026-04-28 0001038773 3 2026-04-28 2026-04-28 0001038773 4 2026-04-28 2026-04-28 0001038773 5 2026-04-28 2026-04-28 0001038773 6 2026-04-28 2026-04-28 0001038773 7 2026-04-28 2026-04-28 0001038773 8 2026-04-28 2026-04-28 0001038773 9 2026-04-28 2026-04-28 iso4217:USD xbrli:pure xbrli:shares

Calculation of Filing Fee Tables

S-3

SMARTFINANCIAL INC.

Table 1: Newly Registered and Carry Forward Securities ☐Not Applicable

Security Type

Security Class Title

Fee Calculation or Carry Forward Rule

Amount Registered

Proposed Maximum Offering Price Per Unit

Maximum Aggregate Offering Price

Fee Rate

Amount of Registration Fee

Carry Forward Form Type

Carry Forward File Number

Carry Forward Initial Effective Date

Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward

Newly Registered Securities
Fees to be Paid
Fees Previously Paid
Carry Forward Securities
Carry Forward Securities Debt Debt Securities 415(a)(6) S-3 333-271849 05/26/2023
Carry Forward Securities Equity Common Stock, $1.00 par value 415(a)(6) S-3 333-271849 05/26/2023
Carry Forward Securities Equity Preferred Stock, $1.00 par value 415(a)(6) S-3 333-271849 05/26/2023
Carry Forward Securities Other Warrants 415(a)(6) S-3 333-271849 05/26/2023
Carry Forward Securities Other Purchase Contracts 415(a)(6) S-3 333-271849 05/26/2023
Carry Forward Securities Other Units 415(a)(6) S-3 333-271849 05/26/2023
Carry Forward Securities Other Depositary Shares 415(a)(6) S-3 333-271849 05/26/2023
Carry Forward Securities Other Rights 415(a)(6) S-3 333-271849 05/26/2023
Carry Forward Securities 1 Unallocated (Universal) Shelf 415(a)(6) $ 100,000,000.00 S-3 333-271849 05/26/2023 $ 11,020.00

Total Offering Amounts:

$ 100,000,000.00

$ 0.00

Total Fees Previously Paid:

$ 0.00

Total Fee Offsets:

$ 0.00

Net Fee Due:

$ 0.00

Offering Note

1

(1) An unspecified aggregate initial offering price and number of securities of each identified class is being registered as may from time to time be offered at unspecified prices. Also includes an indeterminate number of shares of common stock, preferred stock, warrants, purchase contracts, depositary shares, rights and units, and such indeterminate principal amount of senior debt securities and subordinated debt securities as may be issued by the registrant upon exercise, conversion or exchange of any securities that provide for such issuance, or that may from time to time become issuable by reason of any stock split, stock dividend or similar transaction, for which no separate consideration will be received by registrant. In no event will the aggregate offering price of all types of securities issued by the registrant pursuant to this registration statement exceed $100,000,000. Any securities registered hereunder may be sold separately or together with other securities registered hereunder. Includes an indeterminate number of depositary shares evidenced by depositary receipts as may be issued in the event that SmartFinancial, Inc. elects to offer fractional interests in its preferred stock registered hereby. (2) The proposed maximum aggregate offering price per class of security will be determined from time to time by SmartFinancial, Inc. in connection with the issuance by SmartFinancial, Inc. of the securities registered hereunder and has been omitted pursuant to General Instruction II.D of Form S-3 under the Securities Act of 1933. (3) SmartFinancial, Inc. previously registered $100,000,000.00 in aggregate offering price of securities pursuant to the registrant's Registration Statement on Form S-3 (No. 333-271849), initially filed with the Securities and Exchange Commission on May 11, 2023 (the "2023 Registration Statement"). Pursuant to Rule 415(a)(6) under the Securities Act, the registrant is carrying forward to this Registration Statement $100,000,000.00 in aggregate offering price of securities that were initially registered under the 2023 Registration Statement that remain unsold (the "Unsold Securities"). The registrant previously paid a filing fee of $11,020.00 with respect to the Unsold Securities (based on the filing fee in effect at the time of the filing of 2023 Registration Statement). In accordance with Question 212.24 of the Securities and Exchange Commission, Division of Corporation Finance's Compliance and Disclosure Interpretations regarding Securities Act Rules, the registrant is not required to pay any additional fee with respect to the Unsold Securities being included in this Registration Statement in reliance on Rule 415(a)(6), because such Unsold Securities (and associated fees) are being moved from the 2023 Registration Statement to this Registration Statement. Pursuant to Rule 415(a)(6), the offering of securities under the 2023 Registration Statement will be deemed terminated as of the date of effectiveness of this Registration Statement. SmartFinancial, Inc. may continue to offer and sell the Unsold Securities until the effective date of this Registration Statement. (4) May consist of one or more series of senior or subordinated debt.

Table 2: Fee Offset Claims and Sources ☑Not Applicable
Registrant or Filer Name Form or Filing Type File Number Initial Filing Date Filing Date Fee Offset Claimed Security Type Associated with Fee Offset Claimed Security Title Associated with Fee Offset Claimed Unsold Securities Associated with Fee Offset Claimed Unsold Aggregate Offering Amount Associated with Fee Offset Claimed Fee Paid with Fee Offset Source
Rules 457(b) and 0-11(a)(2)
Fee Offset Claims
Fee Offset Sources
Rule 457(p)
Fee Offset Claims
Fee Offset Sources
Table 3: Combined Prospectuses ☑Not Applicable

Security Type

Security Class Title

Amount of Securities Previously Registered

Maximum Aggregate Offering Price of Securities Previously Registered

Form Type

File Number

Initial Effective Date