Exhibit 99.11 Schedule 4
| Rating Agency Grades: 9/12/2025 | |||||||||||||||||||||||||||||||||||||||||||
| Loan Information | Initial Credit Grades | Initial Compliance Grades | Initial Property Grades | Initial Overall Grades | Final Credit Grades | Final Compliance Grades | Final Property Grades | Final Overall Grades | |||||||||||||||||||||||||||||||||||
| ASF Loan Number | Loan Number | Alternate Loan ID | Note Original Balance | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P |
| 400094447 | XXX | XXX | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 400092059 | XXX | XXX | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 400092034 | XXX | XXX | XXX | D | D | D | D | D | A | A | A | A | A | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 400091113 | XXX | XXX | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| 400090585 | XXX | XXX | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| 400103300 | XXX | XXX | XXX | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 400104733 | XXX | XXX | XXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 400103305 | XXX | XXX | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| 400104770 | XXX | XXX | XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |