.6 Schedule 4
| Client Name: | Rithm Capital Corp | |||||||||||||||||
| Client Project Name: | NRMLT 2026-NQM1 | |||||||||||||||||
| Start - End Dates: | 5/5/2022 - 9/16/2022 | |||||||||||||||||
| Deal Loan Count: | 314 | |||||||||||||||||
| Rating Agency ATR QM Data Fields | ||||||||||||||||||
| Loans in Report: | 314 | |||||||||||||||||
| Marketing ID | Loan Number | Loan Level ATR/QM Status | Application Date Prior to 1/10/2014 | Lender Application Date | Broker Application Date | GSE Eligible | QRM Flag | ATR/QM Total Points and Fees | Rate Lock Date | APR | Bwr 1 Employment Indicator | Bwr 2 Employment Indicator | Bwr 1 Foreign National Indicator | Bwr 2 Foreign National Indicator | Borrowers Qualified Through a Non-Resident Alien Program | Residual Income Analysis in File | ATR/QM Residual Income | Full Diligence Id |
| 900000123 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 5.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000124 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 8.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000128 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 7.5 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000131 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7145 | XX/XX/XXXX | 5.2892 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000133 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 3032.6 | XX/XX/XXXX | 8.6328 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000135 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 16943.12 | XX/XX/XXXX | 7.7276 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 19483.39 | XXXX |
| 900000136 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 6250 | XX/XX/XXXX | 7.1014 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 14497.11 | XXXX |
| 900000140 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 5.25 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000142 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 16130 | XX/XX/XXXX | 6.6101 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 56484.72 | XXXX |
| 900000146 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 13783.25 | XX/XX/XXXX | 6.4968 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 8588.28 | XXXX |
| 900000147 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7637.5 | XX/XX/XXXX | 5.875 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000154 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1999.38 | XX/XX/XXXX | 7.9149 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 13424.66 | XXXX |
| 900000157 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 2815 | XX/XX/XXXX | 8.1581 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000160 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 6.875 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000163 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7167.5 | XX/XX/XXXX | 5.875 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000166 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 6168.4 | XX/XX/XXXX | 8.1687 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000172 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 7.8751 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000174 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 8525 | XX/XX/XXXX | 7.7501 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000178 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7775.68 | XX/XX/XXXX | 8.3174 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 4056.46 | XXXX |
| 900000179 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 8.0001 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000182 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1295 | XX/XX/XXXX | 7.1491 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 15617.94 | XXXX |
| 900000184 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 4.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000185 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 15750 | XX/XX/XXXX | 7.5 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000188 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 10955.35 | XX/XX/XXXX | 7.3808 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 8677.41 | XXXX |
| 900000189 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 5.875 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000191 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 6058.1 | XX/XX/XXXX | 7.7974 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000192 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 3980 | XX/XX/XXXX | 7.0249 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000193 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 6.25 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| Removed from deal | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 8950 | XX/XX/XXXX | 5.7098 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 3819.2 | XXXX |
| Removed from deal | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1395 | XX/XX/XXXX | 8.9163 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000203 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 5335.92 | XX/XX/XXXX | 8.375 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000204 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000205 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 44167.1 | XX/XX/XXXX | 5.148 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000209 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 19101.25 | XX/XX/XXXX | 6.9498 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 10900 | XXXX |
| 900000213 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | Yes | No | 0 | XX/XX/XXXX | 5.5001 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000217 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 8.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000218 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 8.625 | Unemployed | Employed | (No Data) | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000220 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 13438 | XX/XX/XXXX | 7.7183 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 7737.52 | XXXX |
| 900000222 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 10520 | XX/XX/XXXX | 7.5844 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 8177.67 | XXXX |
| 900000223 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 18414.91 | XX/XX/XXXX | 6.8953 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000228 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 3250 | XX/XX/XXXX | 8.0206 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000229 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 9085 | XX/XX/XXXX | 5.75 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000233 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 8.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000234 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 16394.96 | XX/XX/XXXX | 6.3501 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000236 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1390 | XX/XX/XXXX | 9.4379 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000237 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 24038.2 | XX/XX/XXXX | 6.6054 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 8969.64 | XXXX |
| 900000238 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 5850 | XX/XX/XXXX | 6 | Unemployed | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000241 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 12675 | XX/XX/XXXX | 6.5 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000242 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 9072 | XX/XX/XXXX | 6.75 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000244 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000246 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 6718 | XX/XX/XXXX | 7.5281 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 | XXXX |
