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Exhibit 21.0

List of Subsidiaries

 

Subsidiaries

   Percentage
Ownership
    Jurisdiction or
State of  Incorporation
 

Naugatuck Valley Savings and Loan

     100 %      United States   

Naugatuck Valley Mortgage Servicing Corporation (1)

     100 %      Connecticut   

 

(1) Wholly owned subsidiary of Naugatuck Valley Savings and Loan