Please wait

Schedule 4

 

ASF Addendum - Business Purpose
Run Date - 12/30/2025 6:33:32 PM
Marketing ID SitusAMC Loan ID Customer Loan ID Seller Loan ID Investor Loan Number Seller Name Originator Name Guideline Author Loan Program Loan Program Date Executed NOO Docs in File Lease In Place Flag Rental Purpose Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Rental Income Used for Property DSCR Calculation Rental Source for Property DTI Calculation Calculated Monthly Debt Property DTI Investor DTI  Inverse DSCR Net Operating Income Total Debt Service DSCR Total DSCR PITIA Lease End Date Original Lease Term Lease in Place Flag Unit 1 Lease Start Date Unit 1 Lease End Date Unit 1 Original Lease Term Unit 1 Rental Purpose Unit 1 Actual In Place Rent Unit 1 Third Party Market Rent Estimate Unit 1 Lease in Place Flag Unit 2 Lease Start Date Unit 2 Lease End Date Unit 2 Original Lease Term Unit 2 Rental Purpose Unit 2 Actual In Place Rent Unit 2 Third Party Market Rent Estimate Unit 2 Lease in Place Flag Unit 3 Lease Start Date Unit 3 Lease End Date Unit 3 Original Lease Term Unit 3 Rental Purpose Unit 3 Actual In Place Rent Unit 3 Third Party Market Rent Estimate Unit 3 Lease in Place Flag Unit 4 Lease Start Date Unit 4 Lease End Date Unit 4 Original Lease Term Unit 4 Rental Purpose Unit 4 Actual In Place Rent Unit 4 Third Party Market Rent Estimate Unit 4 Lease in Place Flag Unit 5 Lease Start Date Unit 5 Lease End Date Unit 5 Original Lease Term Unit 5 Rental Purpose Unit 5 Actual In Place Rent Unit 5 Third Party Market Rent Estimate Unit 5 Lease in Place Flag Unit 6 Lease Start Date Unit 6 Lease End Date Unit 6 Original Lease Term Unit 6 Rental Purpose Unit 6 Actual In Place Rent Unit 6 Third Party Market Rent Estimate Unit 6 Lease in Place Flag Unit 7 Lease Start Date Unit 7 Lease End Date Unit 7 Original Lease Term Unit 7 Rental Purpose Unit 7 Actual In Place Rent Unit 7 Third Party Market Rent Estimate Unit 7 Lease in Place Flag Unit 8 Lease Start Date Unit 8 Lease End Date Unit 8 Original Lease Term Unit 8 Rental Purpose Unit 8 Actual In Place Rent Unit 8 Third Party Market Rent Estimate Unit 8 Lease in Place Flag Unit 9 Lease Start Date Unit 9 Lease End Date Unit 9 Original Lease Term Unit 9 Rental Purpose Unit 9 Actual In Place Rent Unit 9 Third Party Market Rent Estimate Unit 9 Lease in Place Flag Unit 10 Lease Start Date Unit 10 Lease End Date Unit 10 Original Lease Term Unit 10 Rental Purpose Unit 10 Actual In Place Rent Unit 10 Third Party Market Rent Estimate Unit 10 Rent Loss Insurance Rent Loss Insurance Amount HOA Flag HOA Monthly Premium Amount Monthly Property Tax Monthly Insurance Cost Asset Verification Blanket Mortgage Flag Number of Mortgaged Properties With Lender Number of Properties Foreign National Alternative Credit Documentation Foreign National Borrower 1 Foreign National Borrower 2 Investor Type Number of Years Property Owned Borrower Residency Status Co Borrower Residency Status Qualifying Credit Score Months Bankruptcy 7 11  Months Bankruptcy 13  Months Deed in Lieu Months Short Sale or Pre FC  Prior Mtg Rent Late 30d in 12m  Prior Mtg Rent Late 60d in 12m  Prior Mtg Rent Late 90d in 12m  Prior Mtg Rent Late 30d in 24m  Prior Mtg Rent Late 60d in 24m  Prior Mtg Rent Late 90d in 24m  Section 8 Street Address Borrower 1 Type Borrower 1 Designation Borrower 1 Employment Status Borrower 1 First Name Borrower 1 Last Name Borrower 1 Number of Mortgaged Properties Borrower 1 Citizenship Borrower 1 Documentation Used to Determine Legal Residency Borrower 1 Country Name Borrower 1 Asset Verification Level Borrower 1 Credit Order Date Borrower 1 Experian FICO Borrower 1 Experian FICO Model Used Borrower 1 Equifax FICO Borrower 1 Equifax FICO Model Used Borrower 1 TransUnion FICO Borrower 1 TransUnion FICO Model Used Borrower 2 Type Borrower 2 Designation Borrower 2 Employment Status Borrower 2 First Name Borrower 2 Last Name