| 900000248 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 7.8751 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000249 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 15050 | XX/XX/XXXX | 5.3751 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000251 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 12901.5 | XX/XX/XXXX | 5.8796 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000252 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 22636.25 | XX/XX/XXXX | 6.5 | Unemployed | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000256 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 7294.25 | XX/XX/XXXX | 6.8253 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 21058.02 | XXXX |
| 900000257 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 18276.22 | XX/XX/XXXX | 6.443 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 183498.05 | XXXX |
| 900000259 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1614 | XX/XX/XXXX | 7.5566 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000260 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 6643.52 | XX/XX/XXXX | 7.8074 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 5429.91 | XXXX |
| 900000261 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 7.8751 | Unemployed | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000263 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 12448 | XX/XX/XXXX | 7.6961 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 24003.8 | XXXX |
| 900000266 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 4770.06 | XX/XX/XXXX | 5.985 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000268 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7035.94 | XX/XX/XXXX | 9.875 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000274 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 6.25 | Unemployed | Unemployed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 | XXXX |
| 900000277 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 19269.12 | XX/XX/XXXX | 6.5353 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000281 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 8783.36 | XX/XX/XXXX | 7.7673 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 18076.48 | XXXX |
| 900000283 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 6.25 | Unemployed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000289 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 6466.25 | XX/XX/XXXX | 6.25 | Unemployed | Unemployed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 | XXXX |
| 900000290 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 19149.8 | XX/XX/XXXX | 6.2721 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 7298.29 | XXXX |
| 900000294 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 5576 | XX/XX/XXXX | 8.5 | Unemployed | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000297 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 8.0001 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000302 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 6062 | XX/XX/XXXX | 6.1418 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000306 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 6061.88 | XX/XX/XXXX | 6.625 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000308 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 5517.76 | XX/XX/XXXX | 7.9561 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 3940.24 | XXXX |
| 900000311 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 21643.86 | XX/XX/XXXX | 6.2872 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000314 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 27068.75 | XX/XX/XXXX | 8.8908 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 48183.75 | XXXX |
| 900000315 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 2250 | XX/XX/XXXX | 6.2784 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000316 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 4699.62 | XX/XX/XXXX | 8.3791 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 3322.47 | XXXX |
| 900000319 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | Yes | No | 4000 | XX/XX/XXXX | 6.5352 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000322 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 5814 | XX/XX/XXXX | 6.375 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000323 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 12750 | XX/XX/XXXX | 7.6929 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 88727.95 | XXXX |
| 900000325 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7644 | XX/XX/XXXX | 6.5 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000326 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 20266.97 | XX/XX/XXXX | 8.1226 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 17457.85 | XXXX |
| 900000332 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 9680 | XX/XX/XXXX | 5.3845 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000335 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | Yes | No | 6713.75 | XX/XX/XXXX | 6.8924 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 12806.86 | XXXX |
| 900000336 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 4666.6 | XX/XX/XXXX | 6.9052 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000339 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 14977.22 | XX/XX/XXXX | 7.6057 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 10985.6 | XXXX |
| 900000340 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000341 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 7.8751 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000344 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 17497.2 | XX/XX/XXXX | 4.7452 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | No | 0 | XXXX |
| Removed from deal | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000348 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 8.0001 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000350 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 4250 | XX/XX/XXXX | 8.8387 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 9725.46 | XXXX |
| 900000352 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 16633.25 | XX/XX/XXXX | 7.1742 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| Removed from deal | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 3806 | XX/XX/XXXX | 9.3757 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000358 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 41290 | XX/XX/XXXX | 5.8829 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000359 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 3071.25 | XX/XX/XXXX | 8.3046 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000360 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 8.0001 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000361 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 22316.32 | XX/XX/XXXX | 6.0375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 27297.36 | XXXX |
| 900000367 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 10451.28 | XX/XX/XXXX | 6.0415 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000369 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 10236.32 | XX/XX/XXXX | 7.9698 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000373 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 5.5001 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000375 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1195 | XX/XX/XXXX | 5.9891 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000378 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 32408.72 | XX/XX/XXXX | 6.9962 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 9529.15 | XXXX |
