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Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
Checkbox not checked   Rule 13d-1(b)
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X0202 SCHEDULE 13D 0001080297 XXXXXXXX LIVE Common Stock, without par value 04/06/2026 false 0001562463 320557101 First Internet Bancorp 8701 E. 116th Street Fishers IN 46038 John C. Lame (513) 235-6982 8805 Tamiami Trail N. #128 Naples FL 34108 Y John C. Lame and Susan K. Lame Inheritance Trust 5/18/2020 a PF N FL 0 107878 0 107878 107878.00 N 1.24 OO Y John C. Lame IRA a PF N FL 149224 0 149224 0 149224.00 N 1.72 OO 0001080297 N John C. Lame a PF N X1 500 0.00 500 0.00 500 N 0.00 IN Y John C. Lame Roth IRA a PF N FL 137632 0 137632 0 137632.00 N 1.58 OO Y Susan K. Lame IRA a PF N FL 37715 0 37715 0 37715.00 N 0.43 OO Y Susan K. Lame Roth IRA a PF N FL 92051.00 0 92051.00 0 92051.00 N 1.06 OO Common Stock, without par value First Internet Bancorp 8701 E. 116th Street Fishers IN 46038 This Schedule 13D is jointly filed by John C. Lame and Susan K. Lame, Mr. Lame's spouse, in their capacities as co-trustees of the John C. Lame and Susan K. Lame Inheritance Trust u/a dated May 18, 2020 (the "Trust"); the John C. Lame IRA; the John C. Lame Roth Contributory IRA (the "John Lame Roth IRA"); John C. Lame, individually; the Susan K. Lame IRA; and the Susan K. Lame Roth Contributory IRA (the "Susan Lame Roth IRA") (collectively, the "Reporting Persons"). The address of each Reporting Person for purposes of this filing is: 8805 Tamiami Trail N. #128, Naples, Florida 34108. The Reporting Persons are private investors. None of the Reporting Persons have, during the past five years, been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors). None of the Reporting Persons have, during the past five years, been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting, or mandating activities subject to, federal or state securities laws or a finding of any violation with respect to such laws. John C. Lame and Susan K. Lame are citizens of the United States. The Trust purchased shares of the Issuer's voting common stock using Trust funds. Shares of the Issuer's voting common stock held directly by the Trust, the John C. Lame IRA, the John Lame Roth IRA, John C. Lame, individually, the Susan K. Lame IRA, and the Susan Lame Roth IRA were acquired directly by these reporting persons. Shares of the Issuer's voting common stock are listed on the Nasdaq Stock Market under the symbol "INBK". The Shares covered by this Schedule 13D were acquired for investment purposes in the ordinary course of business. The Reporting Persons purchased shares based on their belief that the value of the Issuer is in excess of the current market price. The Reporting Persons' investment objective is to profit from appreciation in the market price of the Issuer's voting common stock. Mr. Lame intends to discuss the Issuer's returns for shareholders and the Issuer's strategy for the creation of shareholder value with management, the Issuer's board of directors, and other shareholders of the Issuer. Although the Reporting Persons have no other specific plan or proposal that relates to or would result in any of the actions described in subparagraphs (a) through (j) of Item 4 of Schedule 13D, consistent with their investment purpose, the Reporting Persons at any time and from time to time may acquire additional shares of voting common stock or dispose of any or all of the shares of voting common stock depending upon an ongoing evaluation of the investment in the common stock, prevailing market conditions, other investment opportunities, liquidity requirements of the Reporting Person, and/or other investment considerations. According to the Issuer's annual report on Form 10-K, filed with the SEC on March 11, 2026, there were 8,686,994 shares of the Issuer's voting common stock outstanding on December 31, 2025. According to the Issuer's annual report on Form 10-K, filed with the SEC on March 11, 2026, there were 8,686,994 shares of the Issuer's voting common stock outstanding on December 31, 2025. During the past sixty days, each of the John C. Lame and Susan K. Lame Inheritance Trust 5/18/2020, John C. Lame IRA, John C. Lame Roth IRA, Susan K. Lame IRA and Susan Lame Roth IRA purchased shares of the Issuer's voting common stock in the open market as set forth in Schedule A, attached hereto and incorporated herein by reference. No person other than the Reporting Persons has the right to receive or the power to direct the receipt of dividends or proceeds of sale of the shares. Not applicable. Other than as described herein, there are no contracts, arrangements, understandings or relationships (legal or otherwise) between the Reporting Persons and any person with respect to any securities of the Issuer, including, but not limited to, transfer or voting of any of the securities, finder's fees, joint ventures, loan or option arrangements, puts or calls, guarantees of profits, division of profits or loss, or the giving or withholding of proxies. 99.1 Joint Filing Agreement among John C. Lame, John C. Lame IRA, John C. Lame Roth IRA, Susan K. Lame IRA, Susan K. Lame Roth Contributory IRA, and John C. Lame and Susan K. Lame as trustees of the John C. Lame and Susan K. Lame Inheritance Trust u/a dated May 18, 2020. John C. Lame and Susan K. Lame Inheritance Trust 5/18/2020 By: /s/ John C. Lame John C. Lame, Co-Trustee 04/08/2026 By: /s/ Susan K. Lame Susan K. Lame, Co-Trustee 04/08/2026 John C. Lame IRA By: /s/ John C. Lame John C. Lame 04/08/2026 John C. Lame By: /s/ John C. Lame John C. Lame 04/08/2026 John C. Lame Roth IRA By: /s/ John C. Lame John C. Lame 04/08/2026 Susan K. Lame IRA By: /s/ Susan K. Lame Susan K. Lame 04/08/2026 Susan K. Lame Roth IRA By: /s/ Susan K. Lame Susan K. Lame 04/08/2026