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.4 Schedule 3

 

Marketing ID Loan ID Seller Loan ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN Primary Appraisal Occupancy
526 XX XX NRZ Smart Vest STR 30 Year Fixed w/3 Year PPP Debt Service Coverage Ratio Present No 0 9500 Short Term Rental 5933.33 XX 12 58.00% 5933.33 XX Yes 70.23 1.424 1.424 4166.98 Yes 75000 5933.33 No 0.0 1 1 N/A 8.45 No Vested Individual XX XX N/A 0 N/A Tenant
65 XX XX DSCR Debt Service Coverage Ratio Present No 0 Short Term Rental 5883.33 XX 12 50.00% 5883.33 XX Yes 129.44 0.77 0.773 7615.25 Yes 160400 5883.33 No 0.0 1 1 N/A 139.42 No Vested Individual XX XX N/A 0 N/A Owner
280 XX XX DSCR Debt Service Coverage Ratio Present No 0 2000 Short Term Rental 2850 XX 12 52.00% 2850 XX Yes 52.89 1.89 1.891 1507.24 Yes 48600 2850 No 0.0 1 1 N/A 45.45 No Vested Individual XX XX Vested Individual XX XX N/A 0 N/A Vacant
363 XX XX DSCR Debt Service Coverage Ratio Present No 0 Short Term Rental 3011 XX 12 60.00% 3011 XX Yes 90.57 1.1 1.104 2726.97 Yes 53130 3011 No 0.0 2 1 N/A 207.71 No Vested Individual XX XX N/A 0 N/A Vacant
408 XX XX NRZ Smart Vest STR 30 Year Fixed w/3 Year PPP Debt Service Coverage Ratio Present No 0 1670 Short Term Rental 2791.67 XX 12 41.00% 2791.67 XX Yes 72.61 1.377 1.377 2027.14 Yes 20040 2791.67 No 0.0 1 1 N/A 34.13 No Vested Individual XX XX N/A 0 N/A Owner
449 XX XX NRZ Smart Vest STR 30 Year Fixed w/3 Year PPP Debt Service Coverage Ratio Present No 0 Short Term Rental 5108.33 XX 12 60.00% 5108.33 XX Yes 60.96 1.63 1.64 3114.29 Yes 49650 5108.33 No 0.0 1 1 N/A 136.08 No Vested Individual XX XX N/A 0 N/A Vacant
460 XX XX NRZ Smart Vest STR 30 Year Fixed w/3 Year PPP Debt Service Coverage Ratio Present No 0 Short Term Rental 6625 XX 12 78.00% 6625 XX Yes 69.67 1.435 1.435 4615.71 Yes 2400 6625 No 0.0 1 1 N/A 10.16 No Vested Individual XX XX N/A 0 N/A Owner
491 XX XX DSCR Debt Service Coverage Ratio Present No 0 Short Term Rental 6491.66 XX 12 77.00% 6491.66 XX Yes 46.29 2.14 2.16 3005.17 Yes 2000 6491.66 No 0.0 1 1 N/A 59.34 Yes XX Limited Liability Corporation (LLC) Individual Guarantor XX XX Yes 1 Full Recourse XX Vacant
499 XX XX NRZ Smart Vest STR 30 Year Fixed w/3 Year PPP Debt Service Coverage Ratio Present No 0 Short Term Rental 4450 XX 12 56.00% 4450 XX Yes 73.52 1.36 1.36 3271.48 Yes 17000 4450 No 0.0 1 1 N/A 85 Yes XX Limited Liability Corporation (LLC) Individual Guarantor XX XX Individual Guarantor XX XX Yes 2 Full Recourse XX Owner
519 XX XX DSCR Debt Service Coverage Ratio Present No 0 2200 Short Term Rental 5525 XX 1 58.00% 5525 XX Yes 67.68 1.47 1.478 3739.26 Yes 100000 5525 No 0.0 1 1 N/A 72.71 No Vested Individual XX XX N/A 0 N/A Vacant
524 XX XX NRZ Smart Vest Interest Only STR 30 Year Fixed w/1 Year PPP Debt Service Coverage Ratio Present No 0 2850 Short Term Rental 3600 XX 12 45.00% 3600 XX Yes 68.23 1.466 1.466 2456.32 Yes 34200 3600 No 0.0 1 1 N/A 87.93 No Vested Individual XX XX N/A 0 N/A Vacant
