Document


THE BANK OF NEW YORK MELLON CORPORATION
CONSOLIDATED FINANCIAL HIGHLIGHTS
(dollars in millions, except per common share amounts, or unless otherwise noted)																3Q26 vs.										YTD26 vs.
	3Q26			2Q26			1Q26			4Q25			3Q25			2Q26		3Q25		YTD26			YTD25			YTD25
Selected income statement data


Fee and other revenue	$	4,253		$	4,252		$	4,039		$	3,833		$	3,845		—	%	11	%	$	12,544		$	11,303		11	%
Net interest income	1,423			1,446			1,370			1,346			1,236			(2)		15		4,239			3,598			18
Total revenue	5,676			5,698			5,409			5,179			5,081			—		12		16,783			14,901			13
Provision for credit losses	1			(8)			(7)			(26)			(7)			N/M		N/M		(14)			(6)			N/M
Noninterest expense	3,489			3,439			3,400			3,360			3,236			1		8		10,328			9,694			7
Income before income taxes	2,186			2,267			2,016			1,845			1,852			(4)		18		6,469			5,213			24
Provision for income taxes	499			475			386			376			395			5		26		1,360			1,099			24
Net income	$	1,687		$	1,792		$	1,630		$	1,469		$	1,457		(6)	%	16	%	$	5,109		$	4,114		24	%
Net income applicable to common shareholders of The Bank of New York Mellon Corporation	$	1,608		$	1,696		$	1,562		$	1,427		$	1,339		(5)	%	20	%	$	4,866		$	3,879		25	%
Diluted earnings per common share	$	2.34		$	2.45		$	2.24		$	2.02		$	1.88		(4)	%	24	%	$	7.02		$	5.39		30	%
Average common shares and equivalents outstanding – diluted (in thousands)	686,913			692,223			698,164			705,140			712,854			(1)	%	(4)	%	693,005			720,344			(4)	%

Financial ratios (Returns are annualized)
Pre-tax operating margin	38.5		%	39.8		%	37.3		%	35.6		%	36.4		%					38.5		%	35.0		%
Return on common equity	16.0		%	17.2		%	16.1		%	14.5		%	13.7		%					16.4		%	13.7		%
Return on tangible common equity – Non-GAAP (a)	29.0		%	31.3		%	29.3		%	26.6		%	25.6		%					29.9		%	25.9		%
Non-U.S. revenue as a percentage of total revenue	36		%	37		%	36		%	36		%	35		%					36		%	35		%

Period end
Assets under custody and/or administration (“AUC/A”) (in trillions) (b)(c)	$	63.4		$	62.6		$	59.4		$	59.3		$	57.8		1	%	10	%
Assets under management (“AUM”) (in trillions) (b)	$	2.2		$	2.2		$	2.1		$	2.2		$	2.1		(2)	%	2	%
Full-time employees	46,600			46,500			47,200			48,100			49,200			—	%	(5)	%
Book value per common share	$	58.43		$	58.82		$	57.48		$	57.36		$	55.99
Tangible book value per common share – Non-GAAP (a)	$	32.22		$	32.81		$	31.75		$	31.64		$	30.60
Cash dividends per common share	$	0.63		$	0.53		$	0.53		$	0.53		$	0.53
Common dividend payout ratio	27		%	22		%	24		%	26		%	28		%
Closing stock price per common share	$	144.63		$	144.61		$	118.63		$	116.09		$	108.96
Market capitalization	$	97,321		$	98,118		$	81,425		$	79,897		$	75,983
Common shares outstanding (in thousands)	672,898			678,504			686,379			688,236			697,349

Capital ratios at period end (d)
Common Equity Tier 1 (“CET1”) ratio	10.9		%	11.0		%	11.0		%	11.9		%	11.7		%
Tier 1 capital ratio	13.1		%	13.4		%	13.8		%	14.6		%	14.4		%
Total capital ratio	13.8		%	14.2		%	14.6		%	15.4		%	15.3		%
Tier 1 leverage ratio	5.7		%	5.9		%	6.0		%	6.0		%	6.1		%
Supplementary leverage ratio (“SLR”)	6.0		%	6.3		%	6.6		%	6.7		%	6.7		%
(a) Non-GAAP information, for all periods presented, excludes goodwill and intangible assets, net of deferred tax liabilities. See “Explanation of GAAP and Non-GAAP Financial Measures” beginning on page 19 for the reconciliation of Non-GAAP measures.
(b) Sept. 30, 2026 information is preliminary.
(c) Includes the AUC/A of CIBC Mellon Trust Company (“CIBC Mellon”), a joint venture with the Canadian Imperial Bank of Commerce, of $2.3 trillion at Sept. 30, 2026, $2.2 trillion at June 30, 2026, $2.1 trillion at March 31, 2026, $2.2 trillion at Dec. 31, 2025 and $2.1 trillion at Sept. 30, 2025.
(d) Regulatory capital ratios for Sept. 30, 2026 are preliminary. For our CET1, Tier 1 capital and Total capital ratios, our effective capital ratios under the U.S. capital rules are the lower of the ratios as calculated under the Standardized and Advanced Approaches, which for the periods presented, was the Standardized Approach.
N/M – Not meaningful.


THE BANK OF NEW YORK MELLON CORPORATION
CONDENSED CONSOLIDATED INCOME STATEMENT

(dollars in millions)											3Q26 vs.								YTD26 vs.
	3Q26		2Q26		1Q26		4Q25		3Q25		2Q26		3Q25		YTD26		YTD25		YTD25
Revenue
Investment services fees	$	2,973	$	2,909	$	2,652	$	2,632	$	2,585	2	%	15	%	$	8,534	$	7,579	13	%
Investment management and performance fees	803		796		785		806		782		1		3		2,384		2,279		5
Foreign exchange revenue	198		229		232		171		166		(14)		19		659		535		23
Financing-related fees	66		64		62		53		67		3		(1)		192		178		8
Distribution and servicing fees	38		38		37		36		37		—		3		113		110		3
Total fee revenue	4,078		4,036		3,768		3,698		3,637		1		12		11,882		10,681		11
Investment and other revenue	175		216		271		135		208		N/M		N/M		662		622		N/M
Total fee and other revenue	4,253		4,252		4,039		3,833		3,845		—		11		12,544		11,303		11
Net interest income	1,423		1,446		1,370		1,346		1,236		(2)		15		4,239		3,598		18
Total revenue	5,676		5,698		5,409		5,179		5,081		—		12		16,783		14,901		13
Provision for credit losses	1		(8)		(7)		(26)		(7)		N/M		N/M		(14)		(6)		N/M
Noninterest expense
Staff	1,805		1,785		1,888		1,812		1,745		1		3		5,478		5,347		2
Software and equipment	593		569		556		565		542		4		9		1,718		1,582		9
Professional, legal and other purchased services	474		441		388		429		404		7		17		1,303		1,158		13
Sub-custodian and clearing	168		162		151		139		141		4		19		481		422		14
Net occupancy	141		143		123		143		140		(1)		1		407		408		—
Distribution and servicing	78		76		73		73		68		3		15		227		196		16
Business development	58		68		50		71		45		(15)		29		176		146		21
Bank assessment charges	27		32		24		(22)		6		N/M		N/M		83		66		N/M

Amortization of intangible assets	9		10		9		11		12		(10)		(25)		28		34		(18)
Other	136		153		138		139		133		(11)		2		427		335		27
Total noninterest expense	3,489		3,439		3,400		3,360		3,236		1		8		10,328		9,694		7
Income before income taxes	2,186		2,267		2,016		1,845		1,852		(4)		18		6,469		5,213		24
Provision for income taxes	499		475		386		376		395		5		26		1,360		1,099		24
Net income	1,687		1,792		1,630		1,469		1,457		(6)		16		5,109		4,114		24
Net (income) loss attributable to noncontrolling interests	3		(31)		2		(8)		(12)		N/M		N/M		(26)		(26)		N/M
Preferred stock dividends	(82)		(65)		(70)		(34)		(106)		N/M		N/M		(217)		(209)		N/M
Net income applicable to common shareholders of The Bank of New York Mellon Corporation	$	1,608	$	1,696	$	1,562	$	1,427	$	1,339	(5)	%	20	%	$	4,866	$	3,879	25	%
N/M – Not meaningful.


THE BANK OF NEW YORK MELLON CORPORATION
EARNINGS PER SHARE AND RELATED INFORMATION

(dollars in millions, except per share amounts; common shares in thousands)																3Q26 vs.										YTD26 vs.
	3Q26			2Q26			1Q26			4Q25			3Q25			2Q26		3Q25		YTD26			YTD25			YTD25
Basic earnings per share
Net income applicable to common shareholders of The Bank of New York Mellon Corporation	$	1,608		$	1,696		$	1,562		$	1,427		$	1,339		(5)	%	20	%	$	4,866		$	3,879		25	%

Average basic common shares outstanding	679,490			686,125			691,178			697,540			705,873			(1)	%	(4)	%	685,825			714,135			(4)	%
Basic earnings per share	$	2.37		$	2.47		$	2.26		$	2.04		$	1.90		(4)	%	25	%	$	7.09		$	5.43		31	%

Diluted earnings per share
Net income applicable to common shareholders of The Bank of New York Mellon Corporation	$	1,608		$	1,696		$	1,562		$	1,427		$	1,339		(5)	%	20	%	$	4,866		$	3,879		25	%

Average basic common shares outstanding	679,490			686,125			691,178			697,540			705,873			(1)	%	(4)	%	685,825			714,135			(4)	%
Add: Dilutive impact of unvested performance share units and restricted stock units	7,423			6,098			6,986			7,600			6,981			22	%	6	%	7,180			6,209			16	%
Average diluted common shares and equivalents outstanding	686,913			692,223			698,164			705,140			712,854			(1)	%	(4)	%	693,005			720,344			(4)	%
Diluted earnings per share	$	2.34		$	2.45		$	2.24		$	2.02		$	1.88		(4)	%	24	%	$	7.02		$	5.39		30	%

Common dividends
Cash dividends per common share	$	0.63		$	0.53		$	0.53		$	0.53		$	0.53		19	%	19	%	$	1.69		$	1.47		15	%
Total common stock dividends (a)	$	436		$	371		$	376		$	377		$	381		18	%	14	%	$	1,183		$	1,070		11	%
Common dividend payout ratio (b)	27		%	22		%	24		%	26		%	28		%					24		%	28		%

Common share repurchases (c)
Total common shares repurchased	5,839			8,016			8,257			9,450			8,276			(27)	%	(29)	%	22,112			27,327			(19)	%
Average price paid per share of common stock	$	160.51		$	137.62		$	119.06		$	110.54		$	102.53		17	%	57	%	$	136.73		$	91.13		50	%
Total common share repurchases	$	937		$	1,103		$	983		$	1,045		$	849		(15)	%	10	%	3,023			2,490			21	%

Total capital returned to common shareholders	$	1,373		$	1,474		$	1,359		$	1,422		$	1,230		(7)	%	12	%	$	4,206		$	3,560		18	%
Total payout ratio (b)	85		%	87		%	87		%	100		%	92		%					86		%	92		%

Employee issuance
Shares issued related to employee stock-based compensation awards and employee benefit plans	233			141			6,400			337			384			N/M		N/M		6,774			6,996			(3)	%
(a) Includes dividend equivalents on share-based awards.
(b) The common dividend payout ratio is based on total common stock dividends. The total payout ratio is based on the total capital returned to common shareholders, which includes total common stock dividends and common shares repurchased.
(c) Includes shares repurchased in the open market and shares repurchased in connection with employee benefit plans. In April 2024, we announced a share repurchase authorization providing for the repurchase of $6.0 billion of common shares. In April 2026, we announced a new share repurchase authorization providing for the repurchase of $10.0 billion of common shares in addition to any remaining capacity under the existing April 2024 authorization.
N/M - Not meaningful.