| 900000380 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 7.7501 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000381 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7855.31 | XX/XX/XXXX | 7.8751 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000383 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7850 | XX/XX/XXXX | 7.6758 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 6363.43 | XXXX |
| 900000386 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 27360 | XX/XX/XXXX | 7.1251 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| Removed from deal | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 7.375 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000389 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 3593.75 | XX/XX/XXXX | 6.25 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000390 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 5912.5 | XX/XX/XXXX | 5.375 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000396 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 6.25 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| Removed from deal | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 30289.38 | XX/XX/XXXX | 8.4709 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 16664.76 | XXXX |
| 900000398 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 5032.8 | XX/XX/XXXX | 6 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000400 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 15615.12 | XX/XX/XXXX | 6.6148 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 23000.72 | XXXX |
| 900000401 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 8482 | XX/XX/XXXX | 6.6425 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 28614.94 | XXXX |
| 900000402 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 13297.83 | XX/XX/XXXX | 7.9228 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000408 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 6384.45 | XX/XX/XXXX | 7.5766 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000409 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 6046.88 | XX/XX/XXXX | 5.6251 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000412 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 18038.75 | XX/XX/XXXX | 5.9763 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 25645.18 | XXXX |
| 900000418 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7614.9 | XX/XX/XXXX | 6.8241 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000419 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 11501.68 | XX/XX/XXXX | 7.8687 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000420 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000423 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 11976 | XX/XX/XXXX | 6 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000426 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1295 | XX/XX/XXXX | 6.7023 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 7435.55 | XXXX |
| 900000432 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 8040 | XX/XX/XXXX | 7.7437 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 18953.27 | XXXX |
| 900000437 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 8370.87 | XX/XX/XXXX | 7.1011 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 | XXXX |
| 900000440 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 7.5 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000441 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 3360.34 | XX/XX/XXXX | 8.5743 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000447 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1383.48 | XX/XX/XXXX | 8.0989 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000448 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7434.38 | XX/XX/XXXX | 6.5 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000453 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 3115 | XX/XX/XXXX | 8.0654 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000457 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 7319.28 | XX/XX/XXXX | 7.1415 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000459 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 9427.48 | XX/XX/XXXX | 5.7512 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | Yes | 28339.52 | XXXX |
| 900000464 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 9539.06 | XX/XX/XXXX | 6.875 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000465 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 5.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000467 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 41391 | XX/XX/XXXX | 7.7143 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 | XXXX |
| 900000468 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7303.4 | XX/XX/XXXX | 8.9736 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 5666.02 | XXXX |
| 900000474 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 5985 | XX/XX/XXXX | 8.2865 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000478 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 12850 | XX/XX/XXXX | 8.6892 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 22253.57 | XXXX |
| 900000479 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 10288.9 | XX/XX/XXXX | 6.524 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 11389.61 | XXXX |
| 900000485 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 19092.5 | XX/XX/XXXX | 6.3928 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000489 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 16458.75 | XX/XX/XXXX | 7.1107 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 15947.39 | XXXX |
| 900000495 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7301.42 | XX/XX/XXXX | 8.0823 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 7094.07 | XXXX |
| 900000498 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 6234.38 | XX/XX/XXXX | 7.1251 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000499 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 11134.2 | XX/XX/XXXX | 5.9657 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000501 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 9557.95 | XX/XX/XXXX | 6.3451 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 3342.52 | XXXX |
| 900000502 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 9.5108 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 13959.43 | XXXX |
| 900000503 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 7.375 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000504 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 5.9618 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000507 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 8187.5 | XX/XX/XXXX | 6.0903 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000510 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 4836.77 | XX/XX/XXXX | 8.4717 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000513 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 5568.75 | XX/XX/XXXX | 5.5001 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000515 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 9240 | XX/XX/XXXX | 7 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000518 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 3231.25 | XX/XX/XXXX | 5.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000519 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 6405.43 | XX/XX/XXXX | 7.1893 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 8454.44 | XXXX |
