UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
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FORM 6-K
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REPORT OF FOREIGN PRIVATE ISSUER
PURSUANT TO RULE 13a-16 OR 15d-16
UNDER THE SECURITIES EXCHANGE ACT OF 1934
For the Month of October 2026
Commission File Number: 001-31798
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SHINHAN FINANCIAL GROUP CO., LTD.
(Translation of registrant's name into English)
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20, Sejong-daero 9-gil, Jung-gu, Seoul 04513, Korea
(Address of principal executive offices)
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Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.
Form 20-F Form 40-F
3Q2026 Preliminary Operating Results of Shinhan Financial Group
On October 27, 2026, Shinhan Financial Group Co., Ltd. released its preliminary operating results for 3Q 2026. The following tables reflect the key figures we announced through a fair disclosure. The full IR presentation materials are available at our website (www.shinhangroup.com).
The financial information in this report has been prepared in accordance with Korean International Financial Reporting Standards and is to be reviewed by our independent auditor. As figures provided have not yet been fully reviewed by our independent auditor, contents are subject to change in the due course of the reviewing process.
1. Preliminary Operating Results of Shinhan Financial Group (Consolidated)
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(KRW million) |
Item |
3Q 2026 |
2Q 2026 |
QoQ Change (%) |
3Q 2025 |
YoY Change (%) |
Revenue* |
Specified Quarter |
18,640,834 |
25,063,156 |
-25.62 |
9,514,830 |
95.91 |
Cumulative |
72,196,422 |
- |
- |
48,854,886 |
47.78 |
Operating Income |
Specified Quarter |
1,907,021 |
2,476,281 |
-22.99 |
1,954,623 |
-2.44 |
Cumulative |
6,537,755 |
- |
- |
5,913,094 |
10.56 |
Income before Income Taxes |
Specified Quarter |
2,111,207 |
2,515,975 |
-16.09 |
1,950,623 |
8.23 |
Cumulative |
6,848,564 |
- |
- |
6,028,305 |
13.61 |
Net Income |
Specified Quarter |
1,609,753 |
1,846,651 |
-12.83 |
1,452,190 |
10.85 |
Cumulative |
5,105,552 |
- |
- |
4,546,470 |
12.30 |
Net Income Attributable to Controlling Interest |
Specified Quarter |
1,584,629 |
1,820,135 |
-12.94 |
1,423,544 |
11.32 |
Cumulative |
5,027,358 |
- |
- |
4,460,943 |
12.70 |
* Represents the sum of interest revenues, fees and commissions revenues, and other operating revenues
2. Preliminary Operating Results of Shinhan Bank (Consolidated)
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(KRW million) |
Item |
3Q 2026 |
2Q 2026 |
QoQ Change (%) |
3Q 2025 |
YoY Change (%) |
Revenue* |
Specified Quarter |
12,028,356 |
11,790,413 |
2.02 |
4,649,798 |
158.69 |
Cumulative |
41,975,518 |
- |
- |
29,835,564 |
40.69 |
Operating Income |
Specified Quarter |
1,591,702 |
1,693,081 |
-5.99 |
1,466,074 |
8.57 |
Cumulative |
4,750,258 |
- |
- |
4,397,561 |
8.02 |
Income before Income Taxes |
Specified Quarter |
1,629,676 |
1,729,299 |
-5.76 |
1,459,760 |
11.64 |
Cumulative |
4,856,414 |
- |
- |
4,417,714 |
9.93 |
Net Income |
Specified Quarter |
1,225,635 |
1,301,581 |
-5.83 |
1,089,405 |
12.50 |
Cumulative |
3,684,792 |
- |
- |
3,356,650 |
9.78 |
Net Income Attributable to Controlling Interest |
Specified Quarter |
1,225,211 |
1,301,383 |
-5.85 |
1,089,241 |
12.48 |
Cumulative |
3,683,725 |
- |
- |
3,356,056 |
9.76 |
* Represents the sum of interest revenues, fees and commissions revenues, and other operating revenues
3. Preliminary Operating Results of Shinhan Card (Consolidated)
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(KRW million) |
Item |
3Q 2026 |
2Q 2026 |
QoQ Change (%) |
3Q 2025 |
YoY Change (%) |
Revenue* |
Specified Quarter |
1,453,628 |
1,569,249 |
-7.37 |
1,310,727 |
10.90 |
Cumulative |
4,720,067 |
- |
- |
4,532,472 |
4.14 |
Operating Income |
Specified Quarter |
129,608 |
184,538 |
-29.77 |
177,990 |
-27.18 |
Cumulative |
458,555 |
- |
- |
495,303 |
-7.42 |
Income before Income Taxes |
Specified Quarter |
301,788 |
182,336 |
65.51 |
176,994 |
70.51 |
Cumulative |
636,762 |
- |
- |
497,478 |
28.00 |
Net Income |
Specified Quarter |
231,809 |
139,097 |
66.65 |
134,123 |
72.83 |
Cumulative |
487,580 |
- |
- |
383,389 |
27.18 |
Net Income Attributable to Controlling Interest |
Specified Quarter |
232,350 |
137,974 |
68.40 |
133,764 |
73.70 |
Cumulative |
485,773 |
- |
- |
380,403 |
27.70 |
* Represents the sum of interest revenues, fees and commissions revenues, and other operating revenues
4. Preliminary Operating Results of Shinhan Life (Consolidated)
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(KRW million) |
Item |
3Q 2026 |
2Q 2026 |
QoQ Change (%) |
3Q 2025 |
YoY Change (%) |
Revenue* |
Specified Quarter |
1,730,726 |
3,992,665 |
-56.65 |
1,716,267 |
0.84 |
Cumulative |
8,457,180 |
- |
- |
5,696,594 |
48.46 |
Operating Income |
Specified Quarter |
171,069 |
266,348 |
-35.77 |
234,264 |
-26.98 |
Cumulative |
582,060 |
- |
- |
701,571 |
-17.03 |
Income before Income Taxes |
Specified Quarter |
171,954 |
258,090 |
-33.37 |
231,953 |
-25.87 |
Cumulative |
569,351 |
- |
- |
687,311 |
-17.16 |
Net Income |
Specified Quarter |
128,751 |
187,491 |
-31.33 |
170,167 |
-24.34 |
Cumulative |
419,387 |
- |
- |
514,515 |
-18.49 |
Net Income Attributable to Controlling Interest |
Specified Quarter |
128,751 |
187,491 |
-31.33 |
170,167 |
-24.34 |
Cumulative |
419,387 |
- |
- |
514,515 |
-18.49 |
* Represents the sum of ‘insurance revenues’ and ‘insurance finance income and investment income’.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
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Shinhan Financial Group Co., Ltd. |
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(Registrant) |
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Date: October 27, 2026 |
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By: |
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/s/ JANG Jeong Hoon |
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Name: JANG Jeong Hoon |
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Title: Chief Financial Officer |