Borrower 2 Number of Mortgaged Properties Borrower 2 Citizenship Borrower 2 Documentation Used to Determine Legal Residency Borrower 2 Country Name Borrower 2 Asset Verification Level Borrower 2 Credit Order Date Borrower 2 Experian FICO Borrower 2 Experian FICO Model Used Borrower 2 Equifax FICO Borrower 2 Equifax FICO Model Used Borrower 2 TransUnion FICO Borrower 2 TransUnion FICO Model Used Borrower 3 Designation Borrower 3 First Name Borrower 3 Last Name Borrower 3 Number of Mortgaged Properties Borrower 3 Citizenship Borrower 3 Documentation Used to Determine Legal Residency Borrower 3 Country Name Borrower 3 Asset Verification Level Borrower 3 Credit Order Date Borrower 3 Experian FICO Borrower 3 Experian FICO Model Used Borrower 3 Equifax FICO Borrower 3 Equifax FICO Model Used Borrower 3 TransUnion FICO Borrower 3 TransUnion FICO Model Used Borrower 4 Designation Borrower 4 First Name Borrower 4 Last Name Borrower 4 Number of Mortgaged Properties Borrower 4 Citizenship Borrower 4 Documentation Used to Determine Legal Residency Borrower 4 Country Name Borrower 4 Asset Verification Level Borrower 4 Credit Order Date Borrower 4 Experian FICO Borrower 4 Experian FICO Model Used Borrower 4 Equifax FICO Borrower 4 Equifax FICO Model Used Borrower 4 TransUnion FICO Borrower 4 TransUnion FICO Model Used Personal Guarantee Guarantor 1 First Name Guarantor 1 Last Name Guarantor 1 Business Ownership Percent Guarantor 1 Recourse Type Guarantor 1 Number of Mortgaged Properties Guarantor 1 Citizenship Guarantor 1 Documentation Used to Determine Legal Residency Guarantor 1 Country Name Guarantor 1 Asset Verification Level Guarantor 1 Employment Verification Level Guarantor 1 Income Verification Level Guarantor 1 FICO Model Used Guarantor 1 Credit Order Date Guarantor 1 Experian FICO Guarantor 1 Experian FICO Model Used Guarantor 1 Equifax FICO Guarantor 1 Equifax FICO Model Used Guarantor 1 TransUnion FICO Guarantor 1 TransUnion FICO Model Used Guarantor 1 Most Recent Fico Method Guarantor 2 First Name Guarantor 2 Last Name Guarantor 2 Business Ownership Percent Guarantor 2 Recourse Type Guarantor 2 Number of Mortgaged Properties Guarantor 2 Citizenship Guarantor 2 Documentation Used to Determine Legal Residency Guarantor 2 Country Name Guarantor 2 Asset Verification Level Guarantor 2 Employment Verification Level Guarantor 2 Income Verification Level Guarantor 2 FICO Model Used Guarantor 2 Credit Order Date Guarantor 2 Experian FICO Guarantor 2 Experian FICO Model Used Guarantor 2 Equifax FICO Guarantor 2 Equifax FICO Model Used Guarantor 2 TransUnion FICO Guarantor 2 TransUnion FICO Model Used Guarantor 2 Most Recent Fico Method Guarantor 3 First Name Guarantor 3 Last Name Guarantor 3 Business Ownership Percent Guarantor 3 Recourse Type Guarantor 3 Number of Mortgaged Properties Guarantor 3 Citizenship Guarantor 3 Documentation Used to Determine Legal Residency Guarantor 3 Country Name Guarantor 3 Asset Verification Level Guarantor 3 Employment Verification Level Guarantor 3 Income Verification Level Guarantor 3 FICO Model Used Guarantor 3 Credit Order Date Guarantor 3 Experian FICO Guarantor 3 Experian FICO Model Used Guarantor 3 Equifax FICO Guarantor 3 Equifax FICO Model Used Guarantor 3 TransUnion FICO Guarantor 3 TransUnion FICO Model Used Guarantor 3 Most Recent Fico Method Guarantor 4 First Name Guarantor 4 Last Name Guarantor 4 Business Ownership Percent Guarantor 4 Recourse Type Guarantor 4 Number of Mortgaged Properties Guarantor 4 Citizenship Guarantor 4 Documentation Used to Determine Legal Residency Guarantor 4 Country Name Guarantor 4 Asset Verification Level Guarantor 4 Employment Verification Level Guarantor 4 Income Verification Level Guarantor 4 FICO Model Used Guarantor 4 Credit Order Date Guarantor 4 Experian FICO Guarantor 4 Experian FICO Model Used Guarantor 4 Equifax FICO Guarantor 4 Equifax FICO Model Used Guarantor 4 