| 900000520 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 19826.77 | XX/XX/XXXX | 8.4112 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000522 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 15647.75 | XX/XX/XXXX | 7.1665 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000527 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1481.4 | XX/XX/XXXX | 6.9975 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000533 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 6.875 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000535 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 9040.14 | XX/XX/XXXX | 6.75 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000541 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 9664.16 | XX/XX/XXXX | 7.25 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000544 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 9030 | XX/XX/XXXX | 5.3751 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000548 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 2544 | XX/XX/XXXX | 8.0001 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000554 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 5.7796 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000555 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 7 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000556 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 5.3644 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000558 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 5.863 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 22506.3 | XXXX |
| 900000559 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 12547.96 | XX/XX/XXXX | 6.1241 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 5152.38 | XXXX |
| 900000560 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 10312.5 | XX/XX/XXXX | 7.0516 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000563 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 7652.01 | XX/XX/XXXX | 7.7404 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 5102.72 | XXXX |
| 900000564 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 37690 | XX/XX/XXXX | 6.2782 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 9168.27 | XXXX |
| 900000567 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 9.5 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000568 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 5.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000574 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 8.0001 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000576 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 22963.27 | XX/XX/XXXX | 5.939 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 8446.07 | XXXX |
| 900000578 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 11906.25 | XX/XX/XXXX | 6.25 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000581 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 13868 | XX/XX/XXXX | 6.2301 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000585 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 12771 | XX/XX/XXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000587 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 8845.18 | XX/XX/XXXX | 8.52 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | Yes | 23922.57 | XXXX |
| 900000601 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 8.625 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000605 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 10480.73 | XX/XX/XXXX | 7.3259 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000607 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 13170.5 | XX/XX/XXXX | 6.625 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000609 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 6.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000611 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 10997 | XX/XX/XXXX | 8.3173 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000615 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 6272.5 | XX/XX/XXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000618 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 835 | XX/XX/XXXX | 8.9067 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 163410.17 | XXXX |
| 900000620 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 8.625 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000621 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 10182.5 | XX/XX/XXXX | 8.3208 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 9514.4 | XXXX |
| 900000623 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1090 | XX/XX/XXXX | 7.7739 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 8967.2 | XXXX |
| 900000629 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7938 | XX/XX/XXXX | 6.2613 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000634 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 11412.5 | XX/XX/XXXX | 5.5001 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000637 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 6125.24 | XX/XX/XXXX | 6.4319 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000638 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 6316.41 | XX/XX/XXXX | 6.875 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000643 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 15254.96 | XX/XX/XXXX | 7.6424 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 32676.67 | XXXX |
| Removed from deal | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 18750 | XX/XX/XXXX | 7.0194 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 0 | XXXX |
| 900000646 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 3989.52 | XX/XX/XXXX | 6.893 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000647 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 9673.12 | XX/XX/XXXX | 5.25 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000648 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 12081.51 | XX/XX/XXXX | 6.2951 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000651 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 8902.34 | XX/XX/XXXX | 6.625 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000653 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 11879.94 | XX/XX/XXXX | 5.6849 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000660 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 8675 | XX/XX/XXXX | 6.1363 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000662 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 19126.98 | XX/XX/XXXX | 6.9263 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| Removed from deal | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 7.8751 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000670 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 4307.5 | XX/XX/XXXX | 8.209 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000674 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 10044.44 | XX/XX/XXXX | 6.8794 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000675 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 16087.5 | XX/XX/XXXX | 6.5 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000676 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 6544.31 | XX/XX/XXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000680 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 18220 | XX/XX/XXXX | 7.0062 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 45584.64 | XXXX |
