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EXHIBIT 12.1

 

 
Everest Re Group, Ltd.
 
Ratio of Earnings (Losses) to Fixed Charges (including Annuity Interest Expense) (1)
 
(Dollars in thousands)
 
                                                 
                                                 
                                                 
   
Six Months Ended
             
   
June 30,
   
Years Ended December 31,
 
   
2018
   
2017
   
2017
   
2016
   
2015
   
2014
   
2013
   
2012
 
Earnings:
                                               
Income (loss) before income taxes (benefits)
 
$
278,406
   
$
613,946
   
$
405,184
   
$
1,099,844
   
$
1,111,890
   
$
1,386,808
   
$
1,549,088
   
$
939,526
 
                                                                 
Fixed Charges:
                                                               
Assumed interest component of rent expense
   
3,519
     
2,747
     
5,847
     
5,299
     
4,796
     
4,656
     
4,322
     
4,251
 
Interest expense on debt and long term notes
   
15,146
     
17,023
     
31,603
     
36,228
     
36,191
     
38,533
     
46,118
     
53,683
 
Interest expense on annuity contracts
   
(568
)
   
(735
)
   
1,282
     
1,633
     
1,907
     
1,687
     
2,770
     
2,902
 
Total fixed charges
   
18,097
     
19,035
     
38,732
     
43,160
     
42,894
     
44,876
     
53,210
     
60,836
 
                                                                 
Earnings plus fixed charges
 
$
296,503
   
$
632,981
   
$
443,916
   
$
1,143,004
   
$
1,154,784
   
$
1,431,684
   
$
1,602,298
   
$
1,000,362
 
                                                                 
Ratio of earnings (losses):
                                                               
Earnings (losses) plus fixed charges to fixed charges
   
16.38
     
33.25
     
11.46
     
26.48
     
26.92
     
31.90
     
30.11
     
16.44
 
                                                                 
(1) For purposes of determining this ratio, "earnings" consist of consolidated net income before federal income taxes plus fixed charges. "Fixed charges" consist of interest expense on senior debt, subordinated debt, amortization of bonds, annuity contracts, revolving credit agreements and that portion of operating leases that are representative of the interest factor.