.2
| Selected Financial Data (in thousands except number of employees) | 6/30/2026 | 3/31/2026 | 6/30/2025 | |||||||||
| Scheduled CD maturities for subsequent quarter | $ | 558,471 | $ | 612,450 | $ | 693,261 | ||||||
| Average rate scheduled CD maturities for subsequent quarter | 3.32 | % | 3.34 | % | 4.14 | % | ||||||
| Average loan rate - loan originations/renewals QTD (excludes fees) | 6.33 | % | 6.44 | % | 7.07 | % | ||||||
| Cost of total deposits, Qtr-End | 2.21 | % | 2.24 | % | 2.76 | % | ||||||
| Cost of interest-bearing deposits, Qtr-End | 2.80 | % | 2.79 | % | 3.41 | % | ||||||
| Net interest margin, final month of Qtr | 3.59 | % | 3.53 | % | 3.35 | % | ||||||
| Noninterest bearing DDA balances, Qtr-End | $ | 2,995,402 | $ | 2,836,622 | $ | 2,632,058 | ||||||
| Reserve for unfunded commitments, Qtr-End | $ | 364 | $ | 647 | $ | 655 | ||||||
| Credit card spend QTD | $ | 280,533 | $ | 270,751 | $ | 268,045 | ||||||
| Credit card net income QTD | $ | 2,492 | $ | 2,202 | $ | 2,119 | ||||||
| Merchant services fees QTD | $ | 714 | $ | 572 | $ | 600 | ||||||
| Mortgage banking income QTD | $ | 2,221 | $ | 1,892 | $ | 1,323 | ||||||
| FDIC insurance QTD | $ | 2,475 | $ | 2,475 | $ | 2,475 | ||||||
| Salaries & employee benefits QTD | $ | 26,274 | $ | 26,853 | $ | 22,576 | ||||||
| Other operating expense | $ | 6,707 | $ | 4,350 | $ | 5,416 | ||||||
| Third party processing and other services QTD | $ | 7,962 | $ | 7,525 | $ | 8,005 | ||||||
| Equipment and occupancy expense QTD | $ | 3,964 | $ | 3,948 | $ | 3,698 | ||||||
| Earnings retention YTD | 75 | % | 75 | % | 71 | % | ||||||
| QTD tax rate | 19.94 | % | 17.82 | % | 19.82 | % | ||||||
| YTD tax rate | 18.91 | % | 17.82 | % | 19.94 | % | ||||||
| Available Liquidity | 6/30/2026 | 3/31/2026 | 6/30/2025 | |||||||||
| Cash and cash equivalents | $ | 1,456,473 | $ | 1,836,622 | $ | 1,710,904 | ||||||
| Investment Securities (mkt value), net of pledged | $ | 260,846 | $ | 479,033 | $ | 618,144 | ||||||
| Total on balance sheet liquidity | $ | 1,717,319 | $ | 2,315,655 | $ | 2,329,048 | ||||||
| FHLB fundings availability | $ | 3,403,609 | $ | 3,111,128 | $ | 3,244,071 | ||||||
| Correspondent lines of credit availability | $ | 150,000 | $ | 150,000 | $ | 225,000 | ||||||
| Brokered deposit availability (25% of assets per policy) | $ | 4,586,374 | $ | 4,542,822 | $ | 4,344,657 | ||||||
| Federal Reserve Bank fundings availability | $ | 2,562,745 | $ | 2,519,218 | $ | 2,211,658 | ||||||
| Total Available Liquidity | $ | 12,420,048 | $ | 12,638,823 | $ | 12,354,434 |