CERTIFICATION PURSUANT TO
    18 U.S.C. SECTION 1350
    
    
    
    
    Bryan H. Draper, as Chief Executive Officer and President of Owens Realty Mortgage, Inc. (the “Registrant”), and Melina A. Platt, as Chief
        Financial Officer and Treasurer of the Registrant, hereby certify, pursuant to 18 U.S.C. § 1350, that:
    
    
    (1)  the Registrant’s Report on Form 10-K for the year ended December 31, 2018, as filed with the Securities and Exchange Commission on the date hereof (the “Report”) fully complies
        with the applicable requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and
    
    
    (2)  the information contained in the Report fairly presents, in all material
        respects, the financial condition and results of operations of the Registrant.
    
    
    
    
    /s/ Bryan H. Draper
    Bryan H. Draper
        Chief Executive Officer and President
        March 15, 2019
    
    
    /s/ Melina A. Platt
    Melina A. Platt
        Chief Financial Officer and Treasurer
    March 15, 2019