THE BANK OF NEW YORK MELLON CORPORATION
CONDENSED CONSOLIDATED BALANCE SHEET

	2026						2025
(dollars in millions)	Sept. 30		June 30		March 31 (a)		Dec. 31		Sept. 30
Assets
Cash and due from banks	$	6,736	$	7,483	$	6,390	$	5,111	$	5,055
Interest-bearing deposits with the Federal Reserve and other central banks	110,488		139,400		170,202		116,009		106,368
Interest-bearing deposits with banks	11,160		12,276		13,544		10,397		11,027
Federal funds sold and securities purchased under resale agreements	50,833		48,937		43,660		44,892		41,863
Investment securities	151,984		155,656		155,615		150,200		149,528
Trading assets	18,776		16,836		16,488		14,276		13,625
Loans	89,163		88,741		101,261		80,615		75,195
Allowance for loan losses	(220)		(222)		(237)		(245)		(272)
Net loans	88,943		88,519		101,024		80,370		74,923
Premises and equipment	4,123		3,910		3,796		3,581		3,549
Accrued interest receivable	1,475		1,473		1,402		1,435		1,426
Goodwill	16,728		16,731		16,734		16,767		16,773
Intangible assets	2,791		2,800		2,809		2,822		2,834
Other assets	29,947		30,998		29,853		26,440		28,341
Total assets	$	493,984	$	525,019	$	561,517	$	472,300	$	455,312
Liabilities
Deposits	$	335,446	$	370,541	$	417,080	$	331,894	$	314,697
Federal funds purchased and securities sold under repurchase agreements	25,106		26,114		19,506		18,992		16,585
Trading liabilities	6,854		5,299		4,747		6,135		3,499
Payables to customers and broker-dealers	23,270		25,734		24,754		21,872		23,638
Commercial paper	6,845		4,816		1,002		2,003		2,364
Other borrowed funds	1,005		401		175		422		283
Accrued taxes and other expenses	5,045		4,906		4,449		5,544		4,920
Other liabilities	12,971		11,492		11,903		8,757		12,678
Long-term debt	33,308		30,368		32,582		31,873		32,287
Total liabilities	449,850		479,671		516,198		427,492		410,951
Temporary equity
Redeemable noncontrolling interests	92		84		81		87		111
Permanent equity
Preferred stock	4,259		4,754		5,331		4,836		4,836
Common stock	14		14		14		14		14
Additional paid-in capital	30,485		30,348		30,142		29,907		29,795
Retained earnings	50,079		48,907		47,582		46,396		45,346
Accumulated other comprehensive loss, net of tax	(4,412)		(3,455)		(3,496)		(3,035)		(3,362)
Less: Treasury stock, at cost	(36,850)		(35,904)		(34,790)		(33,805)		(32,750)
Total The Bank of New York Mellon Corporation shareholders’ equity	43,575		44,664		44,783		44,313		43,879
Nonredeemable noncontrolling interests of consolidated investment management funds	467		600		455		408		371
Total permanent equity	44,042		45,264		45,238		44,721		44,250
Total liabilities, temporary equity and permanent equity	$	493,984	$	525,019	$	561,517	$	472,300	$	455,312
(a) The spot balance sheet on March 31, 2026, was temporarily elevated reflecting a single-day increase in deposits, interest-bearing deposits with the Federal Reserve and other central banks and overnight loans as a result of delayed processing of certain payments.


THE BANK OF NEW YORK MELLON CORPORATION
FEE AND OTHER REVENUE

											3Q26 vs.								YTD26 vs.
(dollars in millions)	3Q26		2Q26		1Q26		4Q25		3Q25		2Q26		3Q25		YTD26		YTD25		YTD25
Investment services fees	$	2,973	$	2,909	$	2,652	$	2,632	$	2,585	2	%	15	%	$	8,534	$	7,579	13	%
Investment management and performance fees:
Investment management fees (a)	801		793		784		792		776		1		3		2,378		2,258		5
Performance fees	2		3		1		14		6		N/M		N/M		6		21		N/M
Total investment management and performance fees (b)	803		796		785		806		782		1		3		2,384		2,279		5
Foreign exchange revenue	198		229		232		171		166		(14)		19		659		535		23
Financing-related fees	66		64		62		53		67		3		(1)		192		178		8
Distribution and servicing fees	38		38		37		36		37		—		3		113		110		3
Total fee revenue	4,078		4,036		3,768		3,698		3,637		1		12		11,882		10,681		11
Investment and other revenue:
Income (loss) from consolidated investment management funds	(5)		60		(6)		19		23		N/M		N/M		49		64		N/M
Seed capital gains (losses) (c)	2		12		(3)		4		8		N/M		N/M		11		10		N/M
Other trading revenue	72		59		94		76		73		N/M		N/M		225		203		N/M
Renewable energy investment gains	12		11		44		6		19		N/M		N/M		67		49		N/M
Corporate/bank-owned life insurance	48		43		48		51		41		N/M		N/M		139		114		N/M
Other investments gains (losses) (d)	25		19		108		(43)		7		N/M		N/M		152		57		N/M
Disposal gains (losses)	—		—		—		—		12		N/M		N/M		—		52		N/M
Expense reimbursements from joint venture	41		31		32		35		36		N/M		N/M		104		101		N/M
Other income	5		6		4		2		19		N/M		N/M		15		37		N/M
Net investment securities gains (losses)	(25)		(25)		(50)		(15)		(30)		N/M		N/M		(100)		(65)		N/M
Total investment and other revenue	175		216		271		135		208		N/M		N/M		662		622		N/M
Total fee and other revenue	$	4,253	$	4,252	$	4,039	$	3,833	$	3,845	—	%	11	%	$	12,544	$	11,303	11	%
(a) Excludes seed capital gains (losses) related to consolidated investment management funds.
(b) On a constant currency basis, investment management and performance fees increased 3% (Non-GAAP) compared with 3Q25. See “Explanation of GAAP and Non-GAAP Financial Measures” beginning on page 19 for the reconciliation of this Non-GAAP measure.
(c) Includes gains (losses) on investments in BNY funds which hedge deferred incentive awards.
(d) Includes strategic equity, private equity and other investments.
N/M – Not meaningful.


THE BANK OF NEW YORK MELLON CORPORATION
AVERAGE BALANCES AND INTEREST RATES
	3Q26					2Q26					1Q26					4Q25					3Q25
	Average balance		Average rate			Average balance		Average rate			Average balance		Average rate			Average balance		Average rate			Average balance		Average rate
(dollars in millions; average rates are annualized)
Assets
Interest-earning assets:
Interest-bearing deposits with the Federal Reserve and other central banks	$	87,820	3.26	%		$	89,954	3.17	%		$	97,886	3.19	%		$	97,489	3.38	%		$	94,533	3.69	%
Interest-bearing deposits with banks	11,789		2.43			12,657		2.49			12,049		2.30			11,440		2.53			10,980		2.97
Federal funds sold and securities purchased under resale agreements	46,756		19.11		(a)	45,056		23.13		(a)	42,848		24.29		(a)	43,363		26.99		(a)	40,885		30.66		(a)
Investment securities:
U.S. government obligations	35,930		3.68			36,407		3.59			34,521		3.50			33,726		3.49			31,754		3.59
U.S. government agency obligations	64,244		3.54			65,096		3.43			63,975		3.29			61,578		3.29			61,174		3.40
Other securities	54,278		3.66			54,853		3.50			55,405		3.45			55,119		3.54			54,986		3.61
Total investment securities	154,452		3.61			156,356		3.49			153,901		3.39			150,423		3.43			147,914		3.52
Trading securities (b)	8,896		4.47			8,025		4.51			8,568		4.26			7,896		4.82			7,489		5.02
Loans	86,791		5.22			85,587		5.10			81,058		5.09			76,678		5.46			72,692		5.80
Total interest-earning assets (b)	$	396,504	5.70	%		$	397,635	5.98	%		$	396,310	5.94	%		$	387,289	6.46	%		$	374,493	6.98	%
Noninterest-earning assets	67,545					67,135					65,618					63,924					62,998
Total assets	$	464,049				$	464,770				$	461,928				$	451,213				$	437,491

