.8 Schedule 2
| ASF Loan Number | Loan ID | Seller Loan ID | Investor Loan ID | Overall Initial Loan Grade | Overall Final Loan Grade | Credit Initial Loan Grade | Credit Current/Final Loan Grade | Compliance Initial Loan Grade | Compliance Current/Final Loan Grade | Property Initial Loan Grade | Property Current/Final Loan Grade | Queue | Finding Code | Date Created | Date Modified | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Finding Comments | Seller Comments | Resolution Comments | Reviewer Comp Factor | Originator Comp Factors | Finding Documents | Originator QM Status | Final Reviewed QM Status | Loan Amount | Property State | Occupancy | Loan Purpose | Refinance Purpose | Acknowledged / WaivedBy | Waiver in File? | Unique Finding ID |
| 92300185703 | XXX | A | A | A | A | A | A | A | A | A | A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | FL | Primary Residence | Purchase | NA | ||||||||||||||||||||
| 92300185266 | XXX | A | A | A | A | A | A | A | A | A | A | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXX | NJ | Investment | Purchase | NA | ||||||||||||||||||||
| 92300185974 | XXX | D | A | C | A | D | A | A | A | Closed | FCOM1477 | 2025-06-04 01:02 | 2025-06-09 11:39 | Resolved | 1 - Information | D | A | Compliance | Missing Doc - Rate Lock | Missing evidence of rate lock | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-06/09/2025 Ready for Review-Document Uploaded. - Seller-06/05/2025 Open-Evidence of Rate Lock Missing - Due Diligence Vendor-06/04/2025 |
Ready for Review-Document Uploaded. - Seller-06/05/2025 |
Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-06/09/2025 |
Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 70% By Ten Percent (10%) Or More Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9.33 Years Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 92.18 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |
XX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXX | TX | Investment | Refinance | Cash Out - Other | N/A | N/A | XXX | |||
| 92300185974 | XXX | D | A | C | A | D | A | A | A | Closed | FCRE5000 | 2025-06-05 13:07 | 2025-06-09 11:38 | Resolved | 1 - Information | C | A | Credit | Eligibility | Number of Mortgaged Properties and/or aggregate loan balance with lender exceeds max allowable. | Resolved-LOE provided showing NQM 5 Loans - Due Diligence Vendor-06/09/2025 Ready for Review-Document Uploaded. - Seller-06/05/2025 Open-Please leave a comment verifying the Number of Mortgaged Properties is 16. NQM limit is 10 files. Borrower appears to have 16 loans with XX and to NQM. Unable to determine if all went to NQM - Due Diligence Vendor-06/05/2025 |
Ready for Review-Document Uploaded. - Seller-06/05/2025 |
Resolved-LOE provided showing NQM 5 Loans - Due Diligence Vendor-06/09/2025 |
Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 70% By Ten Percent (10%) Or More Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9.33 Years Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 92.18 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |
XX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXX | TX | Investment | Refinance | Cash Out - Other | N/A | N/A | XXX | |||
| 92300188187 | XXX | A | A | A | A | A | A | A | A | A | A | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXX | NJ | Investment | Refinance | Cash Out - Other |