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Exhibit 21

HCI GROUP, INC.

Subsidiaries

As of December 31, 2025, the Company had the following active subsidiaries:

 

 

 

State or Sovereign Power

Wholly-owned subsidiaries of HCI Group, Inc.

 

of Incorporation

Homeowners Choice Property & Casualty Insurance Company, Inc.

Florida

Homeowners Choice Managers, Inc.

Florida

Claddaugh Casualty Insurance Company Ltd.

   Bermuda

Cypress Property Management Services, Inc.

Florida

Cypress Claims Services, Inc.

Florida

Greenleaf Capital LLC

Florida

Omega Insurance Agency, Inc.

Florida

Southern Administration, Inc.

Florida

Enclave Services, Inc.

 

Florida

HCI Insurance Administration Services, Inc.

 

Florida

TypTap Insurance Company

 

Florida

perRisk Insurance Company

 

Arizona

Core Risk Managers, LLC

 

Florida

Tailrow Funding, LLC

 

Florida

Tailrow Risk Managers, LLC

 

Florida

Surplus Note 25, LLC

 

Florida

Lamba Insurance Group, Inc.

 

Florida

Fortex Reinsurance SPC, Ltd.

 

Cayman Islands

 

 

 

 

 

State or Sovereign Power

Majority-owned subsidiary of HCI Group, Inc.

 

of Incorporation

Exzeo Group, Inc.

 

Florida

 

 

 

 

 

State or Sovereign Power

Wholly-owned subsidiaries of Exzeo Group, Inc.

 

of Incorporation

Exzeo Insurance Services, Inc.

Florida

Cypress Tech Development Company, Inc.

Florida

Exzeo USA, Inc.

Florida

Dark Horse Re, LLC

 

Florida

 

 

State or Sovereign Power

Wholly-owned subsidiaries of Greenleaf Capital LLC

 

of Incorporation

Gators on the Pass Holdings, LLC

Florida

John’s Pass Marina Investment Holdings, LLC

Florida

JP Beach Holdings, LLC

Florida

Pass Investment Holdings, LLC

Florida

TI Marina Company, Inc.

Florida

Treasure Island Restaurant Company, Inc.

Florida

TV Investment Holdings, LLC

Florida

Silver Springs Property Investments, LLC

Florida

Melbourne FMA, LLC

Florida

HCPCI Holdings, LLC

Florida

Sorrento PBX, LLC

Florida

Greenleaf Essence, LLC

Florida

Century Park Holdings, LLC

Florida

Gulf To Bay LM, LLC

Florida

Westview Holdings, LLC

Florida

 


 

Corporate Oaks Property Holdings, LLC

 

Florida

Grove Haines City, LLC

 

Florida

Carillon Property Holdings, LLC

 

Florida

Coconut Palm Property Holdings, LLC

 

Florida

Sage Property Advisors, LLC

 

Florida

 

 

 

 

 

State or Sovereign Power

Wholly-owned subsidiary of Melbourne FMA, LLC

 

of Incorporation

FMKT MEL OWNER, LLC

 

Florida

 

 

 

 

 

State or Sovereign Power

Wholly-owned subsidiary of Greenleaf Essence, LLC

 

of Incorporation

Green Street JV, LLC

 

Florida

 

 

 

 

 

State or Sovereign Power

Wholly-owned subsidiary of Green Street JV, LLC

 

of Incorporation

Big Bend Lincoln SWC, LLC

 

Florida

 

 

 

State or Sovereign Power

Wholly-owned subsidiaries of HCI Insurance Administration Services, Inc.

 

of Incorporation

Griston Claim Services, Inc.

Florida

Griston Claim Management, Inc.

 

Florida

 

 

State or Sovereign Power

Wholly-owned subsidiary of Cypress Tech Development Company, Inc.

 

of Incorporation

Exzeo Software Private Limited

India