Liabilities and equity
Interest-bearing liabilities:
Interest-bearing deposits	$	257,886	2.43	%		$	259,221	2.33	%		$	263,497	2.39	%		$	258,640	2.58	%		$	248,016	2.90	%
Federal funds purchased and securities sold under repurchase agreements	25,806		30.97		(a)	28,629		33.52		(a)	19,457		47.90		(a)	18,105		57.66		(a)	16,242		69.11		(a)
Trading liabilities	3,562		4.06			2,271		4.47			2,565		4.17			2,839		4.03			3,333		4.40
Payables to customers and broker-dealers	18,283		4.02			17,957		3.72			17,636		3.47			16,764		4.02			16,434		4.34
Commercial paper	5,249		4.09			1,772		4.13			1,945		3.97			2,310		4.32			3,268		4.63
Other borrowed funds	360		4.59			415		4.24			325		5.01			339		4.57			243		4.63
Long-term debt	31,909		4.95			31,029		4.88			32,542		4.93			32,135		5.09			32,503		5.53
Total interest-bearing liabilities	$	343,055	4.94	%		$	341,294	5.28	%		$	337,967	5.34	%		$	331,132	5.94	%		$	320,039	6.64	%
Total noninterest-bearing deposits	53,189					54,815					54,949					51,842					51,310
Other noninterest-bearing liabilities	22,546					23,330					24,116					23,858					21,674
Total The Bank of New York Mellon Corporation shareholders’ equity	44,779					44,809					44,432					43,978					43,974
Noncontrolling interests	480					522					464					403					494
Total liabilities and equity	$	464,049				$	464,770				$	461,928				$	451,213				$	437,491
Net interest margin			1.43	%				1.45	%				1.38	%				1.38	%				1.31	%
Net interest margin (FTE) – Non-GAAP (c)			1.43	%				1.45	%				1.38	%				1.38	%				1.31	%
(a) Includes the average impact of offsetting under enforceable netting agreements of approximately $190 billion for 3Q26, $234 billion for 2Q26, $233 billion for 1Q26, $242 billion for 4Q25 and $241 billion for 3Q25. On a Non-GAAP basis, excluding the impact of offsetting, the yield on federal funds sold and securities purchased under resale agreements would have been 3.78% for 3Q26, 3.74% for 2Q26, 3.78% for 1Q26, 4.11% for 4Q25 and 4.45% for 3Q25. On a Non-GAAP basis, excluding the impact of offsetting, the rate on federal funds purchased and securities sold under repurchase agreements would have been 3.70% for 3Q26, 3.66% for 2Q26, 3.70% for 1Q26, 4.02% for 4Q25 and 4.36% for 3Q25. We believe providing the rates excluding the impact of netting is useful to investors as it is more reflective of the actual rates earned and paid.
(b) Average rates were calculated on an FTE basis, at tax rates of approximately 21%.
(c) See “Explanation of GAAP and Non-GAAP Financial Measures” beginning on page 19 for the reconciliation of this Non-GAAP measure.


THE BANK OF NEW YORK MELLON CORPORATION
CAPITAL AND LIQUIDITY

	2026									2025
(dollars in millions)	Sept. 30			June 30			March 31			Dec. 31			Sept. 30
Consolidated regulatory capital ratios: (a)
Standardized Approach:
CET1 capital	$	20,967		$	21,564		$	21,108		$	21,086		$	20,645
Tier 1 capital	25,217			26,311			26,435			25,909			25,471
Total capital	26,547			27,792			27,927			27,390			27,079
Risk-weighted assets	191,765			196,108			191,849			177,677			176,432

CET1 ratio	10.9		%	11.0		%	11.0		%	11.9		%	11.7		%
Tier 1 capital ratio	13.1			13.4			13.8			14.6			14.4
Total capital ratio	13.8			14.2			14.6			15.4			15.3

Advanced Approaches:
CET1 capital	$	20,967		$	21,564		$	21,108		$	21,086		$	20,645
Tier 1 capital	25,217			26,311			26,435			25,909			25,471
Total capital	26,207			27,453			27,580			27,046			26,734
Risk-weighted assets	175,578			174,050			166,468			162,418			168,841

CET1 ratio	11.9		%	12.4		%	12.7		%	13.0		%	12.2		%
Tier 1 capital ratio	14.4			15.1			15.9			16.0			15.1
Total capital ratio	14.9			15.8			16.6			16.7			15.8

Tier 1 leverage ratio: (a)
Average assets for Tier 1 leverage ratio	$	445,660		$	446,398		$	443,556		$	432,803		$	419,077
Tier 1 leverage ratio	5.7		%	5.9		%	6.0		%	6.0		%	6.1		%

SLR: (a)
Leverage exposure	$	420,786		$	416,773		$	402,251		$	388,529		$	377,728
SLR	6.0		%	6.3		%	6.6		%	6.7		%	6.7		%

Average liquidity coverage ratio (a)	111		%	111		%	111		%	112		%	112		%
Average net stable funding ratio (a)	129		%	130		%	131		%	130		%	130		%
(a) Regulatory capital and liquidity ratios for Sept. 30, 2026 are preliminary. For our CET1, Tier 1 capital and Total capital ratios, our effective capital ratios under the U.S. capital rules are the lower of the ratios as calculated under the Standardized and Advanced Approaches, which for the periods presented, was the Standardized Approach.


