Exhibit 21.1
Subsidiaries of Enova International, Inc.
The following is a list of subsidiaries of Enova International, Inc. as of February 20, 2026:
Entity Name |
Jurisdiction of Incorporation/Organization |
Direct Ownership % |
├─┬─ Debit Plus, LLC |
Delaware |
100.00% |
│ ├─── Debit Plus Payment Solutions, LLC |
Delaware |
100.00% |
│ ├─── Debit Plus Services, LLC |
Delaware |
100.00% |
│ └─── Debit Plus Technologies, LLC |
Delaware |
100.00% |
├─┬─ Energy Intermediate, Inc |
Delaware |
100.00% |
│ └─┬─ On Deck Capital, Inc |
Delaware |
100.00% |
│ ├─── ODWS, LLC |
Delaware |
100.00% |
│ ├─── ODX, LLC |
Delaware |
100.00% |
│ ├─── OnDeck Asset Securitization Trust III, LLC |
Delaware |
100.00% |
│ ├─── OnDeck Canada Holdings, Inc |
Delaware |
100.00% |
│ ├─── OnDeck Capital Australia Pty Ltd |
Australia |
20.00% |
│ ├─── OnDeck Capital UK, Ltd |
England |
100.00% |
└─┬─ Enova Online Services, LLC |
Delaware |
100.00% |
├─┬─ Align Mint, LLC |
Delaware |
100.00% |
│ └─┬─ Cumulus Funding, Inc. |
Delaware |
100.00% |
│ └─── Align Balance, LLC |
Delaware |
100.00% |
├─┬─ CNU Online Holdings, LLC |
Delaware |
100.00% |
│ ├─── CashNetUSA of Florida, LLC |
Delaware |
100.00% |
│ ├─┬─ CNU Global-1, LLC |
Delaware |
100.00% |
│ │ ├─── CNU of Mexico 1, LLC |
Mexico |
99.00% |
│ │ └─── CNU of Mexico 2, LLC |
Mexico |
99.00% |
│ ├─┬─ CNU Global-2, LLC |
Delaware |
100.00% |
│ │ ├─── CNU of Mexico 1, LLC |
Mexico |
1.00% |
│ │ └─── CNU of Mexico 2, LLC |
Mexico |
1.00% |
│ ├─── CNU Loan Services, LLC |
Delaware |
100.00% |
│ ├─── CNU of California, LLC |
Delaware |
100.00% |
│ ├─── CNU of Delaware, LLC |
Delaware |
100.00% |
│ ├─── CNU of Illinois, LLC |
Delaware |
100.00% |
│ ├─── CNU of Indiana, LLC |
Delaware |
100.00% |
│ ├─── CNU of Michigan, LLC |
Delaware |
100.00% |
│ ├─── CNU of Mississippi, LLC |
Delaware |
100.00% |
│ ├─── CNU of Missouri, LLC |
Delaware |
100.00% |
│ ├─── CNU of Nevada, LLC |
Delaware |
100.00% |
│ ├─── CNU of Oklahoma, LLC |
Delaware |
100.00% |
│ ├─── CNU of South Carolina, LLC |
Delaware |
100.00% |
│ ├─── CNU of Tennessee, LLC |
Delaware |
100.00% |
│ ├─── CNU of Texas, LLC |
Delaware |
100.00% |
│ ├─── CNU of Wisconsin, LLC |
Delaware |
100.00% |
│ ├─┬─ Enova Brazil, LLC |
Delaware |
100.00% |
│ │ └─── LH1003 Servicos De Dados LTDA |
Brazil |
1.00% |
│ ├─┬─ Enova Card HoldCo, LLC |
Delaware |
100.00% |
│ │ └─── Enova Card Services, LLC |
Delaware |
100.00% |
│ ├─┬─ Enova Finance 5, LLC |
Delaware |
100.00% |
│ │ └─── EFR 2016-1, LLC |
Delaware |
100.00% |
│ ├─── Enova International GEC, LLC |
Delaware |
100.00% |
│ ├─┬─ Enova SMB, LLC |
Delaware |
100.00% |
│ │ ├─┬─ Headway Capital, LLC |
Utah |
100.00% |
│ │ │ ├─── CashNet CSO of Maryland, LLC |
Delaware |
100.00% |
│ │ │ ├─── CNU of Alabama, LLC |
Delaware |
100.00% |
│ │ │ ├─── CNU of Idaho, LLC |
Delaware |
100.00% |
│ │ │ ├─── CNU of Kansas, LLC |
Delaware |
100.00% |