| 900000681 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 15638.32 | XX/XX/XXXX | 6.8275 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 9216.56 | XXXX |
| 900000682 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 14113.89 | XX/XX/XXXX | 7.375 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000685 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 3260.25 | XX/XX/XXXX | 8.625 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000689 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 15000 | XX/XX/XXXX | 8.1397 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000690 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 7 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000691 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 10025.49 | XX/XX/XXXX | 5.9646 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 5265.06 | XXXX |
| 900000695 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 4410 | XX/XX/XXXX | 7.8751 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000696 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000698 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1100.88 | XX/XX/XXXX | 8.3064 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 13279.53 | XXXX |
| 900000700 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 8436.3 | XX/XX/XXXX | 7.814 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 61628.02 | XXXX |
| 900000701 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000704 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 42997.85 | XX/XX/XXXX | 5.3751 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000707 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 43341.88 | XX/XX/XXXX | 5.5346 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000709 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 6.375 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000712 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | Yes | No | 6558.17 | XX/XX/XXXX | 6.6014 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000713 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 7.8751 | Unemployed | Unemployed | U.S. Citizen | Permanent Resident Alien | (No Data) | (No Data) | 0 | XXXX |
| 900000715 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 33180.68 | XX/XX/XXXX | 5.9167 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | No | 0 | XXXX |
| 900000718 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | Yes | No | 7443.25 | XX/XX/XXXX | 7.7368 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000720 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 10187.5 | XX/XX/XXXX | 5.0862 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 15864.29 | XXXX |
| 900000721 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 6.875 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000724 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 8130 | XX/XX/XXXX | 6.9937 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 | XXXX |
| 900000725 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 20626.31 | XX/XX/XXXX | 6.5306 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 120610.17 | XXXX |
| 900000726 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 3284.4 | XX/XX/XXXX | 8.625 | Unemployed | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000733 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000738 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 5453.44 | XX/XX/XXXX | 5.6251 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000740 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 11562.5 | XX/XX/XXXX | 6.4437 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 10565.9 | XXXX |
| 900000741 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 3691.41 | XX/XX/XXXX | 7.8751 | Unemployed | Unemployed | (No Data) | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000743 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 14049.04 | XX/XX/XXXX | 6.8464 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000744 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 20536.78 | XX/XX/XXXX | 9.4021 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 38858.1 | XXXX |
| 900000745 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 5115 | XX/XX/XXXX | 7.7501 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000746 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 8.125 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000747 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 3974.2 | XX/XX/XXXX | 7.9171 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 4887.24 | XXXX |
| 900000752 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 13900 | XX/XX/XXXX | 6.0277 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 31291.08 | XXXX |
| 900000753 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 12529.73 | XX/XX/XXXX | 6.3668 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000756 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7750 | XX/XX/XXXX | 6.6932 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 34076.22 | XXXX |
| 900000758 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 11276 | XX/XX/XXXX | 8.9973 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 7177.97 | XXXX |
| 900000760 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 11412.5 | XX/XX/XXXX | 5.5001 | Unemployed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000762 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 4547.81 | XX/XX/XXXX | 7.8751 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000763 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 4250 | XX/XX/XXXX | 8.5 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000767 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 6750 | XX/XX/XXXX | 7.6512 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000769 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 32526 | XX/XX/XXXX | 5.3716 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 11512.49 | XXXX |
| 900000770 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 32862.92 | XX/XX/XXXX | 7.9989 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 8265.02 | XXXX |
| 900000772 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 16320 | XX/XX/XXXX | 9.5226 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 16395.18 | XXXX |
| 900000785 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 5786 | XX/XX/XXXX | 8.9121 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 2548.66 | XXXX |
| 900000787 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 8802.24 | XX/XX/XXXX | 8.2131 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 4774.44 | XXXX |
| 900000788 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 8.625 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000792 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 9175.62 | XX/XX/XXXX | 6.625 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000793 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 22349.94 | XX/XX/XXXX | 7.6373 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 23138.9 | XXXX |
| 900000796 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 29195.2 | XX/XX/XXXX | 5.5859 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 6011.72 | XXXX |
| 900000799 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 9638.8 | XX/XX/XXXX | 6.3558 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 0 | XXXX |
| 900000805 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 9977.5 | XX/XX/XXXX | 8.3148 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 14517.09 | XXXX |
| 900000808 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 6.1302 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 21211.58 | XXXX |