THE BANK OF NEW YORK MELLON CORPORATION
SECURITIES SERVICES BUSINESS SEGMENT

																3Q26 vs.										YTD26 vs.
(dollars in millions)	3Q26			2Q26			1Q26			4Q25			3Q25			2Q26		3Q25		YTD26			YTD25			YTD25
Revenue:
Investment services fees:
Asset Servicing	$	1,264		$	1,209		$	1,170		$	1,146		$	1,129		5	%	12	%	$	3,643		$	3,261		12	%
Issuer Services	449			463			278			331			313			(3)		43		1,190			956			24
Total investment services fees	1,713			1,672			1,448			1,477			1,442			2		19		4,833			4,217			15
Foreign exchange revenue	171			203			196			142			143			(16)		20		570			454			26
Other fees (a)	78			77			74			68			73			1		7		229			198			16
Total fee revenue	1,962			1,952			1,718			1,687			1,658			1		18		5,632			4,869			16
Investment and other revenue	93			94			203			62			119			N/M		N/M		390			353			N/M
Total fee and other revenue	2,055			2,046			1,921			1,749			1,777			—		16		6,022			5,222			15
Net interest income	765			782			757			735			670			(2)		14		2,304			1,975			17
Total revenue	2,820			2,828			2,678			2,484			2,447			—		15		8,326			7,197			16
Provision for credit losses	4			(5)			(11)			(13)			(3)			N/M		N/M		(12)			(8)			N/M
Total noninterest expense	1,808			1,722			1,648			1,651			1,639			5		10		5,178			4,813			8
Income before income taxes	$	1,008		$	1,111		$	1,041		$	846		$	811		(9)	%	24	%	$	3,160		$	2,392		32	%


Total revenue by line of business:
Asset Servicing	$	2,130		$	2,121		$	2,170		$	1,932		$	1,903		—	%	12	%	$	6,421		$	5,535		16	%
Issuer Services	690			707			508			552			544			(2)		27		1,905			1,662			15
Total revenue by line of business	$	2,820		$	2,828		$	2,678		$	2,484		$	2,447		—	%	15	%	$	8,326		$	7,197		16	%

Financial ratios:
Pre-tax operating margin	35.8		%	39.3		%	38.9		%	34.1		%	33.1		%					38.0		%	33.2		%

Memo: Securities lending revenue (b)	$	92		$	78		$	72		$	69		$	62		18	%	48	%	$	242		$	170		42	%
(a) Other fees primarily include financing-related fees.
(b) Included in investment services fees reported in the Asset Servicing line of business.
N/M – Not meaningful.


THE BANK OF NEW YORK MELLON CORPORATION
SECURITIES SERVICES BUSINESS SEGMENT

											3Q26 vs.								YTD26 vs.
(dollars in millions, unless otherwise noted)	3Q26		2Q26		1Q26		4Q25		3Q25		2Q26		3Q25		YTD26		YTD25		YTD25
Selected balance sheet data:
Average loans	$	12,534	$	13,180	$	12,265	$	11,439	$	10,706	(5)	%	17	%	$	12,661	$	11,124	14	%
Average assets (a)	$	214,879	$	214,794	$	218,500	$	211,728	$	201,965	—	%	6	%	$	216,044	$	200,843	8	%
Average deposits	$	191,647	$	194,183	$	197,789	$	192,771	$	183,070	(1)	%	5	%	$	194,517	$	181,608	7	%

Selected metrics:
AUC/A at period end (in trillions) (b)(c)	$	45.9	$	45.3	$	42.7	$	42.7	$	41.5	1	%	11	%
Market value of securities on loan at period end (in billions) (d)	$	630	$	645	$	629	$	604	$	554	(2)	%	14	%

Issuer Services
Total debt serviced at period end (in trillions)	$	15.4	$	15.2	$	15.0	$	14.8	$	14.5	1	%	6	%
Number of Depositary Receipts programs at period end	1,670		1,655		1,632		1,614		1,601		1	%	4	%
(a) In business segments where average deposits are greater than average loans, average assets include an allocation of investment securities equal to the difference.
(b) Sept. 30, 2026 information is preliminary.
(c) Consists of AUC/A primarily from the Asset Servicing line of business and, to a lesser extent, the Issuer Services line of business. Includes the AUC/A of CIBC Mellon of $2.3 trillion at Sept. 30, 2026, $2.2 trillion at June 30, 2026, $2.1 trillion at March 31, 2026, $2.2 trillion at Dec. 31, 2025 and $2.1 trillion at Sept. 30, 2025.
(d) Represents the total amount of securities on loan in our agency securities lending program. Excludes securities for which BNY acts as agent on behalf of CIBC Mellon clients, which totaled $72 billion at Sept. 30, 2026, $71 billion at June 30, 2026, $73 billion at March 31, 2026, $74 billion at Dec. 31, 2025 and $81 billion at Sept. 30, 2025.


THE BANK OF NEW YORK MELLON CORPORATION
MARKET AND WEALTH SERVICES BUSINESS SEGMENT

																3Q26 vs.										YTD26 vs.
(dollars in millions)	3Q26			2Q26			1Q26			4Q25			3Q25			2Q26		3Q25		YTD26			YTD25			YTD25
Revenue:
Investment services fees:
Wealth Solutions	$	554		$	551		$	544		$	518		$	520		1	%	7	%	$	1,649		$	1,560		6	%
Payments and Trade	232			224			220			212			214			4		8		676			632			7
Clearance and Collateral Management	464			453			430			417			398			2		17		1,347			1,145			18
Total investment services fees	1,250			1,228			1,194			1,147			1,132			2		10		3,672			3,337			10
Foreign exchange revenue	31			34			36			28			31			(9)		—		101			90			12
Other fees (a)	72			71			70			65			70			1		3		213			198			8
Total fee revenue	1,353			1,333			1,300			1,240			1,233			2		10		3,986			3,625			10
Investment and other revenue	24			26			21			9			22			N/M		N/M		71			79			N/M
Total fee and other revenue	1,377			1,359			1,321			1,249			1,255			1		10		4,057			3,704			10
Net interest income	607			611			571			569			524			(1)		16		1,789			1,527			17
Total revenue	1,984			1,970			1,892			1,818			1,779			1		12		5,846			5,231			12
Provision for credit losses	1			(2)			(6)			(7)			(3)			N/M		N/M		(7)			(5)			N/M
Total noninterest expense	963			948			937			951			912			2		6		2,848			2,705			5
Income before income taxes	$	1,020		$	1,024		$	961		$	874		$	870		—	%	17	%	$	3,005		$	2,531		19	%


Total revenue by line of business:
Wealth Solutions	$	813		$	806		$	783		$	754		$	741		1	%	10	%	$	2,402		$	2,223		8	%
Payments and Trade	579			571			545			524			510			1		14		1,695			1,477			15
Clearance and Collateral Management	592			593			564			540			528			—		12		1,749			1,531			14
Total revenue by line of business	$	1,984		$	1,970		$	1,892		$	1,818		$	1,779		1	%	12	%	$	5,846		$	5,231		12	%


Financial ratios:
Pre-tax operating margin	51.4		%	52.0		%	50.8		%	48.1		%	48.9		%					51.4		%	48.4		%
(a) Other fees primarily include financing-related fees.
N/M – Not meaningful.


