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Exhibit 21

 

SUBSIDIARIES

 

 

Name

 

Jurisdiction of

Incorporation

 

Nature of Ownership

(direct/indirect)

The Simsbury Bank & Trust Company, Inc.

 

Connecticut

 

Direct

         

SBT Investment Services, Inc.

 

Connecticut

 

Indirect (a wholly-owned subsidiary of The Simsbury Bank & Trust Company, Inc.)

         

NERE Holdings, Inc.

 

Connecticut

 

Indirect (a wholly-owned subsidiary of The Simsbury Bank & Trust Company, Inc.)

         

Simsbury Bank Passive Investment Company

 

Connecticut

 

Indirect (a wholly-owned subsidiary of The Simsbury Bank & Trust Company, Inc.)