525 XX XX NRZ Smart Vest STR 30 Year Fixed w/3 Year PPP Debt Service Coverage Ratio Present No 0 1700 Short Term Rental 2658.33 XX 12 68.00% 2658.33 XX Yes 74.77 1.32 1.337 1987.63 Yes 23316.24 2658.33 No 0.0 1 1 N/A 29.08 Yes XX Limited Liability Corporation (LLC) Individual Guarantor XX XX Yes 1 Full Recourse XX Vacant
566 XX XX DSCR Debt Service Coverage Ratio Present No 0 Short Term Rental 2716.66 XX 12 48.00% 2716.66 XX Yes 68.86 1.45 1.452 1870.64 Yes 1850 2716.66 No 0.0 1 1 N/A 10.9 Yes XX Limited Liability Corporation (LLC) Individual Guarantor XX XX Yes 1 Full Recourse XX Vacant
575 XX XX DSCR Debt Service Coverage Ratio Present No 0 4800 Short Term Rental 9616.67 XX 12 72.00% 9616.67 XX Yes 56.56 1.79 1.768 5439.16 Yes 57600 9616.67 No 0.0 1 1 N/A 16.72 No Vested Individual XX XX N/A 0 N/A Tenant
598 XX XX DSCR Debt Service Coverage Ratio Present No 0 5500 Short Term Rental 8733.33 XX 1 42.00% 8733.33 XX Yes 93.89 1.04 1.065 8200.05 Yes 98400.6 8733.33 No 0.1 1 1 N/A 430.02 No Vested Individual XX XX N/A 0 N/A Owner
643 XX XX DSCR Debt Service Coverage Ratio Present No 0 3500 Short Term Rental 13766 XX 1 60.00% 13766 XX Yes 41.08 2.43 2.434 5654.56 Yes 64854.72 13766 No 0.0 1 1 N/A 11.24 No Vested Individual XX XX Vested Individual XX XX N/A 0 N/A Vacant
656 XX XX DSCR Debt Service Coverage Ratio Present No 0 7775 Short Term Rental 6491.66 XX 12 77.00% 6491.66 XX Yes 46.69 2.14 2.142 3031.05 Yes 2000 6491.66 No 0.0 1 1 N/A 57.6 Yes XX Limited Liability Corporation (LLC) Individual Guarantor XX XX Yes 1 Full Recourse XX Vacant
679 XX XX NRZ Smart Vest STR 30 Year Fixed w/3 Year PPP Debt Service Coverage Ratio Present No 0 Short Term Rental 16550 XX 12 71.00% 16550 XX Yes 55.2 1.81 1.812 9136.07 Yes 67000 16550 No 0.0 1 1 N/A 13.83 No Vested Individual XX XX N/A 0 N/A Owner
732 XX XX NRZ Smart Vest Interest Only STR 30 Year Fixed w/1 Year PPP Debt Service Coverage Ratio Present No 0 4300 Short Term Rental 4925 XX 12 66.00% 4925 XX Yes 94.2 1.062 1.062 4639.55 Yes 68200 4925 No 0.0 1 1 N/A 7.44 No Vested Individual XX XX N/A 0 N/A Owner
780 XX XX DSCR Debt Service Coverage Ratio Present No 0 3000 Short Term Rental 4841.67 XX 1 62.00% 4841.67 XX Yes 62.1 1.5 1.61 3006.7 Yes 30123.72 4841.67 No 0.0 1 1 N/A 27.66 No Vested Individual XX XX N/A 0 N/A Vacant
784 XX XX NRZ Smart Vest STR 40 Year Fixed Interest Only w/3 Year PPP Debt Service Coverage Ratio Present No 0 Short Term Rental 3158.33 XX 12 76.00% 3158.33 XX Yes 75.28 1.32 1.328 2377.59 Yes 37899.96 3158.33 No 0.0 1 1 N/A 251.34 No Vested Individual XX XX N/A 0 N/A Vacant
787 XX XX NRZ Smart Vest STR 30 Year Fixed w/3 Year PPP Debt Service Coverage Ratio Present No 0 Short Term Rental 4725 XX 12 51.00% 4725 XX Yes 94.3 1.06 1.06 4455.84 Yes 90000 4725 No 1 1 N/A 7.15 No Vested Individual XX XX N/A 0 N/A Tenant
808 XX XX NRZ Smart Vest STR 30 Year Fixed w/3 Year PPP Debt Service Coverage Ratio Present No 0 1800 Short Term Rental 2833.33 XX 12 48.00% 2833.33 XX Yes 99.8 1.002 1.002 2827.76 Yes 21600 2833.33 No 0.0 1 1 N/A 35.44 No Vested Individual XX XX Vested Individual XX XX N/A 0 N/A Owner