UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 11, 2026

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2).

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2).

Emerging Growth Company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

On February 11, 2026, CenterPoint Energy Resources Corp. (“CERC”), a wholly-owned subsidiary of CenterPoint Energy, Inc., commenced sending out notices of full prepayment relating to (i) $10,000,000 aggregate principal amount of its 4.25% Senior Notes, Series B, due June 5, 2043 (the “2043 Notes”) pursuant to a Note Purchase Agreement, dated as of May 27, 2022, by and among CERC and the purchasers party thereto (the “2043 Note Purchase Agreement”), (ii) $40,000,000 aggregate principal amount of its 4.36% Senior Notes, Series B, due December 15, 2045 (the “2045 Notes”) pursuant to a Note Purchase Agreement, dated as of May 27, 2022, by and among CERC and the purchasers party thereto (the “2045 Note Purchase Agreement”), (iii) $35,000,000 aggregate principal amount of its 5.99% Senior Notes, Series C, due November 30, 2041 (the “2041 Notes) pursuant to a Note Purchase Agreement, dated as of May 27, 2022, by and among CERC and the purchasers party thereto (the “2026 and 2041 Notes Purchase Agreement”), (iv) $60,000,000 aggregate principal amount of its 5.02% Senior Notes, Series B, due November 30, 2026 (the “2026 Notes”) pursuant to the 2026 and 2041 Notes Purchase Agreement and (v) $100,000,000 aggregate principal amount of its 5.00% Senior Notes due February 3, 2042 (together with the 2043 Notes, the 2045 Notes, the 2041 Notes and the 2026 Notes, the “Senior Notes”) pursuant to a Note Purchase Agreement, dated as of May 27, 2022, by and among CERC and the purchasers party thereto (together with the 2043 Note Purchase Agreement, the 2045 Note Purchase Agreement, and the 2026 and 2041 Notes Purchase Agreement, the “Note Purchase Agreements”). The Senior Notes are expected to be prepaid on March 27, 2026 at 100% of the principal amount plus accrued and unpaid interest and a Make-Whole Amount (as defined in the respective Note Purchase Agreements).

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.