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JOINT FILING AGREEMENT
 
We, the signatories of the Statement on Schedule 13D/A to which this Agreement is attached, hereby agree that such statement is, and any amendments thereto filed by any of us will be, filed on behalf of each of us.  This Agreement may be executed in two or more counterparts, each of which shall be deemed an original and all of which together shall constitute one instrument.
 
Date:  November 2, 2015
 
 
ULYSSES MANAGEMENT LLC
     
 
By:
  /s/  Joshua Nash
 
Name:
Joshua Nash
 
Title:
Managing Member


 
ULYSSES PARTNERS L.P.
     
 
By:
    /s/  Joshua Nash
 
Name:
Joshua Nash
 
Title:
Managing Member of Joshua Nash LLC, the Managing General Partner of Ulysses Partners L.P.


 
JOSHUA NASH LLC
     
 
By:
    /s/  Joshua Nash
 
Name:
Joshua Nash
 
Title:
Member


 
JOSHUA NASH
     
 
By:
    /s/  Joshua Nash
 
Name:
Joshua Nash
     


 
ULYSSES OFFSHORE FUND LTD.
     
 
By:
    /s/  Joshua Nash
 
Name:
Joshua Nash
 
Title:
President