Please wait

Contents

Part I

Part II

Part III

Additional information

Financial Statements

Exhibit 8

Principal subsidiaries

The principal subsidiaries of ING Groep N.V. and their statutory place of incorporation and primary country of operation are as follows:

Principal subsidiaries

Proportion of ownership and interest held

by the group

2025

2024

Subsidiary

Statutory place of Incorporation

Country of operation

ING Bank N.V.

Amsterdam

the Netherlands

100%

100%

ING Belgium S.A./N.V.

Brussels

Belgium

100%

100%

ING Luxembourg S.A.

Luxembourg City

Luxembourg

100%

100%

ING-DiBa AG

Frankfurt am Main

Germany

100%

100%

ING Bank Slaski S.A.1

Katowice

Poland

75%

75%

ING Financial Holdings Corporation

Delaware

United States of America

100%

100%

ING Bank A.S.

Istanbul

Türkiye

100%

100%

ING Bank (Australia) Ltd

Sydney

Australia

100%

100%

ING Commercial Finance B.V.

Amsterdam

the Netherlands

100%

100%

1 The shares of the non-controlling interest stake of 25% are listed on the Warsaw Stock Exchange, for summarised financial information we refer to ‘Note 31 ‘Information on geographical areas’.

ING Group Annual Report 2025 on Form 20-F    1