TransUnion FICO Guarantor 4 TransUnion FICO Model Used Guarantor 4 Most Recent Fico Method Authorized Signor 1 First Name Authorized Signor 1 Last Name Authorized Signor 2 First Name Authorized Signor 2 Last Name Member 1 First Name Member 1 Last Name Member 1 Documentation Used to Determine Legal Residency Member 1 Credit Order Date Member 1 Experian FICO Member 1 Experian FICO Model Used Member 1 Equifax FICO Member 1 Equifax FICO Model Used Member 1 TransUnion FICO Member 1 TransUnion FICO Model Used Member 1 Asset Verification Level Member 1 Employment Verification Level Member 1 Income Verification Level Member 2 First Name Member 2 Last Name Member 2 Documentation Used to Determine Legal Residency Member 2 Credit Order Date Member 2 Experian FICO Member 2 Experian FICO Model Used Member 2 Equifax FICO Member 2 Equifax FICO Model Used Member 2 TransUnion FICO Member 2 TransUnion FICO Model Used Member 2 Asset Verification Level Member 2 Employment Verification Level Member 2 Income Verification Level Loan Application Date Sales Contract Date Qualifying Home Value for LTV Number of Units Year Built Total Sq Ft Number of Bedrooms Number of Bathrooms Property Condition Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Investment Property Original As Is LTV As Is Value After Repair Value After Repair Value LTV Loan to Cost Original Sales Price Assignment Fee Loan to Purchase Price SBC Occupancy Investment Property Type Has Dutch Interest Interest Reserves Escrowed Guarantor 1 ITIN Flag Guarantor 2 ITIN Flag Guarantor 3 ITIN Flag Guarantor 4 ITIN Flag
Removed from deal XX XX XX     XX XX XX XX/XX/XXXX Yes No Long Term   $1,900.00 1004/70 $1,900.00 Third Party Rental Source $1,384.55   0.000000 0.73     1.37 1.37 $1,384.55     No       Long Term   $1,900.00                                                                                                                               Yes $24,400.00 No   $187.20 $225.25 Level 4-Stated/Verified as defined No 1 3 No     Experienced Investor 0.42     767         0 0 0 0 0 0 No XX LLC Business Entity     XX 1       Level 4-Stated/Verified as defined                                                                                                             Yes XX XX 40.00% Full Recourse 1 US Citizen     Level 2-Stated/Not Verified Level 1-Not Stated/Not Verified Level 1-Not Stated/Not Verified Classic                 XX XX 60.00% Full Recourse 2 US Citizen     Level 2-Stated/Not Verified Level 1-Not Stated/Not Verified Level 1-Not Stated/Not Verified Classic 03/04/2025 751 Fair Isaac (VER. 2) 786 FICO Classic V5 Facta 767 FICO Risk Score Classic 04 3                                                                                                                                             XX   XX 1 XX XX 3 2 C3   $0.00               75.000% XX     118.750% XX                    
900000974 XX XX XX     XX XX XX XX/XX/XXXX Yes No Long Term   $1,590.00 1073/465 $1,973.33 Multiple Sources $1,942.20   0.000000 0.98     1.02 1.02 $1,942.20     No       Long Term   $1,590.00                                                                                                                               Yes $11,000.00 Yes $375.00 $435.99 $90.52 Level 4-Stated/Verified as defined No 1 1 No     Experienced Investor 0.56     661         0 0 0 0 0 0 No XX LLC Business Entity     XX 1       Level 4-Stated/Verified as defined                                                                                                             Yes XX XX 95.00% Full Recourse 2 Non-Permanent Resident Alien     Level 3-Stated/Partially Verified Level 1-Not Stated/Not Verified Level 3-Stated/Partially Verified Classic 04/25/2025 661 Fair Isaac (VER. 2) 721 FICO Classic V5 Facta 632 FICO Risk Score Classic 04 3                                                                                                                                                                                     XX   XX 1 XX XX 3 2 C4   $0.00 $383.33             65.000% XX     75.203% XX                    