| 900000811 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 96397.74 | XX/XX/XXXX | 5.811 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000812 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 5.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000814 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 5514.88 | XX/XX/XXXX | 7.8364 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 7262.96 | XXXX |
| 900000818 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 414.6 | XX/XX/XXXX | 8.2979 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000824 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000826 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 11401.26 | XX/XX/XXXX | 7.211 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 3326.16 | XXXX |
| 900000828 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 7.8751 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000832 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 17513.31 | XX/XX/XXXX | 6.8902 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 9295.73 | XXXX |
| 900000834 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 28621.48 | XX/XX/XXXX | 7.4607 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 13277 | XXXX |
| 900000835 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 4.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000837 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 10908.9 | XX/XX/XXXX | 7.4322 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 3484.83 | XXXX |
| 900000838 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 20910.56 | XX/XX/XXXX | 6.6613 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 5385.04 | XXXX |
| 900000840 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 6 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000843 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 5.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000847 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 8670 | XX/XX/XXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000849 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 2235.2 | XX/XX/XXXX | 5.2091 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 3300 | XXXX |
| 900000855 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 8.0001 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000860 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | Yes | No | 15035.37 | XX/XX/XXXX | 5.6673 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| Removed from deal | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 8.25 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000863 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 9668.05 | XX/XX/XXXX | 6.5431 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | Yes | 7782.33 | XXXX |
| 900000865 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 5.875 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000868 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 57207.7 | XX/XX/XXXX | 6.0353 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 12577.02 | XXXX |
| 900000870 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7306.16 | XX/XX/XXXX | 6.2017 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 2810.2 | XXXX |
| 900000872 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 8.0001 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000874 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 15811 | XX/XX/XXXX | 8.3742 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 4997.86 | XXXX |
| 900000878 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | Not Applicable | No | No | 0 | XX/XX/XXXX | 8.125 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000879 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | Yes | No | 6301.6 | XX/XX/XXXX | 8.1113 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 0 | XXXX |
| 900000880 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 5.75 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000884 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 6948.34 | XX/XX/XXXX | 8.7925 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 2802.85 | XXXX |
| 900000886 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1514.5 | XX/XX/XXXX | 6.0417 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 23764.72 | XXXX |
| 900000887 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 60216.46 | XX/XX/XXXX | 6.3794 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000893 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 7281.33 | XX/XX/XXXX | 5.875 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000894 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 14055.18 | XX/XX/XXXX | 8.3517 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000895 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 9329.32 | XX/XX/XXXX | 8.3609 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000900 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 5.5001 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000901 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 6250 | XX/XX/XXXX | 6.3557 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000902 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 10176.18 | XX/XX/XXXX | 7.5257 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| Removed from deal | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 26678.03 | XX/XX/XXXX | 8.4839 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000910 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 9760 | XX/XX/XXXX | 6.1921 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000912 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 15625 | XX/XX/XXXX | 5.859 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000913 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 5430 | XX/XX/XXXX | 5 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XXXX |
| 900000924 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1055 | XX/XX/XXXX | 6.3966 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 10187.84 | XXXX |
| 900000929 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 10199 | XX/XX/XXXX | 6.4675 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000931 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 9446 | XX/XX/XXXX | 7.4723 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000938 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 11889.2 | XX/XX/XXXX | 5.7227 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XXXX |
| 900000940 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 11795 | XX/XX/XXXX | 5.8958 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 16107.98 | XXXX |
| 900000943 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 5479.1 | XX/XX/XXXX | 9.0461 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 9008.45 | XXXX |
| 900000944 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 7.7501 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000947 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 8150 | XX/XX/XXXX | 4.9933 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000963 | XXXX | ATR/QM: Exempt | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 0 | XX/XX/XXXX | 6.375 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XXXX |
| 900000965 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 1390 | XX/XX/XXXX | 5.0653 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 14844.05 | XXXX |
| 900000968 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | Not Applicable | No | No | 19525 | XX/XX/XXXX | 7.0329 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XXXX |
| 900000970 | XXXX | Non-QM: Lender documented all ATR UW factors | No | XX/XX/XXXX | XX/XX/XXXX | No | No | 12348 | XX/XX/XXXX | 5.0437 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 15740.18 | XXXX |