1.

I have reviewed this Annual Report on Form 10-K/A (Amendment No. 1) of First Foundation Inc. for the fiscal year ended December 31, 2025; and

2.

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report.