900000981 XX XX XX     XX XX XX XX/XX/XXXX Yes Yes Long Term $1,790.00 $1,775.00 1004/70 $1,775.00 Third Party Rental Source $1,312.27   0.000000 0.74     1.35 1.35 $1,312.27     Yes 04/01/2025 04/01/2026 12 Long Term $1,790.00 $1,775.00                                                                                                                               Yes $20,800.00 No   $145.93 $71.83 Level 4-Stated/Verified as defined No 1 5 No     Experienced Investor 0.90     799         0 0 0 0 0 0 No XX LLC Business Entity     XX 1       Level 4-Stated/Verified as defined                                                                                                             Yes XX XX 100.00% Full Recourse 4 US Citizen     Level 2-Stated/Not Verified Level 1-Not Stated/Not Verified Level 1-Not Stated/Not Verified Classic 06/05/2025 802 Fair Isaac (VER. 2) 793 FICO Classic V5 Facta 799 FICO Risk Score Classic 04 3                                                                                                                                                                                     XX   XX 1 XX XX 3 2 C3   $0.00               75.000% XX     187.396% XX                    
900000975 XX XX XX     XX XX XX XX/XX/XXXX Yes No Long Term   $5,000.00 1004/70 $5,000.00 Third Party Rental Source $4,202.23   0.000000 0.84     1.19 1.19 $4,202.23     No       Long Term   $5,000.00                                                                                                                               Yes $128,200.00 No   $446.06 $197.25 Level 4-Stated/Verified as defined No 1 1 No     Experienced Investor 2.44     678         0 0 0 0 0 0 No XX LLC Business Entity     XX 1       Level 4-Stated/Verified as defined                                                                                                             Yes XX XX 100.00% Full Recourse 1 US Citizen     Level 4-Stated/Verified as defined Level 1-Not Stated/Not Verified Level 1-Not Stated/Not Verified Classic 05/02/2025 692 Fair Isaac (VER. 2) 678 FICO Classic V5 Facta 672 FICO Risk Score Classic 04 3                                                                                                                                                                                     XX   XX 1 XX XX 4 1.1 C3   $0.00               63.000% XX     123.564% XX                    
900000976 XX XX XX     XX XX XX XX/XX/XXXX Yes No Long Term   $2,650.00 1004/70 $2,650.00 Third Party Rental Source $2,350.74   0.000000 0.89     1.13 1.13 $2,350.74     No       Long Term   $2,650.00                                                                                                                               Yes $25,000.00 No   $207.81 $271.83 Level 1-Not Stated/Not Verified No 1 1 No     Experienced Investor 1.22     685         0 0 0 0 0 0 No XX Corp Business Entity     XX 1       Level 1-Not Stated/Not Verified                                                                                                             Yes XX XX 100.00% Full Recourse 1 US Citizen     Level 3-Stated/Partially Verified Level 1-Not Stated/Not Verified Level 1-Not Stated/Not Verified Classic 05/07/2025 689 Fair Isaac (VER. 2) 685 FICO Classic V5 Facta 684 FICO Risk Score Classic 04 3                                                                                                                                                                                     XX   XX 1 XX XX 3 1.1 C3   $0.00               70.000% XX     128.174% XX                    