THE BANK OF NEW YORK MELLON CORPORATION
MARKET AND WEALTH SERVICES BUSINESS SEGMENT

											3Q26 vs.								YTD26 vs.
(dollars in millions, unless otherwise noted)	3Q26		2Q26		1Q26		4Q25		3Q25		2Q26		3Q25		YTD26		YTD25		YTD25
Selected balance sheet data:
Average loans	$	57,671	$	56,258	$	52,921	$	49,613	$	46,278	3	%	25	%	$	55,634	$	44,520	25	%
Average assets (a)	$	151,049	$	148,791	$	147,689	$	145,105	$	137,592	2	%	10	%	$	149,189	$	134,338	11	%
Average deposits	$	103,556	$	102,606	$	103,043	$	101,776	$	97,508	1	%	6	%	$	103,070	$	95,350	8	%

Selected metrics:
AUC/A at period end (in trillions) (b)(c)	$	17.1	$	16.9	$	16.5	$	16.2	$	16.0	1	%	7	%

Wealth Solutions
AUC/A at period end (in trillions) (b)	$	3.6	$	3.6	$	3.3	$	3.3	$	3.2	—	%	13	%
Net new assets (U.S. platform) (in billions) (d)	$	48	$	25	$	22	$	51	$	3	N/M		N/M
Daily average revenue trades (“DARTs”) (U.S. platform) (in thousands)	299		391		352		285		269		(24)	%	11	%
Average active clearing accounts (in thousands)	8,832		8,730		8,601		8,487		8,387		1	%	5	%

Payments and Trade
Average daily U.S. dollar payment volumes	257,345		260,275		257,960		258,080		246,286		(1)	%	4	%

Clearance and Collateral Management
Average collateral balances (in billions)	$	8,263	$	8,199	$	7,783	$	7,453	$	7,275	1	%	14	%
(a) In business segments where average deposits are greater than average loans, average assets include an allocation of investment securities equal to the difference.
(b) Sept. 30, 2026 information is preliminary.
(c) Consists of AUC/A from the Clearance and Collateral Management and Wealth Solutions lines of business.
(d) Net new assets represent net flows of assets (e.g., net cash deposits and net securities transfers, including dividends and interest) in customer accounts in Pershing LLC, a U.S. broker-dealer.
N/M – Not meaningful.


THE BANK OF NEW YORK MELLON CORPORATION
INVESTMENT AND WEALTH MANAGEMENT BUSINESS SEGMENT

																3Q26 vs.										YTD26 vs.
(dollars in millions)	3Q26			2Q26			1Q26			4Q25			3Q25			2Q26		3Q25		YTD26			YTD25			YTD25
Revenue:
Investment management fees	$	802		$	793		$	785		$	793		$	776		1	%	3	%	$	2,380		$	2,259		5	%
Performance fees	2			3			1			14			6			N/M		N/M		6			21			N/M
Investment management and performance fees (a)	804			796			786			807			782			1		3		2,386			2,280			5
Distribution and servicing fees	70			71			70			69			69			(1)		1		211			206			2
Other fees (b)	(84)			(87)			(83)			(84)			(78)			N/M		N/M		(254)			(229)			N/M
Total fee revenue	790			780			773			792			773			1		2		2,343			2,257			4
Investment and other revenue (c)	8			29			(1)			11			10			N/M		N/M		36			24			N/M
Total fee and other revenue (c)	798			809			772			803			783			(1)		2		2,379			2,281			4
Net interest income	59			54			53			51			41			9		44		166			123			35
Total revenue	857			863			825			854			824			(1)		4		2,545			2,404			6
Provision for credit losses	(3)			(5)			9			3			—			N/M		N/M		1			2			N/M



Total noninterest expense	655			686			726			703			640			(5)		2		2,067			2,007			3
Income before income taxes	$	205		$	182		$	90		$	148		$	184		13	%	11	%	$	477		$	395		21	%


Total revenue by line of business:
Investment Management	$	562		$	577		$	550		$	577		$	559		(3)	%	1	%	$	1,689		$	1,620		4	%
Wealth Management	295			286			275			277			265			3		11		856			784			9
Total revenue by line of business	$	857		$	863		$	825		$	854		$	824		(1)	%	4	%	$	2,545		$	2,404		6	%


Financial ratios:
Pre-tax operating margin	23.9		%	21.1		%	10.9		%	17.3		%	22.3		%					18.7		%	16.4		%


Selected balance sheet data:
Average loans	$	14,807		$	14,410		$	14,233		$	13,931		$	14,143		3	%	5	%	$	14,485		$	13,892		4	%
Average assets (d)	$	27,964		$	27,508		$	27,261		$	26,948		$	27,247		2	%	3	%	$	27,580		$	26,924		2	%
Average deposits	$	9,690		$	9,691		$	9,592		$	9,453		$	9,201		—	%	5	%	$	9,658		$	9,442		2	%
(a) On a constant currency basis, investment management and performance fees increased 3% (Non-GAAP) compared with 3Q25. See “Explanation of GAAP and Non-GAAP Financial Measures” beginning on page 19 for the reconciliation of this Non-GAAP measure.
(b) Other fees primarily include investment services fees.
(c) Investment and other revenue and total fee and other revenue are net of income (loss) attributable to noncontrolling interests related to consolidated investment management funds.
(d) In business segments where average deposits are greater than average loans, average assets include an allocation of investment securities equal to the difference.
N/M – Not meaningful.


THE BANK OF NEW YORK MELLON CORPORATION
AUM BY PRODUCT TYPE, CHANGES IN AUM AND WEALTH MANAGEMENT CLIENT ASSETS

												3Q26 vs.									YTD26 vs.
(dollars in billions)	3Q26		2Q26		1Q26		4Q25		3Q25			2Q26		3Q25		YTD26		YTD25			YTD25
AUM by product type: (a)(b)
Equity	$	180	$	184	$	172	$	179	$	180		(2)	%	—	%
Fixed income	269		267		261		262		257			1		5
Index	556		549		497		517		512			1		9
Liability-driven investments	502		523		530		539		537			(4)		(7)
Multi-asset and alternative investments	192		193		181		186		181			(1)		6
Cash	488		510		485		495		475			(4)		3
Total AUM	$	2,187	$	2,226	$	2,126	$	2,178	$	2,142		(2)	%	2	%

Changes in AUM: (a)(b)
Beginning balance of AUM	$	2,226	$	2,126	$	2,178	$	2,142	$	2,106						$	2,178	$	2,029
Net inflows (outflows):
Long-term strategies:
Equity	(5)		(6)		(4)		(4)		(8)							(15)		(14)
Fixed income	9		9		3		5		7							21		14
Liability-driven investments	3		(14)		1		(15)		(23)							(10)		(22)
Multi-asset and alternative investments	(1)		(1)		—		(1)		(1)							(2)		(7)
Total long-term active strategies inflows (outflows)	6		(12)		—		(15)		(25)							(6)		(29)
Index	4		(9)		(7)		(8)		(8)							(12)		(41)
Total long-term strategies inflows (outflows)	10		(21)		(7)		(23)		(33)							(18)		(70)
Short-term strategies:
Cash	(22)		24		(10)		20		34							(8)		36
Total net inflows (outflows)	(12)		3		(17)		(3)		1							(26)		(34)
Net market impact	(27)		94		(23)		40		30							44		75
Net currency impact	—		3		(12)		(1)		(10)							(9)		57
Other	—		—		—		—		15		(c)					—		15		(c)
Ending balance of AUM	$	2,187	$	2,226	$	2,126	$	2,178	$	2,142		(2)	%	2	%	$	2,187	$	2,142		2	%

Wealth Management client assets (a)(d)	$	354	$	348	$	339	$	350	$	348		2	%	2	%
(a) Sept. 30, 2026 information is preliminary.
(b) Represents assets managed in the Investment and Wealth Management business segment.
(c) Reflects a change in methodology beginning in the third quarter of 2025 to include assets under advisement.
(d) Includes AUM and AUC/A in the Wealth Management line of business.


THE BANK OF NEW YORK MELLON CORPORATION
INVESTMENT SECURITIES PORTFOLIO

(dollars in millions)	June 30, 2026			3Q26 change in unrealized gain (loss)		Sept. 30, 2026					Fair value as a % of amortized cost (a)		Unrealized gain (loss)			% Floating rate (b)			Ratings (c)
			Amortized cost (a)			Fair value												AAA/ AA-	A+/ A-		BBB+/ BBB-		BB+ and lower				Not rated
	Fair value
Agency RMBS	$	49,595		$	(1,728)	$	51,491	$	47,158		92	%	$	(4,333)		30	%		100	%	—	%	—	%	—	%		—	%
U.S. Treasury	35,851			(183)		35,473		35,024			99		(449)			46			100		—		—		—			—
Non-U.S. government (d)	32,911			(303)		32,585		32,142			99		(443)			26			83		17		—		—			—
CLOs	8,846			(1)		9,118		9,121			100		3			100			100		—		—		—			—
Foreign covered bonds	8,571			(95)		8,798		8,680			99		(118)			41			100		—		—		—			—
Agency commercial MBS	9,253			(102)		8,940		8,614			96		(326)			45			100		—		—		—			—
U.S. government agencies	3,875			(31)		3,769		3,566			95		(203)			30			100		—		—		—			—
Non-agency commercial MBS	1,967			(14)		1,894		1,798			95		(96)			48			100		—		—		—			—
Non-agency RMBS	1,524			(8)		1,607		1,486			92		(121)			61			100		—		—		—			—
Other asset-backed securities	313			3		232		214			92		(18)			27			100		—		—		—			—
Other debt securities	11			(1)		11		10			91		(1)			—			—		—		—		—			100
Total investment securities	$	152,717		$	(2,463)	$	153,918	$	147,813	(e)	96	%	$	(6,105)	(f)	39	%		96	%	4	%	—	%	—	%		—	%
(a) Amortized cost includes the impact of hedged item basis adjustments, which was a net decrease of $2,637 million, and is net of allowance for credit losses.
(b) Includes the impact of hedges.
(c) Represents ratings by S&P, or the equivalent.
(d) Includes supranational securities.
(e) The fair value of available-for-sale securities totaled $105,252 million at Sept. 30, 2026, or 71% of the investment securities portfolio. The fair value of the held-to-maturity securities totaled $42,561 million at Sept. 30, 2026, or 29% of the investment securities portfolio.
(f) At Sept. 30, 2026, includes a pre-tax net unrealized loss of $1,934 million related to available-for-sale securities, net of hedges, and $4,171 million related to held-to-maturity securities. The after-tax unrealized loss, net of hedges, related to available-for-sale securities was $1,468 million, and the after-tax unrealized loss related to held-to-maturity securities was $3,180 million.
Note: At Sept. 30, 2026, the accretable purchase discount relating to investment securities was $2,936 million. Including the discontinued hedges, net accretion was $160 million in 3Q26.


THE BANK OF NEW YORK MELLON CORPORATION
ALLOWANCE FOR CREDIT LOSSES AND NONPERFORMING ASSETS

	2026									2025
(dollars in millions)	Sept. 30			June 30			March 31			Dec. 31			Sept. 30
Allowance for credit losses – beginning of period:
Allowance for loan losses	$	222		$	237		$	245		$	272		$	275
Allowance for lending-related commitments	90			85			74			63			70
Allowance for other financial instruments (a)	27			25			25			33			34
Allowance for credit losses – beginning of period	$	339		$	347		$	344		$	368		$	379

Net (charge-offs) recoveries:
Charge-offs	—			(1)			(1)			—			(5)
Recoveries	—			1			11			2			1
Total net (charge-offs) recoveries	—			—			10			2			(4)
Provision for credit losses (b)	1			(8)			(7)			(26)			(7)
Allowance for credit losses – end of period	$	340		$	339		$	347		$	344		$	368

Allowance for credit losses – end of period:
Allowance for loan losses	$	220		$	222		$	237		$	245		$	272
Allowance for lending-related commitments	94			90			85			74			63
Allowance for other financial instruments (a)	26			27			25			25			33
Allowance for credit losses – end of period	$	340		$	339		$	347		$	344		$	368

Allowance for loan losses as a percentage of total loans	0.25		%	0.25		%	0.23		%	0.30		%	0.36		%

Nonperforming assets	$	37		$	33		$	69		$	143		$	160
(a) Includes allowance for credit losses on federal funds sold and securities purchased under resale agreements, available-for-sale securities, held-to-maturity securities, accounts receivable, cash and due from banks and interest-bearing deposits with banks.
(b) Includes all instruments within the scope of ASU 2016-13, Financial Instruments – Credit Losses: Measurement of Credit Losses on Financial Instruments.