900000978 XX XX XX     XX XX XX XX/XX/XXXX Yes               $8,659.89   0.349465           $8,659.89                                                                                                                                                     No   $664.79 $109.97 Level 4-Stated/Verified as defined       No       0.76     761         0 0 0 0 0 0   XX LLC Business Entity Unemployed   XX 1       Level 4-Stated/Verified as defined                                                                                                             Yes XX XX   Full Recourse 2 US Citizen     Level 4-Stated/Verified as defined Level 2-Stated/Not Verified Level 3-Stated/Partially Verified Classic 04/22/2025 737 Fair Isaac (VER. 2) 778 FICO Classic V5 Facta 761 FICO Risk Score Classic 04 3                                                                                                                                                                                     XX   XX 1 XX XX 2 1 C3     $55,007.18               XX                            
900000980 XX XX XX     XX XX XX XX/XX/XXXX Yes               $2,862.34   0.301489           $2,862.34                                                                                                                                                     No   $348.87 $142.42 Level 4-Stated/Verified as defined       No       0.79     763         0 0 0 0 0 0   XX LLC Business Entity Unemployed   XX 1       Level 4-Stated/Verified as defined                                                                                                             Yes XX XX 100.00% Full Recourse 2 US Citizen     Level 3-Stated/Partially Verified Level 3-Stated/Verified as defined Level 3-Stated/Partially Verified Classic 04/30/2025 763 Fair Isaac (VER. 2) 763 FICO Classic V5 Facta 774 FICO Risk Score Classic 04 3                                                                                                                                                                                     XX   XX 1 XX XX 3 2 C3     $33,939.20               XX                            
900000977 XX XX XX     XX XX XX XX/XX/XXXX No               $2,328.36   0.215834           $2,328.36                                                                                                                                                     Yes $864.00 $306.36 $96.31 Level 4-Stated/Verified as defined       No No       Permanent Resident Alien   699         0 0 0 0 0 0   XX Individual Individual Employed XX XX 2 Permanent Resident Alien Resident Alien Card   Level 4-Stated/Verified as defined 05/07/2025 715 Fair Isaac (VER. 2) 691 FICO Classic V5 Facta 699 FICO Risk Score Classic 04                                                                                               No                                                                                                                                                                                                                             XX   XX 1 XX XX 1 1 C3 $280,000.00   $66,093.81               XX                            
900000983 XX XX XX     XX XX XX XX/XX/XXXX Yes               $1,635.51   0.051708           $1,635.51                                                                                                                                                     No   $288.08 $133.21 Level 4-Stated/Verified as defined       No       0.79     718         0 0 0 0 0 0   XX LLC Business Entity Unemployed   XX 1       Level 4-Stated/Verified as defined                                                                                                             Yes XX XX 50.00% Full Recourse 3 US Citizen     Level 4-Stated/Verified as defined Level 3-Stated/Verified as defined Level 3-Stated/Partially Verified Classic 04/17/2025 652 Fair Isaac (VER. 2) 728 Beacon 5.0 718 FICO Risk Score Classic 04 3                                                                                                                                                                                     XX   XX 1 XX XX 3 2 C3     $161,020.72               XX