THE BANK OF NEW YORK MELLON CORPORATION
EXPLANATION OF GAAP AND NON-GAAP FINANCIAL MEASURES

BNY has included in this Financial Supplement certain Non-GAAP financial measures on a tangible basis as a supplement to GAAP information, which exclude goodwill and intangible assets, net of deferred tax liabilities. We believe that the return on tangible common equity – Non-GAAP is additional useful information for investors because it presents a measure of those assets that can generate income, and the tangible book value per common share – Non-GAAP is additional useful information because it presents the level of tangible assets in relation to shares of common stock outstanding.

Net interest income, on a fully taxable equivalent (“FTE”) basis – Non-GAAP and net interest margin (FTE) – Non-GAAP and other FTE measures include the tax equivalent adjustments on tax-exempt income which allows for the comparison of amounts arising from both taxable and tax-exempt sources and is consistent with industry practice. The adjustment to an FTE basis has no impact on net income.

The presentation of the growth rates of investment management and performance fees on a constant currency basis permits investors to assess the significance of changes in foreign currency exchange rates. Growth rates on a constant currency basis were determined by applying the current period foreign currency exchange rates to the prior period revenue. We believe that this presentation, as a supplement to GAAP information, gives investors a clearer picture of the related revenue results without the variability caused by fluctuations in foreign currency exchange rates.

Note:


Returns on common and tangible common equity ratios are annualized.



Return on common equity and tangible common equity reconciliation
(dollars in millions)	3Q26			2Q26			1Q26			4Q25			3Q25			YTD26			YTD25
Net income applicable to common shareholders of The Bank of New York Mellon Corporation – GAAP	$	1,608		$	1,696		$	1,562		$	1,427		$	1,339		$	4,866		$	3,879
Add: Amortization of intangible assets	9			10			9			11			12			28			34
Less: Tax impact of amortization of intangible assets	2			3			2			3			3			7			8
Adjusted net income applicable to common shareholders of The Bank of New York Mellon Corporation, excluding amortization of intangible assets – Non-GAAP	$	1,615		$	1,703		$	1,569		$	1,435		$	1,348		$	4,887		$	3,905

Average common shareholders’ equity	$	39,756		$	39,535		$	39,448		$	39,142		$	38,626		$	39,580		$	37,839
Less: Average goodwill	16,764			16,768			16,774			16,777			16,787			16,769			16,718
Average intangible assets	2,802			2,809			2,819			2,827			2,842			2,810			2,847
Add: Deferred tax liability – tax deductible goodwill	1,225			1,225			1,226			1,227			1,236			1,225			1,236
Deferred tax liability – intangible assets	657			659			660			662			665			657			665
Average tangible common shareholders’ equity – Non-GAAP	$	22,072		$	21,842		$	21,741		$	21,427		$	20,898		$	21,883		$	20,175

Return on common equity – GAAP	16.0		%	17.2		%	16.1		%	14.5		%	13.7		%	16.4		%	13.7		%
Return on tangible common equity – Non-GAAP	29.0		%	31.3		%	29.3		%	26.6		%	25.6		%	29.9		%	25.9		%


THE BANK OF NEW YORK MELLON CORPORATION
EXPLANATION OF GAAP AND NON-GAAP FINANCIAL MEASURES
Book value and tangible book value per common share reconciliation	2026									2025
(dollars in millions, except common shares and unless otherwise noted)	Sept. 30			June 30			March 31			Dec. 31			Sept. 30
The Bank of New York Mellon Corporation shareholders’ equity at period end – GAAP	$	43,575		$	44,664		$	44,783		$	44,313		$	43,879
Less: Preferred stock	4,259			4,754			5,331			4,836			4,836
The Bank of New York Mellon Corporation common shareholders’ equity at period end – GAAP	39,316			39,910			39,452			39,477			39,043
Less: Goodwill	16,728			16,731			16,734			16,767			16,773
Intangible assets	2,791			2,800			2,809			2,822			2,834
Add: Deferred tax liability – tax deductible goodwill	1,225			1,225			1,226			1,227			1,236
Deferred tax liability – intangible assets	657			659			660			662			665
The Bank of New York Mellon Corporation tangible common shareholders’ equity at period end – Non-GAAP	$	21,679		$	22,263		$	21,795		$	21,777		$	21,337

Period-end common shares outstanding (in thousands)	672,898			678,504			686,379			688,236			697,349

Book value per common share – GAAP	$	58.43		$	58.82		$	57.48		$	57.36		$	55.99
Tangible book value per common share – Non-GAAP	$	32.22		$	32.81		$	31.75		$	31.64		$	30.60


Net interest margin reconciliation
(dollars in millions)	3Q26			2Q26			1Q26			4Q25			3Q25
Net interest income – GAAP	$	1,423		$	1,446		$	1,370		$	1,346		$	1,236
Add: Tax equivalent adjustment	1			—			—			—			—
Net interest income (FTE) – Non-GAAP	$	1,424		$	1,446		$	1,370		$	1,346		$	1,236

Average interest-earning assets	$	396,504		$	397,635		$	396,310		$	387,289		$	374,493

Net interest margin – GAAP (a)	1.43		%	1.45		%	1.38		%	1.38		%	1.31		%
Net interest margin (FTE) – Non-GAAP (a)	1.43		%	1.45		%	1.38		%	1.38		%	1.31		%
(a) Net interest margin is annualized.


Constant currency reconciliations							3Q26 vs.
(dollars in millions)	3Q26			3Q25			3Q25
Consolidated:
Investment management and performance fees – GAAP	$	803		$	782		3		%
Impact of changes in foreign currency exchange rates	—			(1)
Adjusted investment management and performance fees – Non-GAAP	$	803		$	781		3		%

Investment and Wealth Management business segment:
Investment management and performance fees – GAAP	$	804		$	782		3		%
Impact of changes in foreign currency exchange rates	—			(1)
Adjusted investment management and performance fees – Non-GAAP	$	804		$	781		3		%


Table of Contents




Consolidated Results						Page
Consolidated Financial Highlights						3
Condensed Consolidated Income Statement						4
Earnings Per Share and Related Information						5
Condensed Consolidated Balance Sheet						6
Fee and Other Revenue						7
Average Balances and Interest Rates						8
Capital and Liquidity						9

Business Segment Results
Securities Services Business Segment						10
Market and Wealth Services Business Segment						12
Investment and Wealth Management Business Segment						14
AUM by Product Type, Changes in AUM and Wealth Management Client Assets						15
Other Segment						16

Other
Investment Securities Portfolio						17
Allowance for Credit Losses and Nonperforming Assets						18

Supplemental Information
Explanation of GAAP and Non-GAAP Financial Measures						19


The Bank of New York Mellon Corporation

Financial Supplement

Third Quarter 2026